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West Seneca : Real Estate Advice

  • All30
  • Local Info1
  • Home Buying4
  • Home Selling4
  • Market Conditions1

Activity 11
Sun May 14, 2017
Tim asked:
My house has been listed on your site now for 3 years after I have bought it (pictures and everything) I have people drive by to look at it frequently and even had one person stop and ask…
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Tue Mar 21, 2017
Mary answered:

I have emailed you regarding this concern.

Thank you for using Trulia!

Consumer Care Advocate
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Sun Aug 17, 2014
Anna M Brocco answered:
When it comes to taxes it's always a good idea to verify with the local tax assessor's offce...
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Thu May 29, 2014
Sharleen Scholz answered:
If it is being marketed at "mint" condition it probably means that the sellers have well-maintained the home and also kept up with updating on a regular basis. That being may look in "mint" condition to you or not. What one person terms as well-maintained may not to another. Obviously, look at the property and make your own judgment. You may find it is exactly as described and want to make an offer!

Sharleen Scholz
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Thu May 29, 2014
Sharleen Scholz answered:
You should interview your agent and see what they are offering. All agents work differently and should be worth what they are asking in regard to their commission. If you home sells for the highest price that is marketable and the agent does their job professionally and timely...isn't that worth the commission to the agent?

Sharleen Scholz
HUNT ERA Lancaster
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Thu Oct 31, 2013
My NC Homes Team answered:
You're going to need an attorney to assist you with this and you need to be very careful to make sure that all the I's get dotted and T's crossed as you the seller are the one that's at risk doing this. If things aren't done exactly right you run the risk of still be liable for the mortgage.

This isn't the place to get into all the technical details, reach out to a local real estate attorney and speak with them.

Just as an FYI, FSBO properties typically end up being listed by Realtors, you may want to save yourself the aggravation and time and simply see about having it listed by an experienced Realtor. How do you plan on marketing it, if you'd like it on Trulia for example then you're going to need a Realtor as Trulia doesn't allow FSBO. How do you plan on arranging showings, and do you realize buyers absolutely hate it when the Seller is there for a showing. Who's going to put all the paperwork together for you? These are just a few of the questions you should be pondering before you move forward.

Good Luck.
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Sun Aug 25, 2013
Denise Cameron answered:
Hi Geraldine,
You're right. Homes that are handicap accessible are tough to find. I think the best that you can hope for may be a house that is reasonably easy to adapt to your specific needs and build the cost of renovations into your budget.
There are plenty of ranches in the West Seneca area. I live and work in that area, myself and am a big fan of the south towns in general. Your challenge is being ready to "pounce" when they come onto the market. :) I'd be happy to set up a search for you to alert you when new properties are listed.
As far as Grand Island is concerned, there are a lot of reasons both for and against living in that area. It's definitely, a matter of your specific needs.

Give me a call if you'd like help from a West Seneca resident and realtor. :)

Denise Cameron
Cameron Realty of WNY, Inc.
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Thu Jul 11, 2013
George answered:

The first thing you should do is contact The Neighborhood Assistance Corporation of America ("NACA"): NACA is a non-profit, community advocacy and home ownership organization whose goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable home ownership.

They have the LOWEST MORTGAGE INTEREST RATE IN THE MARKET, DO NOT REQUIRE A DOWN-PAYMENT OR CLOSING COSTS!!! Be careful about other posts from bankers and realtors, for there answers are based on personal interest rather than YOUR INTEREST.

BY THE WAY, IF YOU USE NACA and are saving down payment monies, you can apply those monies to the NACA mortgage and thus lower your mortgage rate. For instance, if the current NACA mortgage rate is 3.5% and you can lower the rate by using the down payment.

Your credit score is not the tool they use in determining mortgage eligibility!!! Rather, they look at up to date payment history for rent, car or other debts and work with the potential home owner. The local NACA office is on Delaware Avenue and they have home ownership work shops on a weekly basis. Please go to the page, I listed above, and you can read more about this wonderful organization yourself!! My mortgage rate in a little over 3%, plus they did not charge me Private Mortgage Insurance (PMI), which can easily ad an additional $100 or more, per month, to your mortgage cost. You can contact the local NACA office at 716-834-6222
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Sat Jan 14, 2012
Amy Pfister answered:
Geraldine - I have a couple great homes in West Seneca. I was thinking that it may be best that you don't have to go over the bridge to get to Buffalo General. But Its up to you to make sure you pick a spot you are comfortable with.

Amy Pfister 716-830-6689
Call me for your special needs questions I look forward to addressing them with you.
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Thu Feb 11, 2010
Emily Erekuff answered:
Hi David,

At this time anyone with a Trulia account can share their saved homes with others, but that functionality is not yet available for saved searches. Nevertheless, emailing a search to someone is extremely easy. Once you perform your search and are satisfied with all your critieria, just copy the link in your web browser and include that in your email. When the other party clicks on that link, they will see the very same results that you found according to your specified criteria.

I hope this helps you. Be sure to let us know if you have any additional questions or feedback for us.

Best Wishes,

Emily Gibson
Community Moderator
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Tue Jun 23, 2009
Joe Sorrentino answered:
Pull out your most recent Town and County tax bill that you should have received in February. On the upper left side, a quarter of the way down, it should say: Assessed Value and below it there is a figure, Next to Assessed Value it should say: FULL MARKET VALUE. Below that is the figure the town assessor thinks your house is worth. Above the words FULL MARKET VALUE it should say UNIFORM % OF VALUE and below it is a number ( it should say 48.5%) Which is what West Seneca's assessment level is. That figure times the figure under full market value is your assessed value is. That is what you are taxed on. If you were at full market value, your tax rate per thousand would be lower but your taxes would be the same.
If the figure under full market value on your tax bill is less than what your home is currently listed at, you will have a hard time challenging your assessment. If the Full market Value is higher than what you are asking, you may have a chance to get it reduced. You usually have to do this before May 1st.
If you are on a street that is less than 10 years old, there may be higher special district taxes for lighting, sewer, etc.
I have a method of lessening these for the prospective buyer on a monthly basis. Call me if you would like to discuss it or have your agent call me at 716-568-0355

Joe Sorrentino
Associate Real Estate Broker
MJ Peterson Real Estate
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