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Westbury : Real Estate Advice

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  • Local Info1
  • Home Buying13
  • Home Selling0
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Activity 49
Sat Jan 20, 2018
Jdny325i answered:
Everything you need to know about a property. Including the real value of any property.

https://www.nassaucountyny.gov/3752/Property-Assessment
0 votes 3 answers Share Flag
Sat Dec 30, 2017
Alana D'elia answered:
Salisbury is safe. That is the area next to Eisenhower Park and Salisbury Park Drive. The streets primarily start with the letters M and P.
0 votes 1 answer Share Flag
Fri Jul 21, 2017
Kathy Burgreen answered:
I agree with you 1,000%. Now that I'm a retired realtor and life long resident in the NYC area, I can reveal the truth. The truth is realtors own the MLS system which has far more search filters than real estate websites do. We refuse to disclose certain information because we need buyers like you to call us for that missing information. If everything was disclosed online, there would be no need for you to call an agent and it would slow down their business drastically. For this reason, real estate agents refuse to give away information like: co-op maintenance fees, HOA fees for condos, whether pets are allowed or not in rentals, co-ops and condos, school district information, etc.

Since buyers like you are forced to call the agent for maintenance fees, it gives the agent the opportunity to convince you to work with them IF that agent feels you are a qualified buyer. You will be vetted since the agent will ask you a lot of questions to "screen you".

Yes, I'm guilty since I did the same thing when I was a realtor. Sorry, but in order to get paid, we need buyers to contact us. Now time for some tips / advice from a retired realtor:

Buying a home in Westbury / Nassau County:

1. Make sure you are pre APPROVED by a lender - not pre qualified. Big difference and agents will not accept pre qualified letters.
2. Make sure you have cash to pay your own closing costs + the minimum down payment for the co-op or at least 10% for a condo.
3. Be flexible. Buying a co-op or condo on Long Island is expensive - you're really paying for the good school districts like Westbury. Therefore, you need to keep your options open and know that you will NOT get everything on your checklist. You will need to sacrifice.
4. For co-ops and condos - make sure you review the financial reports for the building. Either you do it or your attorney or lender needs to do it. Do not close on a co-op or condo if the financials are in the red or there are financial issues. You will regret it. As a realtor, I know of many co-op and condo buildings in Westchester County that have financial issues. Red flag signs to look for: have there been frequent maintenance increases within the past 3 years? Are there any pending lawsuits or litigation matters? Have there been frequent personnel turnovers? Are there any projects pending which will require fee increases? Try to speak to residents and the super. Both will be willing to talk to you. Hang around the building during the morning rush hour and see who is willing to talk to you. If you need to work, do you have a relative, friend or somebody who can do it on your behalf?
... more
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Wed Mar 8, 2017
jeanette27513 asked:
Fri Jan 8, 2016
UpNest Top Realtors answered:
Hi David,

The only way to get your FSBO home listed on Trulia is to have it listed on the MLS. Only agents have access, but you could also pay for what's called a flat fee listing service if you want to sell by owner (generally not a good idea).

We created UpNest (http://www.upnest.com) to help home sellers get the best value possible. All you have to do is submit a few details about your home, and we'll invite several top local agents to submit proposals to you.

Since agents are competing to earn your listing, they bring out their best commission rates and value added services, saving you a lot of money. There's no risk to try us at all, and it's completely free for you.

http://www.upnest.com

Good luck!
... more
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Wed Aug 26, 2015
Oleg Volfman answered:
Hello Robert.

I use Enid Adinolfi, Mortgage Broker from RESIDENTIAL HOME FUNDING. Great person and gets the job done. 631-946-2931.

Good Luck!
0 votes 1 answer Share Flag
Sat May 16, 2015
Debra vasaturo answered:
How far is the train station
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Sat May 16, 2015
Debra vasaturo asked:
Fri Feb 13, 2015
Theresa Loftman asked:
This question was asked from http://www.trulia.com/property/3159482913-836-Plum-Tree-Rd-E-Westbury-NY-11590?ecampaign=con_day_propertycomp_bk&eurl=www.trulia.com%2Fproperty%2F3159482913…
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Mon Oct 6, 2014
Anna M Brocco answered:
Perhaps your question was cut off, perhaps checking www.mlsli.com may be of help...
1 vote 1 answer Share Flag
Wed Oct 1, 2014
answered:
Phillip,


The good news is that you don't have to make a 20% down payment for a $300,000 mortgage; in fact, a conventional loan with NO mortgage insurance would only require 5% down. If 5% is still too steep you could even obtain a FHA Loan with as little as a 3.5% down payment. Bottom line is there are options. It's simply a matter of me crunching the numbers so you and your wife can determine which scenario makes most sense for your family.

I recommend that we speak so all options can be determined. We'll weigh-out payment options while ensuring the down payment is within a comfortable range. Please don't hesitate contacting me directly via phone or email, whichever is easiest. I look forward to helping.


Kind regards,

Paul Marzolla
Vice President
Direct: (201) 957-6768
Email: info@paulmarzolla.com
http://www.PaulMarzolla.com
__________________________________________________

NMLS#922891
Licensed by New York Department of Financial Services
Member of NAMB - The Association of Mortgage Professionals
Member of New York Real Estate Investors Association
__________________________________________________
... more
0 votes 9 answers Share Flag
Sun Aug 17, 2014
Cristina Callegari answered:
Hi Reza, welcome to the community boards on Trulia. The property you linked was in Holliswood, however, is no longer on the market. Are you looking to purchase or rent?

www.nyhomeshowcase.com ... more
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Tue Feb 11, 2014
Glenn Koebel answered:
My best friend lived on Marshall la westbury, Hicksville schools ! ! Westbury post office westbury little league too i think. The dividing line for school districts is cantiague la east side Hicksville schools, west side and all streets beyond go westbury schools. ... more
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Wed Feb 5, 2014
Joseph Roraff answered:
No, it is not a must. There are some loans you can do with 0 down.
0 votes 9 answers Share Flag
Tue Oct 29, 2013
Nan Miller answered:
Wed Sep 11, 2013
Cristina Callegari answered:
You will need to contact the Town of Oyster Bay if you plan on handling it yourself, often times the contractor doing the work to your home will be able to apply on your behalf. Here is a link to where to get the forms: http://www.oysterbaytown.com/index.asp?Type=B_BASIC&SEC={E9A7214D-B14F-4E32-B284-477E49143E83} ... more
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Thu Sep 5, 2013
Anna M Brocco answered:
Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore for a personalized answer visit with any licensed loan officer; there other factors involved that will determine mortgage qualification. ... more
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Thu Sep 5, 2013
Brian Nguyen answered:
It is hard to truly answer this question without specifics but I will try my best. The important thing to keep in mind is that your ability to get a loan also relies on other factors as well. These factors include employment history, expenses, debt, liabilities, assets, as well as credit score and income. Also, what do you mean by fair credit? Either way, lenders like myself have given out loans with credit scores as low as 580. So if you fall into that category I can definitely help you out, if not I can steer you in the right direction and still try to see what I can do for you. Well with your income, it can still be possible to get a loan but like I said it depends on other factors as well. So I would suggest to talk to a lender like myself so we can get all the information we need to determine whether or not we can get you approved for a loan.

Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can!

Good Luck!

Brian Nguyen Sr.
Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
brian.nguyen@nafinc.com
... more
0 votes 8 answers Share Flag
Fri Aug 23, 2013
Cristina Callegari answered:
Yes, there was a Lis Pendens filed on 7/11/2011, The LPID # is: 25611 and the Index Num is: 11-010180. The home is an Estate and there are also multiple IRS and tax liens on the home as well. If you are considering purchasing Foreclosures I would advise that you wait until they become REO (real estate owned) when all the liens have been cleared. I am happy to explain the differences to you and work with you to find the right property. I can be reached on my cell at 917-921-5397, you can also visit my website to read more about foreclosures and REO properties at www.nyhomeshowcase.com ... more
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Tue Jul 30, 2013
Cristina Callegari answered:
Hi Larry, greater Westbury is a large area that has many sub-areas within it, i.e., Westbury Village, New Cassel, Salisbury and Salisbury Estates. Westbury Village has the highest taxes because you are paying additional Village taxes. The taxes in all other sections are more or less comparable with the exception of Salisbury Estates where the taxes tend to be higher than Salisbury or other parts of Westbury. The higher tax rates in Salisbury Estates are due to the overall higher price in homes and the type of homes. The Estate section has more Split style homes, many of which are brick/stucco or brick/siding construction whereas Salisbury has more Cape Cod style homes that are typically strictly made of siding. I am a resident and know the area extremely well, if you would like to learn more about the area and the different home styles, etc. I would be happy to help you. Call me at 917-921-5397 or email me at ccallegari@kw.com. ... more
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