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90045 : Real Estate Advice

  • All37
  • Local Info2
  • Home Buying23
  • Home Selling0
  • Market Conditions1

Activity 29
Tue Jun 13, 2017
Kathy Burgreen answered:
Typically lenders are in 1st position and they supersede the HOA to foreclose. However, HOA's can garnish your income or file a legal claim on your bank account in order to collect the money owed. I'm sure the HOA has your bank information and your employer's information or your Social Security number. At this point, contact a lawyer. ... more
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Sat Sep 24, 2016
Gail Mercedes Cole answered:
Westchester L.A. CA 90045 home prices have really appreciated. Westside location close to freeway, Playa Vista Silicon Beach, beaches, parks, Loyola, upscale shopping centers and restaurants. Homes built after WW11 and new construction. Inland homes and bluff homes with views. Yes the drawback is the proximity to the airport. There are certain sections the experience airplane noise. Other areas do not experience the airplane noise. Not an expert on pollution level. Would assume pollution levels highest close to airport and freeway (405).

As a buyer determine areas of Westchester that are desirable. It is a great community.

Gail Mercedes Cole
Coldwell Banker
Westchester/Playa Vista Ofcs
(310) 853-9933
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0 votes 10 answers Share Flag
Wed Jan 28, 2015
Jamie Tian answered:
You can google Transaction Coordinator checklist to see what the general duties are, but I would think that each TC and their agent has their own arrangements!


Jamie Tian
Rodeo Realty
(310) 717-1321
BRE #01920120
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Tue Oct 7, 2014
Reuben Dunn answered:
The landlord may be referring to a church mission. Are they LDS/Mormon?

Let me know if l can help. I am LDS.
0 votes 11 answers Share Flag
Sun Sep 22, 2013
Gail Mercedes Cole answered:
Dear Torrie Sostrenz,

The school district for Westchester is Los Angeles Unified School District. Attached is link for public school search:
Attached is Westchester Real Estate:

If I can be of further assistance please call me.

Gail Mercedes Cole
EXP Realty Marina del Rey
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Sun Aug 18, 2013
Gail Mercedes Cole answered:

The listing agent represents the seller and not you visiting the open house. If he is telling you this he maybe telling other prospective buyers coming to the open house the same thing. I would suggest getting a buyer's agent to represent you for this or any house.

Gail Mercedes Cole
EXP Realty
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0 votes 13 answers Share Flag
Thu Jul 4, 2013
Dorene Slavitz answered:
It's one of the areas I would look at, but there are others such as West Los Angeles, and Culver City to name a few. For the best chance of finding the right property, I recommend that you retain a good buyer agent to help you. ... more
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Sat Jun 22, 2013
Shaida Tafreshi answered:
i do plenty of loans in Westchester... but i am not certain on what county and city restrictions there are, if any to do what you are asking.

if the property is next door, you will need to get city permits and check with the county recorders office regarding the construction of combining two properties into one. I HAVE seen this happen before many years ago. Check for City Permits and County recorders for building, constructing and combining your new homes into one. Those are your first two sources to check in with.

Next and secondly, , you need to make sure that the lender on your EXISTING loan is capable to lend on the new property with their guidelines, if they will qualify you for the adjacent home, and if they will write and fund a mortgage on that new, adjacent property.

Third, you may want to take a look into some options with your current lender and then several other firms who are qualified as a Direct Lender / Mortgage Banker (specifically), who all have Broker sources for niche products, like RPM Mortgage is. Your loan seems to likely fit into one of the niche products we have.

Basically, Ask a few other direct lenders for 2nd opinions on what your current mortgage holder says.

the lenders you choose to speak with which are hopefully experienced enough to give you the details on financing the additional property and structuring your mortgage loan that would be eligible for.

Shaida Tafreshi
Loan Officer

... more
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Sat Jun 22, 2013
Shaida Tafreshi answered:
those are not the SOLE factors in qualifying a borrower, so i wouldn't hold your breath just yet.

FHA loans can be done with credit scores as low as 620 under their FHA all encompassing guidelines.

FHA loans with such score, enough income to qualify the borrower, and considering the remaining parameters to qualify you for a loan, all fall into place, you should be a-ok.

However, without more specifics and circumstances of your specific situation, it would be impossible for me, or any mortgage company to give you a firm yes or no answer on whether or not they can and will do your loan.

I am working this weekend, and throughout this week. i will be able to chedule some time to speak with you, if you want to go over the specifics, and the options available to your specific file, you are more than welcome to email or call me. I can walk you through the variations between conventional loans, the minimum down on Conv. VS. FHA loans, and other programs that might be suitable for your loan, payment, equity and occupancy needs.
818-917-0929 (my cell phone)

Shaida Tafreshi
RPM Mortgage - Manhattan Beach, CA
818-917-0929 (cell)
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Sat Feb 16, 2013
Gail Mercedes Cole answered:
Cannot do a 1030 exchange on residential single family homes. Contact listing agent on home you desire. I doubt if seller would want to purchase your home so you could purchase their home. Seller would be in same position of having to sell a home.In any case, talk to listing agent see if there is possibility of you purchasing desired home. Other option can make an offer on home you desire with contingency that you would have to sale your home. Sellers are not crazy about that contingency. Other option can put your home on the market and hope it sells before desired home sells. Hope information was helpful. ... more
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Sat Feb 16, 2013
Gail Mercedes Cole answered:
MLS is showing 7521 Piper leased 1/16/2013 for $4,500.00. I do not know who you are dealing with the realtor or seller. In any case, listed for 20 days for $1,080,000- and leased 1/16/2012 for $4,500.00. I would NEVER give a deposit for a property I have not seen. ... more
0 votes 8 answers Share Flag
Mon Jan 14, 2013
Douglas Lagos answered:
It's post is 3 years old.
0 votes 8 answers Share Flag
Sun Jan 6, 2013
Lacy Burke answered:
Lots of great programs are out there for you. Sit down with a loan officer and they can show you all of them. if you need a referral to a loan officer I use and trust please feel free to write. Great question! ... more
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Tue Feb 1, 2011
Gloria Commiso answered:
It doesnt mean that that the property will selll at that price. The bank can order a new BPO (Brokers price opinion) and increase or possibly decrease price. If the comps have dcreased since the offer was submitted the property may not appraise at the approve price. Also a lein could pop up and the bank could ask the buyer to cover the lien. Depending on what bank and the negotiator approved price is not always the final selling price. ... more
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Mon Sep 6, 2010
MC Griffin Campbell answered:
In Short, yes, prices are declining in Long Beach: Here’s the specifics: Reference:
Average price per square foot for Long Beach CA was $262, a decrease of 16.8% compared to the same period last year. The median sales price for homes in Long Beach CA for Jun 10 to Aug 10 was $310,000 based on 1,172 home sales. Compared to the same period one year ago, the median home sales price increased 5%, or $14,900, and the number of home sales decreased 20.5%.
The average listing price for homes for sale in Long Beach CA was $446,318 for the week ending Sep 01, which represents a decrease of 0.8%, or $3,581, compared to the prior week. Popular neighborhoods in Long Beach include Downtown Long Beach and Belmont Shore, with average listing prices of $325,176 and $1,471,519.
M. C. Campbell, DRE# 01819507
... more
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Sat Apr 24, 2010
Pebble Singha answered:
Pebble Singha
Certified Distressed Property Expert
Short Sale Specialist

Sir are you serious? You need a Realtor to represent you who has knowledge and who can protect you from the mistakes that you are about to comit as a part time agent.
1. No as an agent you cannot buy the Short Sale you can however buy it as a buyer. You will not get comission on your own transaction. Read my blogs on Arms Length Transaction ( can a seller or thier relative buy my short sale home) this will answer it for you.

Buying or selling, shorts sales or avoiding foreclosure log on to
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Mon Mar 8, 2010
Daryl & Briget Urban answered:
Option 1. You can wait until after the redemption period (6months in MI.) it will be listed with an REO listing agent.
Option2. You can find out when the sheriff sale will take place, then go to the county court house/ or wherever it is held where you are and bid on the property. If you win the bid you will have to wait until the redemption period is over, if the previous owner does not redeem the property you will be able to take possession of it then.
Option 3. After the sheriff sale you can go directly to the bank and make an offer to purchase "The Paper". This is usually only done with cash offers though. Once you purchase the "Right of the property/ or Paper" you will still need to wait until the redemption period is over to take possession. If the owner redeems the property you will be refunded your money.
Option 4. After sheriff sale you can contact bank let them know your interests, make them an offer to purchase before it is listed with REO listing agent, you can use a buyers agent for this step to coordinate the transaction. Usually this is an option if it is a smaller local bank who owns the property.
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Wed Sep 9, 2009
Sky Minor answered:
There are so many investors buying properties for all cash under $350000 or so that it's almost pointless to look at them for yourself. Once they come out on the market, they are snatched up within hours amidst dozens of offers.

You need an agent who is in touch with the big REO listing brokers and can get access to their fall out properties before they are placed back on the MLS. I can help.

Broker, Preferred Realty and Loan
Cell 310-709-8283
Efax 888-866-8798
... more
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