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Home Buying in West Seneca : Real Estate Advice

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  • Home Buying4
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Activity 4
Tue Mar 21, 2017
Mary answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Mary
Consumer Care Advocate
0 votes 1 answer Share Flag
Sun Aug 25, 2013
Denise Cameron answered:
Hi Geraldine,
You're right. Homes that are handicap accessible are tough to find. I think the best that you can hope for may be a house that is reasonably easy to adapt to your specific needs and build the cost of renovations into your budget.
There are plenty of ranches in the West Seneca area. I live and work in that area, myself and am a big fan of the south towns in general. Your challenge is being ready to "pounce" when they come onto the market. :) I'd be happy to set up a search for you to alert you when new properties are listed.
As far as Grand Island is concerned, there are a lot of reasons both for and against living in that area. It's definitely, a matter of your specific needs.

Give me a call if you'd like help from a West Seneca resident and realtor. :)

Denise Cameron
Cameron Realty of WNY, Inc.
716.550.0904
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0 votes 4 answers Share Flag
Thu Jul 11, 2013
George answered:
Christen,

The first thing you should do is contact The Neighborhood Assistance Corporation of America ("NACA"): https://www.naca.com/nacaweb/index_main.aspx?language=un. NACA is a non-profit, community advocacy and home ownership organization whose goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable home ownership.

They have the LOWEST MORTGAGE INTEREST RATE IN THE MARKET, DO NOT REQUIRE A DOWN-PAYMENT OR CLOSING COSTS!!! Be careful about other posts from bankers and realtors, for there answers are based on personal interest rather than YOUR INTEREST.

BY THE WAY, IF YOU USE NACA and are saving down payment monies, you can apply those monies to the NACA mortgage and thus lower your mortgage rate. For instance, if the current NACA mortgage rate is 3.5% and you can lower the rate by using the down payment.

Your credit score is not the tool they use in determining mortgage eligibility!!! Rather, they look at up to date payment history for rent, car or other debts and work with the potential home owner. The local NACA office is on Delaware Avenue and they have home ownership work shops on a weekly basis. Please go to the page, I listed above, and you can read more about this wonderful organization yourself!! My mortgage rate in a little over 3%, plus they did not charge me Private Mortgage Insurance (PMI), which can easily ad an additional $100 or more, per month, to your mortgage cost. You can contact the local NACA office at 716-834-6222
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1 vote 6 answers Share Flag
Sat Jan 14, 2012
Amy Pfister answered:
Geraldine - I have a couple great homes in West Seneca. I was thinking that it may be best that you don't have to go over the bridge to get to Buffalo General. But Its up to you to make sure you pick a spot you are comfortable with.

Amy Pfister 716-830-6689
Call me for your special needs questions I look forward to addressing them with you.
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