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Home Buying in Williamstown : Real Estate Advice

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  • Local Info4
  • Home Buying20
  • Home Selling5
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Activity 30
Mon Nov 23, 2015
Kathy Lewis answered:
620 credit score is required by most lenders, some want to see a 640. You can learn more about all the requirements in the link below.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHub.com
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0 votes 6 answers Share Flag
Sat Jul 11, 2015
Simon Watson answered:
One way for sale by owners to show up on the Trulia listings is to
post it on a web site called FIZBER.COM, it will show up on Truila within 24-48 hours

Simon Watson
Keller Williams Realty-East Bay
VA Buyer Experts
(925) 286-7112
(510) 859-4773
BRE 01881304
simon@myrealtorsimon.com
... more
0 votes 1 answer Share Flag
Thu Apr 30, 2015
thinz answered:
If you sold your home in a short sale and your credit was impacted, generally after 2 years you can begin the process of trying to buy another home using conventional financing. Of course nothing prevents you from purchasing a home with owner financing at any time...just need to work out the terms! Tom Hinz www.shortsaletosell.com ... more
0 votes 1 answer Share Flag
Sun Sep 14, 2014
Jeanne Feenick answered:
Hoping your "buy agreement" includes a standard inspection contingency clause. If so your attorney can most likely assist you in a graceful exit strategy using the inspection contigency. I know read your add on comment that the seller is agreeing to fix everything - when it comes to inspection, you have the right to ask, and they to respond. Their willingness to fix all repairs does introduce a wrinkle. You need to consult with your attorney for guidance.

Best of luck to you.
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0 votes 8 answers Share Flag
Fri Nov 29, 2013
chevluvr58 answered:
Shane go get your own financing you will be better off all the way around. Trust me! I had nothing but a headache with NVR mortgage. They are brokers!!!!!! Used Car Salesmen!!!! Go to a real bank!!! Don't use them. ... more
0 votes 6 answers Share Flag
Sun Nov 24, 2013
Jessica Bateman answered:
I assume it's credit or down payment is the reason you are not buying correct? I would recommend The Lenders Network, they can refer you to a lender to first see if you can be approved and if not what you need to do.

Good Luck!
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0 votes 5 answers Share Flag
Sun Sep 22, 2013
Karen Peyton answered:
So sorry to say the truth - It will be impossible to remove ALL pictures of your house from the internet! There are simply too many sources distributing information. You may be able to have the photos removed from Trulia, but there are 300 to 400 others companies to contact. Unfortunately, it's like trying to "un-ring" a bell! The internet doesn't forget. ... more
0 votes 4 answers Share Flag
Mon Aug 19, 2013
riggie720 answered:
Hi Judi,

My husband and I moved to Forest Hills in 2010 and it is a great neighborhood. Kids still play outside in the summer and it looks like a Thomas Kinkade postcard in the winter. You cannot beat the gas lanterns and beautiful trees. Most developments now rip down the trees and build cookie-cutter houses, but forest hills preserved the trees the houses were built around. We're so happy we moved there.

Hope that helps!

Marie
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1 vote 2 answers Share Flag
Tue Jul 2, 2013
The Rifkin Team answered:
You could contact my lender of choice.
Kevin Odonnell
Front Gate Mortgage
856-401-9090


Thanks,
Samuel Rifkin
609-315-9119
www.SamSellsNJ.com
The Rifkin Team
Keller Williams Realty ... more
0 votes 3 answers Share Flag
Tue Jul 2, 2013
My NC Homes Team answered:
Typically not, most lenders don't want to go through all the paperwork for a loan under $50,000. If you have access to one I'd suggest speaking with a credit union.
0 votes 2 answers Share Flag
Tue May 28, 2013
answered:
Good afternoon tinamarieb68,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible economy, you have a low credit score and you have a dream of buying a home, here's some simple advice for you.

It is unlikely you could be approved for mortgage financing with that credit score at this time.

Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website.
http://www.consumer-action.org/

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE.
http://www.consumer.ftc.gov/articles/0058-credit-repair-how-help-yourself

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Sun Mar 17, 2013
Marsha Bowen Washington answered:
Tue Mar 5, 2013
Kenneth Weidler answered:
What is your credit score. There may be options

Kenneth Weidler Broker Associate
Prudential Fox and Roach Realtors
www.realestatenj.net
realestatekw@comcast.net
856-261-6474
0 votes 6 answers Share Flag
Wed Nov 21, 2012
April answered:
I might have a 3-4 bedroom house 2 full bath kitchen,diningroom, livingroom,familyroom and a sunroom ready to rent the first week of December 2012. Give me a call @ 856-340-4983. The rent is 1350.00 monthly. I require an application fee 1 1/2 month security deposit and we require renter's insurance if you do not have an agent we will rovide the insurance and it will be added to the monthly rent ... more
0 votes 3 answers Share Flag
Fri Sep 28, 2012
Ines De La Cruz answered:
Hello Patty,
Thank you for your question.
Did you take a look at the ones in Southampton - Leisuretown?
There are some developments in Washington Twp, Deptford and more in the areas Williamstown, Berlin. Would you like me to email them to you?
I can be reached at inesdelacruz@remax.net or 609-313-8518
Best Regards,
Ines De La Cruz, Realtor, ABR,CRS
RE/MAX Connection
Visit www.inesdelacruz.com to see all the homes in SJ.
... more
0 votes 4 answers Share Flag
Sat Aug 4, 2012
Movado answered:
I owned a Ryan Home. The ups and downs to this home are some very poor construction as this house is put together like it is some sort of kids model. Lower end materials are used. I mean lets be real, Ryan Homes bread and butter is that they can produce a lower price priced home model that is similar to their competitors, such as Toll Brothers. The siding on the house easily blows off as well as roofing shingles. You will sure to be putting money into your home to get it up to par. For this reason why not get it right in the first place and get a Toll Brothers Home? ... more
0 votes 10 answers Share Flag
Sun Apr 29, 2012
. answered:
Call me or send me an email ay gmccollam@gyleshomes.com and I will give you the name of a good mortgage rep who can tell you if there will be a problem with financing. I don't see an issue going FHA, but my mortgage rep would be a better qualified person to answer your question. ... more
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Sat Mar 24, 2012
. answered:
As the other have said, you can and should negotiate the price on the sale of your new home. However, if you registered with the builder, it may be too late to use a Realtor, but you won't know until you ask. As for the HOA fee, in my development it is $80 per year. Usually, this just covers insurance and the maintenance of common area, such as the signs at the entrance. In large development the cost is spread out so a yearly fee in this range is not unusual. Reviewing the HOA documents is a good idea and you should have your lawyer review them. ... more
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Wed Nov 2, 2011
Private answered:
Thu Jul 14, 2011
answered:
Jim,
My question for you is how bad you want to purchase you first home. “If the answer is yes”. I can help you. With the right guidance I think that you can be ready sooner than you think. There are some lending options for 100% financing. VA loan, if you or your spouse was ever in the military or USDA loan if you find a home that considered to be in a rural area.
My office is in Manalapan NJ, I will be more than happy to provide you with a pre approval or to take on any of your questions.
Antonio Llamas 973 460 4687 allamas@westtownsb.com
... more
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