I am a landlord and I tell my applicant to be wary of scams, whether or not they rent from me.
1) Check the online county records and verify who the actual owner really is
2) Make sure the owner is present with a drivers license ID to verify identity. Even if you're going through a management company, often the owner wants to meet the tenants. If the owner refuses to be present to verify identity, then refuse to rent from them.
3) Look out for a situation where it's "too easy" to rent and a lot of money comes out of your hands. For example, if the landlord or manager doesn't care to know much about you ... your background, credit, rental history, or job status.
There are good landlords out there. These scammer make me sick too. I am afraid for renters who are desperate in today's tight rental market.... more
I think you are probably stuck unless you can find a private owner to rent from. Then you can explain your situation and maybe they will work with you. The rental market here is so tight that renters have no problem getting tenants within a couple of days of posting the units. They won't give you a second look if you don't have all you "ducks in a row" unfortunately. Good luck in your search!... more
And that's the problem with the credit system. People assume if you have bad credit that you're not responsible. There are so many extenuating circumstances that can happen to land you with bad credit and once you've got it, it's very difficult to get rid of due to the way the system is designed. It makes it harder for those disadvantaged to get back up. I have good credit, but I have many friends and family with poor credit who are very responsible individuals. I wish I had a solution.... more
Good Morning and thank you for expressing an all too common frustration. It is a shame to throw away 1300/mth to increase a landlords equity rather than your own. I have a lender that you may be interested in speaking to as he can help you determine exactly where you are and what you need to do to improve your scores. Please call me when you have a moment to discuss in detail.
Post on craiglist to find a rental agent.... not many Realtors do rentals since there is no co-op for rentals. Call each real estate office and property management company to inquire.... good luck!... more