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Home Buying in West Hartford : Real Estate Advice

  • All75
  • Local Info4
  • Home Buying29
  • Home Selling3
  • Market Conditions2

Activity 23
Tue Apr 19, 2016
solisdianna asked:
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This question was asked from this property: http://www.trulia.com/property/3225484003-104-Seymour-Ave-West-Hartford-CT-06119
0 votes 0 Answers Share Flag
Wed Sep 17, 2014
Erica Popick Kevrekian answered:
A way you can do this is to go to Google Maps. Zoom in using the + located at the lower right of the screen. On the lower left of the screen click "earth" to get the view you want. You will actually be able to see/get a feel for how far the highway is. ... more
0 votes 3 answers Share Flag
Wed Jul 9, 2014
Stacy Ann Stephens answered:
Yes unfortunately many times city info are incorrect. As a local Realtor here in West Hartford, I consider it my duty to have my home buyers talk to neighbors, drive by at different time, look up old news paper articles about the area, etc. This way they have the correct information about the the area. ... more
0 votes 2 answers Share Flag
Wed Jun 25, 2014
Lisa Foster answered:
Trulia customer service is very helpful, Im sure they can answer all of your questions for you.
0 votes 3 answers Share Flag
Sat Oct 5, 2013
Anne Miller answered:
Kate,

You need to talk to a mortgage officer and tell them what outstanding bills
you have, monthly payments you have along with other inquiries
about job etc...Please call me at 860-647-8000 x 33 or email me and I will
have someone call or email you. Anne@AnneMillerRealEstate.com.
... more
0 votes 11 answers Share Flag
Tue Oct 1, 2013
dst06 answered:
Is there a way for the seller to bond out of the lien without directly paying the lienor?
0 votes 4 answers Share Flag
Wed Aug 21, 2013
Judi Vanacore answered:
GENERATIONS REALTY GROUP- WEST HARTFORD. The best and most reliable way to find true comparable's is to hire a Licensed Appraiser who will physically come to the home and make detailed notes from which to compare other properties that have the closest amenities to your home. When there are no equally comparable home within a mile or so, the appraiser can expertly make adjustments to equalize the properties and calculate a true value for your home, or the home you are considering purchasing. Many of my clients have used Feldman Appraisal Services on S. Main St. West Hartford, which has been in the business for over 25 years. Good Luck. ... more
0 votes 5 answers Share Flag
Mon Jun 10, 2013
Carl Lantz answered:
No fireplaces in either unit on this multi family. I have shown it several times, and it does need some work. If you would like to see it, just let me know. There are not many multis on the market right now in town, and those that are priced well, are selling very quickly..... Those that are not as great a deal, sit around for a little while, until the true value is reached. ... more
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Wed Apr 18, 2012
Lyn Miller answered:
Hopefully you have an excellent relationship with your Realtor and are able to rely on their advise. I give my my clients at least 4 names which I would hire in a heartbeat, and have. Having been in the business for 30+ years I have gone to many closings and before I selected these attorneys I watched them at closings, aware of their representation. The Buyer/Borrower actually pays for the Banks representation and as a part of that their own. I find its better, as an agent to give these attorneys names to my clients and fight with the Bank, if necessary, (seldom) to have these attorneys represent my client. My clients get a great attorney and can form a successful, long term relationship. The bank gets fair representation from a really good attorney. I have the satisfaction of knowing everyone is well represented. Don't you just love it when everybody wins!!!!! Questions, feel free to call me at 860-882-0434 (desk) or 860-836-1589 (cell) Have a great closing. Lyn Miller, Remax-Premier-Realtors 860-561-6106 ... more
0 votes 7 answers Share Flag
Sat Mar 31, 2012
Peter Leeds answered:
A dual agent represents both buyer and seller and acts more like a mediator between the parties. Both parties must agree, and information which could influence one side or the other cannot be shared (without permission).

Good luck.

Peter Leeds (Not Just The Sports Guy)
860-377-4433
... more
0 votes 7 answers Share Flag
Sat Mar 31, 2012
Brent Bell answered:
Maybe this is just word choice, but please understand that a dual agent cannot negotiate FOR the buyer; a dual agent is working hard to fairly represent both parties---which makes it impossible for this agent to negotiate FOR the buyer or the seller.

The listing agent does have a contract with the seller agreeing to compensation for selling the property. This agent only has to reveal on the MLS which part of the total compensation is payable to a successful buyer's agent. When the transaction is over (successful closing), any party entitled to the HUD form will be able to see gross compensation to the listing company (but that may be reduced by a referral fee paid to another party and that fee does not have to be disclosed at closing.

I suspect you are implying that the listing agent, now in a dual agent position, could choose to decrease her/his compensation by giving the seller a break on the total service fee due at closing. This could certainly happen...but all the work/time/effort needed to bring the transaction from initial offer to contract to inspections to appraisal to mortgage commitment to pre-closing inspection to closing must be borne by this one dual agent. This agent must be very careful at all stages to represent both parties fairly, without extending an unfair advantage to either and must keep much personal and financial information confidential from either party.

For most agents, it would take a special exception (some brokerage companies may not even allow this) in order to reduce the service fee simply because they are performing all the tasks that were agreed to in the listing agreement on their own.

The funny thing about a small percentage of outsiders looking at real estate is this fringe group thinks nothing of asking an agent to take a pay cut of 50%, but would be insulted if they were asked to perform surgery, represent a client in court or drive a tractor trailer across the country for 50% of their normal fee.
... more
0 votes 6 answers Share Flag
Sat Mar 31, 2012
Brent Bell answered:
How easy it is to sell a property depends primarily on which agent you choose to help you out and whether you take that agent's advice on staging, pricing & marketing (not which town you choose to live in).

The National Association of Realtors surveys buyers across the country annually. They discovered that over 95% of buyers in their 2011 survey results wanted to see multiple pictures of a house online, a virtual tour of the home (collection of pictures in a slide show) and detailed property information (text descriptions).

Yet in West Hartford, there are many properties on the market with less than the 25 pictures that a realtor can place in the Multiple Listing Service, at least 10% of the houses on the market do not list which Elementary School serves the property and less than 20% of the properties have virtual tours included in the Multiple Listing Service. This disconnect is typical of properties in many towns across the state. So a buyer needs a strong buyers agent who will help interpret the missing or bad data!

The first step in representing a home buyer well is a buyer interview. I like to invest 30-90 minutes actively listening to what a prospective buyer wants to find in terms of community, neighborhood, house size & style, amenities, proximity to recreation, transportation, job and services as well as tolerance for less-than-optimal condition of kitchen, baths, wall colors and landscaping... As part of this process, I will make suggestions to a buyer in terms of where they are most likely to find the type of property they desire and what they might expect to pay in order to purchase that property.

After this conversation, I can recommend properties that seem to meet the needs and wants of the prospective buyer. If the buyer is being unrealistic in terms of what they expect at a certain price point, I will share that up front! Good luck in your homesearch!
... more
0 votes 3 answers Share Flag
Sat Mar 31, 2012
Jim Simms answered:
They can refuse to sell for any reason. Did you offer full price?
0 votes 8 answers Share Flag
Sat Mar 31, 2012
Brent Bell answered:
I have helped many families make the transition from CA to CT! I also know many active agents in the state of California. As a result, I can more easily anticipate the concerns of people moving in and explain the differences! Feel free to contact me about references from families who I have moved into CT!

The mill rate is an interesting New England piece to the taxation process. It is the annual cost of property taxes per $1,000 in assessed property value. Connecticut uses this and, to make your life more interesting, the mill rate is set by each individual town each year as part of the budget process. The mill rate applies to both real property (houses, condominiums, multi-families) and to personal property (motor vehicles). So there is not just one mill rate for the entire state, but 150+ different mill rates depending on the town you choose for your residence.

Multi-family properties are popular choices in West Hartford, Hartford & New Britain, with prices based on location, condition and number of units. Most of these properties have 2-3 housing units and the rental per unit per month ranges from $500 (1 BR, poor condition, weak location) to $1,600 (2-3 bedrooms, good condition, strong location). I have sold numerous multi-family homes to both owner-occupants and investors. Occupancy rates are very high for the landlords who invest in their properties and much lower for landlords who will not invest in their properties (time, management & money).

To learn more about relocation to West Hartford, please email me today!
... more
0 votes 5 answers Share Flag
Sat Mar 31, 2012
Brent Bell answered:
A credit score is really 3 numbers (from 3 different credit agencies) and if you could improve your overall score by 50-70 points, a much wider range of financing options would be open to you. Sometimes there are errors in your credit record which depress your score, plus the percentage of your available credit that you are using can make a difference.

You will benefit tremendously from finding a mortgage officer who is a Certified Mortgage Professional (a very difficult designation to earn) who can review your credit record and help you understand your options. Some mortgage professionals have relationships with real credit repair companies which will help you out for little to no cost. Feel free to contact me if you are interested in specific excellent mortgage professionals in central CT.

With your income/debt picture as you have outlined it, I hope you have been saving 10% of your income each month.... this habit, which you can start anytime, will open many doors for you and your girlfriend over the coming months!

Good luck and please contact me if you want more specific guidance. Your inquiry will be kept confidential and you may be pleasantly surprised with your options!
... more
0 votes 4 answers Share Flag
Sat Mar 31, 2012
Anne Miller answered:
Hi Trina,

Depending on condition of the property and what you qualify
for is the answer.

Are you working for an agent?..do you have a mortgage
officer?

If no to both questions, I can have you talk to a mortgage
officer to qualify you and then also see the house with you
and get a good idea of what loan would be best for you
and this home.

Anne
Anne Miller Real Estate
... more
0 votes 8 answers Share Flag
Fri Jul 15, 2011
Andy answered:
Let us put the issues of disclosing the material facts aside first. I would like to know "if a person can be the agent of hiself/herself". Be careful, my question is not ";if this person can buy/sell his/her own property". ... more
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Thu Feb 4, 2010
Bonnie Berliner answered:
Michelle, there are indeed condo's in West Hartford in the Hall High School area. In fact, there are currently about 50 on the market ranging in price from $100,000 to $700,000. So if you want some help looking, feel free to contact either Melinda or myself, and we'll be happy to help you with your search! ... more
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Tue Jan 26, 2010
Robert O'Meara answered:
Hi - What property are you referring to? I would be happy to help you if you can provide an address or MLS # or even the price and style of the home. I know the inventory here in my hometown of West Hartford very well and have earned the Accredited Buyer Representative Designation to provide my buyer clients with the utmost in service. Feel free to contact me anytime to discuss the housing market here in West Hartford.

Best Regards,

Rob
rob@robertomeara.com
860-982-0288
... more
0 votes 2 answers Share Flag
Thu Jan 21, 2010
Julie Nearing answered:
I have 2 Buyers that purchased this fall for the tax credit, I have 2 other Buyers working with me right now and they are looking to take advantage of the spring the tax credit.
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