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Home Buying in Westchester : Real Estate Advice

  • All44
  • Local Info4
  • Home Buying26
  • Home Selling3
  • Market Conditions0

Activity 23
Mon Oct 3, 2016
Geremieram001 answered:
I would be skeptical and assume the worst. MOVE ON. withdraw offer and run
0 votes 12 answers Share Flag
Tue Sep 27, 2016
Kathy Burgreen answered:
You can't. As a life long local resident & former realtor in Westchester, let me give you some advice:

1. Realtors work on commission and many are reluctant to work with rentals because it doesn't pay much. For rentals, you're better off with a brand new agent who needs to earn a commission. Once agents get some experience, they say "goodbye rentals."

2. If you plan to buy a house or townhouse, are you pre approved yet? Beware, realtors in Westchester refuse to show you anything unless they see a pre approval or proof of funds. Some are willing to show you 1 home but that's it until they see you are qualified. Get pre approved first before you look at homes.

3. If you are flexible on location, pay attention to school district ratings. Home prices vary widely due to the quality/ratings of the public schools. The more expensive the homes, the better the public schools. Homes in good school districts hold value & gain appreciation faster but they are expensive.

4. Homes south of I-287 are more expensive, have smaller size lots, less square footage than homes north of I-287. The reason is below I-287 you are closer to NYC and it's more dense (higher population) than north of I-287.

Hope this helps.
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0 votes 1 answer Share Flag
Mon Jun 27, 2016
Futuredog answered:
I heard Michael Pelliccio has probably gotten kickbacks on all major maintenance and improvements. I would not trust him.
0 votes 4 answers Share Flag
Mon Jun 6, 2016
Ryan32sr asked:
Wed Feb 3, 2016
Kathy Burgreen answered:
I believed you already posted this question and I have answered your question in a different post. The main issue is realtors and lenders will not reply to your question because it borders on Fair Housing laws and both realtors and lenders will not risk their license to answer your question. All they can comment on is nearby stores, train station, highways, community services and the nearby tennis courts.

Everything else (public and private schools, demographics, crime, etc.) you need to research on your own. The best method is take a 1/2 day off from work and speak with parents at Ward Elementary School and Albert Leonard Middle School. Parents will give you the low down on what's going on inside the schools. Ask the office staff to be contacted by the PTA. Their information is current while real estate websites and other websites get their information from public sources which is not the same as hearing it from parents or office staff.

As for crime and safety - speak with the New Rochelle Police Dept.

Since few residents will reply to this question, I will answer your question since I've lived in New Rochelle for 22 yrs. and both my kids graduated from New Rochelle High School.
The Bayberry neighborhood is a great place to live and raise a family. Ward Elementary & Albert Leonard are both great schools. The neighborhood is majority white, affluent and professionals. If commuting to the train station, you will need a car or the 45 bus. Permit parking at the train station is tough as there is a very long waiting list. Outside of the train station is businesses and they do monitor their parking lots and get cars towed. The Bayberry neighborhood has easy access to the Hutchinson Parkway but there are times when it's crawling at a snail's pace. As for safety, the neighborhood is quite safe with little crime.
The high school is the big issue. It houses 4,000 students and the demographics are about 1/3 white, 1/3 black & 1/3 Hispanic. Although the Bayberry neighborhood and everything north of the Hutchinson Parkway is mostly white residents, beware that from Beechmont Drive south to Pelham Road, the demographics are more mixed. You will find a much higher percentage of African Americans, Hispanics, Muslims and a small percentage of white residents. Students in south New Rochelle attend different elementary & middle schools, however, they do attend New Rochelle High School. There are parts of south New Rochelle that is predominantly rental housing & low income housing. This is in stark contrast with the Bayberry neighborhood.

Overall, it would be a good buy to move into Bayberry. Your other options would be Larchmont or Mamaroneck.
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0 votes 2 answers Share Flag
Thu Aug 6, 2015
Christopher Pagli answered:
Many homes in Westchester County have underground oil tanks. You want to have it tested for leaks when you do the home inspection. If there is a leak, the seller is required by law to remediate the spillage and have the ground tested for contamination. If all is fine then you will get tank insurance which is usually a one time cost. Tanks underground typically last 15-20 years depending on what they are made of, some much longer. Ideally you should have the tank removed and if possible, installed in the basement.

Chris
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0 votes 4 answers Share Flag
Thu May 28, 2015
Michael Levy answered:
Yes their are physician loans available with low down payments for those who qualify. If you want more information about these types of loans or home buying in general please contact me.
Michael Levy, principal broker at Grand Lux Realty
914-273-9688
Grandluxrealty.com
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0 votes 1 answer Share Flag
Mon May 18, 2015
Michael Levy answered:
Hi Alex,
It is smartest to remove your underground oil tank before putting it on the market because it will make your house more attractive to buyers and you won't have to wait around for soil testing results as you get further into the process of selling your home. Hope this helps.
Michael Levy
Principal Broker at Grand Lux Realty
Grandluxrealty.com
(914)-273-9688
... more
0 votes 1 answer Share Flag
Fri May 15, 2015
Michael Levy answered:
Hi Zoey,
I have some properties that fit your criteria. Feel free to contact me at Grand Lux Realty. You can call me at 914-273-9688, email me at Michael.Levy@GrandLuxRealty.com, or check out our website www.GrandLuxRealty.com. ... more
0 votes 3 answers Share Flag
Thu Apr 30, 2015
Dan Tabit answered:
Liza,
These were common not that long ago. Many areas still use them, but you should have it checked out. If the tank is still in operation, ask the local city or county what the rules are regarding this. If the tank is no longer in use, many jurisdictions require that they be removed or decommissioned. Again, talk to your local building department or your agent may know what is standard in your area. ... more
0 votes 1 answer Share Flag
Tue Dec 9, 2014
Andrew Feigenbaum answered:
Hi, We have properties in New Rochelle, Larchmont, Pelham, Bronxville and other areas within 25-30 min train ride from Grand Central. I would love to help you with your search.

If you are interested please call me at 914-273-9688.

Sincerely,
Andrew Feigenbaum
Grand Lux Realty
http://www.GrandLuxRealty.com
Andrew.Feigenbaum@GrandLuxRealty.com
Office: 914-273-9688
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0 votes 5 answers Share Flag
Thu Oct 30, 2014
Christopher Pagli answered:
hi, You can call Tank Goodness 845.518.1581 - John.

Chris
0 votes 1 answer Share Flag
Sat Sep 27, 2014
Christopher Pagli answered:
Hi, There are two types of town homes, one that is associated with a condo board and others that are considered a PUD (planned urban development) The difference is the land rights. A Condo in the 500k range in northern Westchester can range in $6k-13k tax range with monthly common charges around $500. There aren't many 2-3 bedrooms in those parts under $500k.

Keep in mind, you will most likely qualify for the STAR program which will help reduce your tax burden by roughly $1600 a year. You will also have insurance (which is paid once a year) and any additional assessments imposed by the HOA. As a buyers agent I always look into assessments and hidden fees or costs prior to making an offer so the client understands exactly what they are responsible for.

Have you considered Heritage Hills in Somers? There are tons of options there and it is a sought after community.

I hope this helps. Have a great day!

Christopher Pagli
Accredited Buyer Representative
William Raveis Legends Realty Group
914.406.9023
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0 votes 2 answers Share Flag
Wed Sep 24, 2014
Kurt Wiesenmaier answered:
Hi Ruthy,

The Westchester market continues to be strong. In general I don't think long term real estate decisions should be made in reaction to short term political policy changes.


If you are still interested in the Westchester market please give in touch with me, I would be happy to help.

Thanks,

Kurt Wiesenmaier
Real Estate Salesperson
Houlihan Lawrence, Pelham
1 Pelhamwood Avenue
Pelham, NY 10803

Kurt@HoulihanLawrence.com
Mobile/Text: 914-715-8339
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0 votes 2 answers Share Flag
Wed Sep 24, 2014
Kurt Wiesenmaier answered:
Hi Mike,

I think all parties would have been best served by being open (from the get go) about how and with whom you would be working with.

Kurt Wiesenmaier
1 vote 13 answers Share Flag
Wed Sep 24, 2014
Kurt Wiesenmaier answered:
It is listed with Jonathan Gumowitz, he is a Coldwell Banker agent.
0 votes 2 answers Share Flag
Tue Jun 24, 2014
Bill Eckler answered:
Many buyers mistakenly take this avenue....the problem with using the listing agent as your representative is that the seller already has a relationship with this agent. Where do you feel the agent's allegiance remains.

Buyers should always seek their own personal representation and remove any doubt about loyalty issues.

Good luck,

Bill
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0 votes 6 answers Share Flag
Mon Feb 17, 2014
Christopher Pagli answered:
Non fiberglass underground tanks tend to fail after many years in the ground. I'm dealing wit his now on a home I'm selling in Ardsley. If there is contamination the seller is required to remediate the issue unless it is a foreclosure and the responsibility transfers to the buyer. Many people have underground tanks and insure them so it's not all doom and gloom :)

Christopher Pagli
Accredited Buyer Representative
William Raveis Legends Realty Group
914 406 9023
... more
0 votes 1 answer Share Flag
Tue Nov 19, 2013
Antonio Sanchez answered:
Kelly,


For the title search your background has to be free and clear before purchasing property. If everything is taken care of you have nothing to worry about.

Sincerely,Â
Antonio Sanchez
Exit Realty Search
Licensed Real Estate Salesperson
3928 E. Tremont Avenue
CELL: 347-320-0673
FAX:    347-202-4966

antonio@exitrealtysearch.com
www.lovingmytown.com

#RENTAL
#RELOCATIONSPECIALIST
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#203KLOANS
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#BUYERSAGENT
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0 votes 2 answers Share Flag
Tue Nov 19, 2013
Christopher Pagli answered:
It means that there is something that is raising red flags. It could be source of income, reserves, work history, the subject property, etc. Nobody knows for sure other then the under writer. I'm surprised your mortgage broker can't find out from the under writer what the hold up is, that in of itself is a red flag. Lastly, all lenders are similar but different in terms of what they will or will or accept. Some things that certain lenders make a federal case out of doesn't bother others.

Chris
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0 votes 5 answers Share Flag
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