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West Des Moines : Real Estate Advice

  • All28
  • Local Info1
  • Home Buying10
  • Home Selling2
  • Market Conditions0

Activity 15
Sat Feb 27, 2016
Mawillia182 asked:
Tue Feb 24, 2015
Ryan Rivera answered:
Simple platform that allows you to see your daily/weekly goals. Great tracking for all transactions/expenses etc. Option to customize plans for individuals needs and track touches and set to do's. Also, something very important is a great and functional app that is easy to use on the go. ... more
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Tue Oct 22, 2013
Matt Shaw answered:
What's your email address and I will email you some reports. What kind of investment properties are you looking for? Commercial, residential? Single family, multi-family?
0 votes 1 answer Share Flag
Sun May 12, 2013
Dvarner answered:
Barb,

I have a property in Johnston that may work for you. 2 bedroom, 21/2 bath townhome. http://www.postlets.com/repb/9147864 Several pictures on web site.
If you would like to view it give me a call.

Thanks,
Dan Varner
641-226-4991
... more
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Mon Mar 11, 2013
Rhonda Currie asked:
I was just looking at Coachlight Dr. but was interested in more than just the two floor plans shown for the 2-bedroom units at Broadmoor as well.

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This question was asked from this property:…
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Tue Feb 19, 2013
Adele Zieser answered:
Depending on how long you would like to rent, there is a Residence Inn by the Jordan Creek Mall and you can do long term rentals there.

As far as getting a mortgage based on the equity in your current condo, it is best to speak with a mortgage originator. Most realtors can help you out with this. ... more
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Sat Jan 5, 2013
emitzen answered:
From a homeowner perspective and not an agent-
1) Price wise, even though the Des Moines market is on slight incline, but it doesn't seem to be too steep difference after an year or so.
2) BUT the interest rates are super low. No one knows what they will be in next year.

So I would think that this is a good time to buy if you are thinking buying after an year or so and you'll have the use of property now as well (daughter staying).

One important point to consider would be-
While taking the loan, it will be asked whether this will be primary owner occupied property? and I guess you have to occupy the propery in next 6 months....... else the interest rate might be different as an investment property.
... more
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Mon Mar 19, 2012
Wolvers Steve answered:
First off check with your bank to see if you have that option available to you so you don't get a do on sale notice after the fact. If you can sell on a contract get enogh down payment to cover 3 months missed paymants plus about $2,200 in legal fees should the buyer quit paying and refuse to move out. Then what ever damage that was done will be needed to be sonsidered when you are looking at contract terms also! ... more
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Thu Apr 14, 2011
Wolvers Steve answered:
Yes it is I am seeing people just go to auvtion and some have not paid for over 2 years, but that said if he is the only one on the mortgage he may sign away his homesteading rights and give them a deed in lou if he wants to get her out. not sure on that I would have her discuss all the options since she was not married legally just common law as well as not on the mothgage or title I would hate to tell her she has the same rights as a home owner on title without her checking with her attorney ... more
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Sun Mar 20, 2011
Suzanna Woodhead answered:
It is impossible to answer your question without more information. You need to ask your agent(or find a local agent) to help you run a comparative market analyzes on the property. This will give you the information to make the best offer. ... more
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Sat Nov 13, 2010
Anna M Brocco answered:
What is your agent advising--much will depend on your contract--review the document as the answer can be found in it--or, protect yourself and consider having all related documentation reviewed by an attorney who specializes in real estate. ... more
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Tue Mar 31, 2009
James Mooney answered:
There are other options. This is not a blanket policy for every lender and every program out there. There are many other factors that go into it, Basically there will some lenders that won't do it, but there are plenty that probably will. Factors such as how long was she at full time before this, length of time on the job, and a verification of employment, indicating the likelihood that her job will continue, will all help console the underwriters about her future employment. If your credit and other vitals are strong, you should have no propblem finding financing. ... more
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Mon Mar 23, 2009
Mike answered:
Beth,

I did try to email you with more information, however the email was bounced back to me!

Our mortgage is assumable through Wells Fargo Mortgage and I'm awaiting a packet from the with the paperwork for making that happen.

I do have the option of an FHA streamline mortgage, but that would put the owed amount back near $125,000 and reduce the interest rate to roughly 4.75% or whatever it is now.

Thanks!
Mike.
... more
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Thu Feb 19, 2009
James Mooney answered:
Normally, you will need to wait two years after discharge for conventional or FHA financing. If you are planning on moving within Des Moines, consider the Neighborhood Finance Corporation (NFC). They do not exclusively use the standard credit models and fico scores to qualify for their loans. Their number is 515-288-5626. Even if you can't do something now, you will know exactly what you need to do for the future. Plus, you can get up to $10,000 to improve the home that you buy. Contact us when your ready, thanks. ... more
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