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Home Buying in West Windsor : Real Estate Advice

  • All26
  • Local Info1
  • Home Buying13
  • Home Selling1
  • Market Conditions1

Activity 13
Mon Mar 20, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

There is a one time close construction loan that only requires 3.5% down payment. You would close on the land, construction loan and your end loan all at once.

You don't even have to make payments on the loan until the construction is completed.

If you have any other questions or would like help with this you are welcome to get in touch with me.
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Sat Aug 22, 2015
Deepak Aroras asked:
There are multiple communities in west windsor e.g. stony brook, princeton oaks, estate @ PJ, Benford charters club etc. What are more desirable ones and any reasoning behind it?

0 votes 0 Answers Share Flag
Wed Jun 24, 2015
Sanj asked:
I'm looking to buy a single family home in West Windsor, NJ .

1st Q) What's the minimum down payment to get rid of PMI for single family home?
It used to be (may be 10 yrs ago or so…
0 votes 0 Answers Share Flag
Wed Apr 9, 2014
Paul Marzolla answered:
As long as it's a single-family home a 10% down payment will grant you financing with NO mortgage insurance (PMI) and you could go all the way up to a sales price of $830,000 if needed. If it's a condo, the maximum sales price would need to be $720,000 or less in order to take advantage of the same program. These are just some of conventional loan programs which I have access to.

To ensure you receive the most current, accurate information, it's best that we speak so I can gain a clearer snapshot of your entire scenario and advise you correctly. Please contact me at your earliest convenience so we may begin weighing-out all feasible options and create a plan of action to make your home purchase a reality. I may be reached directly at (201) 957-6768 or via email; whichever is easiest for you.

Kind regards,

Paul F. Marzolla
Sr. Mortgage Consultant

(201) 957-6768
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1 vote 5 answers Share Flag
Mon Apr 7, 2014
Andrew Chang answered:
It is the balance of tax revenue and spending. If you have a town like Princeton, with higher home prices, more business tax revenue and smaller school age population, then the tax rate is lower. East Windsor is just opposite. The town still needs to collect the money to pay for the services....

Andrew Chang
SkyBridge Realty
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0 votes 3 answers Share Flag
Sat Feb 15, 2014
Shalu Thaman answered:
Hi Sam,

There are plenty of good options available in all 3 areas for Active Adult communities. West Windsor has newer & 20+ year old properties & the different locations determine popularity, tax averages & HOA as well as interior square footage.

The 55+ communities are age restricted with at least 1 owner 55 or older & no one under 18-19 allowed to reside, typically.
The HOA usually includes access to the pool,clubhouse,fitness center, activity center , depending on what amenities are offered in the community. There is usually a gated access.

As an out of area prospective buyer, it would benefit you to work with a Local realtor, specializing in such communities & with the additional qualifications that can be applied to such a purchase.

As a Senior Real Estate Specialist, I have the experience selling homes in Active Adult Communities, and the enhanced ability to assist in the financial & related situations that may exist in connection to such a purchase.

Please contact directly for a no-obligation consultation and needs analysis.

Shalu Thaman - Realtor,ePRO,ABR,SRES
Keller Williams Princeton Real Estate
Cell # 609.577.5861
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Thu Dec 5, 2013
Shalu Thaman answered:
Hi Sube,

Irrespective of how much experience or knowledge a Real Estate agent may have about an area & it's schools; The Real Estate Commission, does not allow us to steer buyers to a particular one.

The reason is very simple and even though you will find may experienced real estate agents on this & other forums, about West Windsor or Princeton or Montgomery being the "top school' district , the opinions are just that; they are Personal Opinions and hence biased.

A very useful site is : that posts ratings by parents/students & also provides data on teacher/student ratio & other aspects.

Incidentally, I am Certified in Elementary Education & Multi-sensory Language Instruction; and do suggest to my buyer clients to look beyond scores when determining which district would be a best fit for the needs of THEIR child and their education plan for their child , depending on how long they plan to live there.

The holidays are a great time to find a home at the right price and if you're looking to move before the Competitive buyer rush of the Spring 2014 market, there are quite a few other options available.

Consulting with a Local Area expert, will usually help a buyer discover options that they would not have otherwise considered, keeping the commute, schools, price and lifestyle needs in mind.

If you are a 1st time buyer, I highly recommend meeting with a Local area expert for the Central NJ area, rather than someone who just specializes in 1-2 communities, in order to maximize your buying opportunity.

It is also in YOUR Best Interest to work with a Buyer's Agent, who represents you exclusively.

Almost, all buyers I meet; and a large portion of my business IS centered on First time home buyers; have no idea that an agent represents the seller until a specific Buyer Agency is established.

Listing Agents work for the Seller & all of the information the buyer inadvertently shares with them, is shared with the seller, as that agents fiduciary obligation is to the seller.

The real value of a buyer's agent is in keeping your information on price, terms & motivation confidential so as to get you the home you like, at the best price possible.

If you are actively searching, and not currently represented by a Buyer's agent, please contact me directly to set up a no-obligation Consultation.

Shalu Thaman - Realtor,ePRO,ABR,SRES
Keller Williams Princeton Real Estate
Cell # 609.577.5861
Fax # 609.613.5907
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Wed May 8, 2013
S answered:
I am a local realtor and would be happy to help in your home search for West Windsor, Plainsboro, East Windsor and neighboring areas.
I can be directly reached at 609-606-5077.

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0 votes 11 answers Share Flag
Fri Aug 24, 2012
Suren Pogosov answered:

I would recommend to talk to a mortgage lender to see how much you qualify. They will be looking to your debt to income ratio. Go on my website: to see prices in West Windsor area. See if your income is decent for this area.You can search by school system.

Please let me know if you need any assistance.
Good luck.


Realtor, Sales Associate Selling in NJ & PA
Keller Williams Princeton & Delaware Valley Realty
Office: (609)987-8889 Ext.1328 Cell: (347)782-2036
Search for your dream home by Features, Location, School district or listing number at:
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Tue Sep 6, 2011
Shaila answered:
With first-hand experience of sending my children to the West-Windsor blue ribbon school district, and seeing the assimilation of peers with ADHD and other spectrum disorders into the regular stream, I can say with confidence that our school district is well-equipped to handle kids with adjustment issues who need special attention. My children had the benefit of kind and caring teachers, and I think a lot has to do with their professional training at top institutions such as Columbia University's writing program and Princeton University, opportunities for growth, vast experience and exposure to a diverse set of students, which helps the teachers address the particular needs of respective children. We owe a great debt to our West Windsor teachers, right from our preschool experience in the district.

Also refer to the article (see attached link) on West Windsor being rated #1 neighborhood to raise young children:

NeighborhoodScout found America's best family-friendly neighborhood in New Jersey. It is a small town that is completely contained in a single neighborhood: West Windsor. It is in central N.J., not far from Princeton.
The school district is top-notch, ranking in the top 7% in New Jersey, and the top 3% nationwide. Families with school-aged children are the prevailing family type here. It is also rated as safer than 97% of neighborhoods in America.
(More info on West Windsor follows on the N.J. state slide.)

Hope this helps! Good luck..
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Mon Aug 24, 2009
Shruthi answered:
Thanks for the advices.I just saw startford single family developement in Monroe Twp.How abt that area?How much the prices are there at this time.Is it a nice place to live?How far is it from Princeton and NY.
Any help would be really appreciated.

Thanks in advance
Shruthi Paruchuri
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