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Home Buying in White Lake : Real Estate Advice

  • All34
  • Local Info3
  • Home Buying14
  • Home Selling1
  • Market Conditions2

Activity 15
Mon Jan 23, 2017
Curtis Novy answered:
Under some circumstances, it's perfectly acceptable for a licensed real estate agent or broker to earn a commission on their own home purchase. The commission needs to be reasonable and fully disclosed to the lender and all parties to the transaction. For example, a 3% commission would likely be OK but an 8% or 10% commission would be a huge red flag to a lender. Most savvy real estate professionals negotiate a commission amount, say 3%, and then simply deduct that amount from the agreed purchase price. ... more
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Thu Sep 8, 2016
AlexVH1 asked:
How do I find a home quickly that I could rent with the expectation of purchasing? My husband is a veteran and qualifies for a VA mortgage but my score is just shy of the score needed to…
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Sat Jun 18, 2016
AlexVH1 asked:
I am looking to get my mother into a new home in our manufactured home community. The home she is in recently suffered a sewage leak and I am negotiating with management (her home should…
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Thu Jun 2, 2016
MCM_STL answered:
Do you know anyone who has bought or sold a home in the last couple of years? Your best bet is always first-hand recommendations if you can get them.

Aside from that, visiting open houses on the weekend in your target neighborhoods will give you the chance to casually talk to various agents to see how you mesh with them. I find you can learn a lot about an agent even in a brief interaction.

I have an established relationship with an agent. Even so, I like going to open houses just for fun and I like to study how others approach it. I find that good agents do the following:

1) They actually make an effort to speak to people. I know this seems basic but I can promise you many of them won't do more than say hello if that. They should, after some small talk, ask if you have an agent and for your contact information. Many of them seem afraid to do even that. This tells you a great deal about how aggressive and assertive they are.

2) They should be open to meeting with you again to answer any questions you have in detail to determine if you're a good match.

3) They treat everyone equally/not assume your socioeconomic status by your appearance. Dress casually and drive the least nice car you have. See which agents are still friendly and engaging. The good ones know you can't judge someone's buying power by their choice of car and clothes.

4) They should be a full-time agent (i.e. not working some other job), willing and able to meet and communicate with you on YOUR schedule.
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Sun Apr 12, 2015
Sally Grenier answered:
Sandra, I'm sorry to hear you're so upset by this, but do you realize that Trulia is simply a marketing website that posts data from many different sources??? It's not the best source for real estate info. Trulia (and Zillow, and are notorious for outdated information. People do not rely in these sites for accurate information. It is simply a starting point. I don't see how this can "cost consumers a financial loss". REALLY should be concerned with your COUNTY PUBLIC RECORDS!!! The information you see on this site came from somewhere --- likely your county records dept. When you made those updates to your home, was everything permitted? You need to take up your issue with your county records department.

But guess're going to open a can of worms for yourself. By correcting inaccurate info -- like telling them you have more finished SF, or more bedrooms & bathrooms...then they are going to reward you with HIGHER TAXES. And if the work was not permitted then you'll likely face fines and you'll be required to pull permits and have the work inspected by city inspector.

Good luck to you!
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Tue Aug 5, 2014
galina196773 answered:
Hello Mike!
I can help you, please call me 248-722-3528 cell . I have bank , who offering VA loan with credit score as low as 550.

Galina Tatulyan
Security Mortgage Corp
Loan Officer , NMLS 314010 ... more
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Mon Jun 2, 2014
Kathy O'callaghan answered:
Hi, I'm and agent in this area an also live close by. There are no sewer/water lines in the area. Also, this is an independent property so there are no association dues that I'm aware of. ... more
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Tue Sep 3, 2013
Vhavermahl answered:
Yes Tom, you can with a Rural Housing loan purchase a home with no money out of pocket. Zero down payment and Seller can pay all closing costs. The interest rate and PMI are both lower than conventional loans. Rural Housing Loans are offered by Flagstar Bank and also several other mortgage brokers). I recently closed on one of which both buyers and sellers were extremely happy with all of it.
I am currently in the process of closing another one soon. It is an awesome program.
Let me know if you need assistance finding a home and financing.
Virginia Havermahl
A Byer Realty LLC
... more
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Fri Jan 18, 2013
Maureen Korthas answered:
Several of the homes on that street (and surrouding streets) have been bank owned foreclosures. Most of the foreclosures needed quite a bit of work as the homes were quite distressed. These reasons are that the property values in this particular area have dropped so much over the past 5 years. It has been a very steady decline. ... more
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Sat Aug 25, 2012
Maureen Korthas answered:
Unfortunately Wendy, this property was listed and pended on the same day (8/7/12). The real estate agent handling this listing is Geoffrey Leach of Cetury 21 (248) 360-9100.
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Tue Aug 14, 2012
Mike Stawizky answered:
Yes you could purchase a home with cash in the future for owner occupancy or as an investment. Let me know if you have any other questions. Have a Great Day!

Best Regards,
Mike Stawizky
(248) 980-4406

3DX Real Estate Novi
Find your home:
Or visit us on
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Tue Jul 5, 2011
Shirley Coronado answered:
Hi Jenn,

This property is located in White Lake Twp. The Sheriff's sale was in early January of this year. Under Michigan law the homeowner must be allowed at least 6 months after the sheriff's sale during which time they can "redeem" the property by bringing their mortgage current. Obviously, in today's market most homes that have gone through the sheriff's sale eventually end up being sold as a foreclosed property. The bank cannot begin the steps to offer the house for sale until the 6 months have expired. In this case, the 6 months are expiring at this time.

There is no set time in which the bank must list the house for sale, but it normally takes at least several weeks after the 6-month redemption period has expired. It may even be months. However, when it is finally ready for the market and is available for sale, it will be listed by an REO agent selected by the bank and will appear on the multiple listing system.

It is not unusual for a house that has been sold in a sheriff's sale to appear on a variety of websites as if it is available for sale. The "listing" is picked up as a result of the public records reflecting the sheriff's sale. Foreclosure laws are different in every state. Michigan has the 6-month law; therefore, although it may "appear" on these websites, it is not available for sale until it appears as a result of being listed in the multiple listing system. The Tower St house falls into this category. It is not yet listed in the multiple listing system.

A real estate agent can set you up with a search from the multiple listing system with criteria that would cause this house to "pop" into your search once it is officially listed and available for sale.

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Fri Jul 9, 2010
Christopher Lefebvre answered:

Unfortunately, I don't think that Trulia allows this right now. Here are some links with more information:
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Tue Apr 6, 2010
Jay M. Jones answered:
This home has been foreclosed and, according to the public record data in front of me, is owned by FEDERAL NATIONAL MTG ASN. I don't have any active listing info available yet, however. The sheriff's sale was 9/1/09, so the redemption period is up and it may very well be in the midst of being prepared for marketing. Would you like me to notify you when/if it hits the MLS?

Jay M. Jones, Realtor
Max Broock, Birmingham
... more
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