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Westminster : Real Estate Advice

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  • Local Info0
  • Home Buying16
  • Home Selling1
  • Market Conditions2

Activity 39
Mon Aug 14, 2017
answered:
Hello Whitehouse.b, that is fine and is your job the same field of work as your previous employments in 2003? You will need to have one month of paystubs to qualify but there are still questions.

The purchase in 92683 zip code of Westminster start from 375k for 2bd 1ba condo, from 475k for 3bd 2.5ba condo and the single family homes start from 549k for 3bd 2ba home.

You will need a minimum 500 fico score to qualify FHA and minimum 620 fico score to qualify conventional.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Thu Jul 20, 2017
mdowling56 asked:
$6000 worth of termite repairs done despite the buyer have not cleared any contingencies yet. This was done on the advice of our realtor.
0 votes 0 Answers Share Flag
Mon Jun 12, 2017
Nicole Fedorchek answered:
Hi, this question is best directed to your own agent!!!! Nicole
0 votes 1 answer Share Flag
Thu May 4, 2017
Brian Martucci answered:
The answer depends on how long you plan to own the property. Have the lender do your "life of loan costs" in two scenarios.

One scenario would be if you took their higher interest-rate with no PMI, and have them figure out how much that would cost you over your estimated time that you may own the property.

The other scenario would be if you kept your current interest-rate and did a "PMI drop" and got rid of the mortgage insurance by calling your loan servicer and asking if you are eligible to drop the PMI on your own without a refinance. They may do that now, they may do that a year from now, or they may do it in three years. But at some point you will likely drop the PMI without having to refinance. So if you can estimate when you think you may drop the PMI without refinancing, then do the same "life of loan costs" on how much your payment will be with the PMI for the next year or two until you can drop the PMI, and then how much your monthly payment will be with the current interest-rate and no PMI for the rest of the estimated time that you will own the property.
... more
0 votes 2 answers Share Flag
Tue Oct 18, 2016
Jammie.tam answered:
Excellent post . I loved the info ! Does anyone know where my assistant might be able to access a fillable CAA Form 3.0 form to edit ?
0 votes 7 answers Share Flag
Sun Dec 6, 2015
Scpatrw asked:
Mon Aug 17, 2015
UpNest Top Realtors answered:
Hi Liz,

The only way to get your home listed on Trulia is to have it listed on the MLS. Only agents have access, so hiring an agent is the easiest way, but you could also pay for what's called a flat fee listing service if you want to sell by owner (generally not a good idea).

We created UpNest (http://www.upnest.com) to help home sellers get the best value possible. All you have to do is submit a few details about your home, and we'll invite several top local agents to submit proposals to you.

Since agents are competing to earn your listing, they bring out their best commission rates and value added services, saving you a lot of money. There's no risk to try us at all, and it's completely free for you.

http://www.upnest.com

Good luck!
... more
0 votes 3 answers Share Flag
Wed Jan 21, 2015
Sergio Caliz answered:
I agree with all the statements that all other professionals have stated, verbal agreements are hard to prove in court and the new property management might not honor that agreement that you made with the previous property management co.
as an ex property manager, I had this problem all the time, and unfortunately people I took to court for not paying the rent, or for not following the rules of the complex, when we were in court, all they said to the manager on site and to me, was pretty much held against them in court, SO be careful on what you say to the new management co. you don't want an eviction on your record, this too can affect your fico score.

*NOT LEGAL ADVICE AND IT SHOULD NOT BE TAKEN AS SUCH,

Best of luck.
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0 votes 8 answers Share Flag
Thu Oct 9, 2014
Nicole Fedorchek answered:
Hi, Diego!
Mobile homes are generally considered "personal property" as opposed to "real property", and therefore, the financing options mirror those of a car loan.
I do work with some lenders that specialize in mobile-home loans, and I would be happy to help you out in finding the right mobile home for you!
Contact me today!

Nicole Fedorchek, Realtor
Tarbell Realtors
714-914-5097
realtornicolef@gmail.com
www.nicolefedorchek.com
... more
0 votes 1 answer Share Flag
Wed Aug 6, 2014
Alex Montelongo Real Estate Group answered:
I see that you have plenty of people raising their hands, willing to help you and your client. Please feel free to look at my profile here on Trulia. This will give you a feel for the level of service that I provide. I'd be glad to help if our client is still in the market.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE lic #01456982
... more
0 votes 11 answers Share Flag
Sat Mar 22, 2014
kentonharrison answered:
I have been investing in the area, and being from Perth, I found that it was merely the structure and the way you enter. You can reach me on voip 559 478 9791. I can recommend a few options and you can have your solicitor verify before making dec.

Cheers

max
... more
0 votes 15 answers Share Flag
Fri Nov 29, 2013
Trevolyn Haines answered:
You can also check out :

https://www.airbnb.com/

and

http://www.vrbo.com/

Happy vacationing!
0 votes 3 answers Share Flag
Sun Sep 1, 2013
Laura Rose answered:
This is a great neighborhood! I'm the area specialist for this neighborhood and have lots of info I'd be happy to share if you are intetested. Hoa is 260 a month covers bldg. Maintenance, landscape, earthquake insurance, fire insurance, 4 pools, spa, sauna, 4 community rooms, tennis courts. Call me if you'd like to schedule a showing!

Laura Rose
REALTOR
KELLER WILLIAMS REALTY
714.248 5216
Laura@laurarosehomes.com
www.lauraroseochomes.com for free mls search
... more
0 votes 2 answers Share Flag
Sat Aug 3, 2013
Vinny Tran / Mr. "Little Saigon" answered:
Hi Jolie,

At this moment .. We have 8 business buildings available in Little Saigon district and surrounded area .. it run from $540,000 to $2,500,000 .. if you interest please contact us.

Vinny Tran & Nancy Do
Mr. "Little Saigon" & Associates
(714)531-2678
... more
0 votes 3 answers Share Flag
Tue Jul 2, 2013
Vinny Tran / Mr. "Little Saigon" answered:
Hello Diegotav39,

Beside getting your loan prequalify / preapproved from lender .. YOU ALSO MUST APPLIED WITH THE PARK'S MANAGER .. for your qualification specially in the Well-Run and Well-Kept Parks .. Many time that we saw that Park's Manager did not accepted applicant even though they have loan already pre-approved from lenders.

For all your Real Estate Questions please contact us.
Vinny Tran / Nancy Do
(714)531-2678
www.VinnyTran.com
... more
0 votes 4 answers Share Flag
Sun Feb 24, 2013
PacWest Properties answered:
Go to www.pacwestforeclosures.com to search homes for sale at a low price. Or contact pacwest propertiies at 800-316-5913 for up to date information
0 votes 2 answers Share Flag
Tue Dec 18, 2012
Vinny Tran / Mr. "Little Saigon" answered:
Tony here are the facts .. Westminster well know for the Vietnamese community it earned the nick is "Little Saigon" with 1,000+ Vietnamese American Business there .. Vietnamese people from all over the world like Vietnam, Canada, Europe and Other States .. considering these is the BEST PLACE on earth to live .. I have many VIETNAMESE BABY BOOMERS from everywhere on earth + INVESTORS from Vietnam and Local competed with each other shoulder to shoulder to own a home here in Westminster .. what I suggest is ... you should have your Loan Pre-approval first ... Put a large Down payment 20% or more .. Write The Deposit check for your offer at BIG as you can .. Put in there that you willing to purchase with AS IS condition (contingency to inspection) .. and work with your professional agent who know the people and that area well .. and Don't be hesitate to put in over asking price offer if you really want the property (Please consult with your Realtor first) .. and GOOD LUCK Tony / Chuc ban may man(' nhieu^` nhe' :) ... more
0 votes 11 answers Share Flag
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