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07675 : Real Estate Advice

  • All14
  • Local Info0
  • Home Buying6
  • Home Selling2
  • Market Conditions1

Activity 10
Sat Sep 23, 2017
Mbonin1 asked:
Mon Nov 28, 2016
Geralyn Neumann asked:
Mon Aug 29, 2016
Clverost answered:
As the seller of a home in a flood zone, let me add the following:

1) I went to which took me to entered my home address. It said we were a high risk area (which we are not) and underrated the cost of flood insurance.

2) I went to the FEMA site which gave a much more accurate picture of our risk for flood (< 1% per year).
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0 votes 13 answers Share Flag
Fri Jun 12, 2015
Albiecardew answered:
The cost of tree removal often depends on the size of the tree and the placement of it. Since you would like the roots removed as well, that may cost more. I would suggest contacting a few different companies to get different quotes. By doing so, you can ensure that you get the best price. ... more
0 votes 15 answers Share Flag
Wed Apr 9, 2014

With a 660 FICO the doors are open to just about every mortgage product out there; at least with the lenders I work with. While the score will not directly impact approval, it will play a role regarding interest rate / pricing. Depending on other aspects, such as income & monthly debt, it could affect the buyers Debt-to-Income (DTI) ratio which in turn could have an affect qualification.

I review many credit reports on a daily basis and can tell you, from experience, the score only tells half the story. I find that the content within the report is of far greater importance especially when the file enters underwriting. A single overlooked aspect can create massive delays, even denial, which is why it's imperative to choose a mortgage professional who thoroughly understands ALL underwriting guidelines and knows what their doing.

If you'd like to run a specific scenario by me please don't hesitate contacting me directly at (201) 957-6768 or via email; whichever is easiest. I'm here to help.

Kind regards,

Paul F. Marzolla
Sr. Mortgage Consultant

(201) 957-6768
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0 votes 4 answers Share Flag
Tue Apr 8, 2014
Jeanne Feenick answered:
As others have stated, not on Trulia but other sites will accommodate.

You are selling at the best time - so don't waste a lot of time trying on your own. If you do not succeed in short order, hire a pro to get the job done. You will be well served - there are thousands of us out here, so find and hire the best one you can find.

Now that I have answered I see that this is an older post dredged up to the top - I'll keep my answer out here for others considering the same course.

Jeanne Feenick
Unwavering Commitment to Service, Unsurpassed Results
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0 votes 7 answers Share Flag
Tue Oct 15, 2013
Attilio Adamo answered:
Speak to your local market specialist and ask him / her to provide some comparable homes and their assessments. Then the study the comparable homes and be prepared to make a valid argument. Good Luck. ... more
0 votes 9 answers Share Flag
Mon Dec 24, 2012
Andrew Tisellano answered:
As far as the foreclosure. It depends how far along the bank is in the process. You may be able to slow down the foreclosure process if you have it listed for sale and get an offer. Is there any equity in the home. Please contact me for market analysis. ... more
0 votes 3 answers Share Flag
Fri Sep 28, 2012
Jeanne Feenick answered:
You may well be protected by theo mortgage contingency in your contract. Read it over carefully, talk to you agent, and better yet, your attorney if one is involved in the transaction.

Good luck and best,
Jeanne Feenick
Unwavering Commitment to Service, Unsurpassed Results
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0 votes 8 answers Share Flag
Wed Aug 1, 2012
Keith Lawrence answered:
Based on the information you stated, you can get your earnest money back once the contract is voided. The listing stated that it was not if the FEMA Flood and through the closing process it turned out to be in the Flood Area.

Good luck with your home search
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0 votes 3 answers Share Flag
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