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28412 : Real Estate Advice

  • All21
  • Local Info0
  • Home Buying8
  • Home Selling6
  • Market Conditions0

Activity 18
Mon Jul 24, 2017
Mary C answered:
Hi,

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Consumer Care Advocate
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Sat Apr 18, 2015
NACA Online Operations answered:
NACA will be happy to work with you. NACA does not use your credit score in any manner, though we do work with you on resolving any charge-offs or collections that have happened in the last two years, and your bill payment history must be on time for the past 12 months.

The NACA program offers no down payment, no closing costs, a fixed below market interest rate, and the ability to buy down the interest rate even further, potentially to near zero.

Just go to the NACA website at http://www.naca.com and sign up for a free Home Buyer's Workshop.
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0 votes 15 answers Share Flag
Tue Nov 18, 2014
Brett Skyles answered:
How do you count rooms for appraisal purposes in GA? Above grade, we have 3 bedrooms and 2 full bathrooms, a kitchen, dining room, great room, and mud room, which is large and also is our laundry room. Below grade we have a full finished bedroom (604 sqft) with two large windows and double doors that exit the house. Additionally, there is another door that leads into the unfinished part of the basement. Within the finished bedroom, there is a full bathroom. How many rooms do I have above grade, and what is the total room count?

Thanks for the help!
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0 votes 8 answers Share Flag
Sun Dec 8, 2013
Adam Slack answered:
J,

You do not have to pay mortgage insurance. There are multiple loan options with as little as 5% down without mortgage insurance. You can also split the 1st loan up at 80% of the homes value and do a smaller 2nd mortgage to avoid mortgage insurance as well. Would you have some time to discuss different loan options? I am available today if you would like to discuss and I can show you what the lowest rates that would be available are as well as different payments for these options.

Adam Slack
Cell: 704-242-4108
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0 votes 7 answers Share Flag
Sat May 4, 2013
Robert Howell answered:
Hey Technoguunter3 from Charlotte.
I stopped saying "no problem" many years ago in my career. But I can tell you that if me and my lender can't get you into your first home, I will will buy you a steak dinner on me.
Call me,
Robert Howell
Realtor/Broker
Coldwell Banker Sea Coast Realty
910-508-8609
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0 votes 9 answers Share Flag
Wed Feb 13, 2013
Jeff Lesley answered:
Hi, I hope you are doing well and yes I would agree with Jay that it does need to be clarified a bit. It is a very small percentage where the listing agent is also the seller sub-agent or a dual agent in the transaction. But with our current shortage of inventory I have seen within the past few months as this market shifts that the quantity is higher where the listing agent also brings forward the buyer. There are a lot of reasons that come into play with the primary one being the price point.

Keep in mind that as one of the top agents in the area that I show a lot of my own listings but it comes down to being the right fit for the buyer at the end of the day. Your listing agent should be showing it a lot because that of course means that they are doing ample marketing to get the property out there rather than sitting back and waiting on the MLS to generate buyers.

If you would like to talk to any of my sellers or buyers at any time about how I work for them then just let me know. Thanks

Jeff Lesley
910-297-7071
JLesley@Century21Sweyer.com
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0 votes 2 answers Share Flag
Sun Dec 16, 2012
Alan May answered:
There is no "typical, average, usual, normal, regular"... percentage. Each agent/agency charges a fee commensurate with the services they provide.

Call a few agents in the area and ask them what they would charge, and what they provide for that fee.

As pointed out... commissions are negotiable (by law), but that doesn't mean that each and every agent will negotiate their own commission... merely that they are not allowed to "fix" a percentage by colluding with one another.
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0 votes 3 answers Share Flag
Mon Sep 10, 2012
Jean Berberian answered:
Thu Feb 9, 2012
Peter Sweyer answered:
It is customary for property management companies to perform credit checks on prospective tenants. Some tenants will be prepared for this while I'm sure others will not. It has become a necessity in the industry to perform credit checks as part of the fiduciary responsibilities property management companies have to their home owners.

Good Luck,

Peter
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0 votes 1 answer Share Flag
Fri Feb 3, 2012
Robert D Hughes answered:
Depends on the supply of rental houses at any particular time and area Victory. In my locale of Pennsylvania, rental homes are flying off the shelf. Any rental house in our area rents within 45-60 days unless the condition is poor.

Good luck,

Rob
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0 votes 2 answers Share Flag
Sat Jan 21, 2012
Peter Sweyer answered:
Mom,

Real estate commissions are negotiable. But be aware that you get what you pay for. In this market you need to do everything right to get your house sold. That means your house has to be "parade ready", it has to be priced ahead of your direct competition and the commission has to "incentivize" buyer agents to sell your house.

Average days on the market for homes in WIlmington is between 150-160 days. Most reputable agents will require at least that much time in a listing agreement if not more.

Phil said it aptly.

Good Luck,

Peter
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0 votes 9 answers Share Flag
Mon Jan 2, 2012
Tina Yeates answered:
On the auction sites they will typically list the property on their website until the auction date. Near or on the auction the day they will mark it as Active Off Market. Meaning they are in the process of determining the winning bid. You should see a notification in a day or two indicating Sold and someone will get a notification. If the home was on Auction.com you should be able to see if your bid was the top one or not. Other auction sites are not as open. Please note that you can use a Realtor at these sites to help look out for your best interests. If you did not get this one. Use your Realtor to help you get the next one. Remember you don't pay the Realtor the seller/auction site does. ... more
0 votes 3 answers Share Flag
Fri Nov 4, 2011
Bobby Jean Harvey answered:
This is a easy attainable list for licensed agents..just let me know where you want it sent too and I can get it to you. To get a more detailed list I will need to know exactly what you are looking for...for example price range, size of home, etc....(We can get as detailed as you would like!)

New Hanover County is the county Wilmington is located in and you can go to:http://etax.nhcgov.com/Main/Home.aspx to see tax records of properties as well.
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0 votes 6 answers Share Flag
Fri Nov 4, 2011
Bobby Jean Harvey answered:
Means the seller has removed their property from being a "active" property...ready to sell. Sometimes when sellers have emergencies, or family situations or whatever...they can request their agent take their house temporarily off the market. They still have a listing agreement with the agent however....they are putting it on hold during this time. Temporarily can range from a few days to months....each property is different. If you see a property you are interested in and this is the status...please let me know and I can check on it for you to see if they are planning on returning it to the market in a certain time frame. ... more
0 votes 5 answers Share Flag
Thu Nov 11, 2010
Jeanne Feenick answered:
You bet, if the renters have children - in terms of resources - I direct them to info at the state level and also here in NJ we've got a great state-wide school report card that compares and contrasts schools/school districts. It is always best to allow the renter/buyer evaluate for themselves.

Best,
Jeanne Feenick
Unwavering Commitment to Service
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0 votes 6 answers Share Flag
Wed Jul 16, 2008
Glen answered:
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