Wayzata : Real Estate Advice

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Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Hi, I am trying to edit info about my home. I verified my email but, when I hit the edit home info link, it just refreshes the screen.
If your home is for sale. only the listing agent can edit info. If it is not for sale, it submits changes to be reviewed and is not an instant change. Most info is from tax cards or mls
0 votes Share Flag Wed Feb 10, 2016 Home Selling in Wayzata
Melvin List, Real Estate Pro in Tampa, FL
Melvin List answered:
Hi is anyone doing stated income loans in Nevada?
I would reach out to a local mortgage broker. Most brokers have access to either lenders with no overlays or Alternative documentation programs.

Thank you,
Melvin List
Licensed Mo ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in 55391
Nick Leyende…, Real Estate Pro in Wayzata, MN
Nick Leyendecker answered:
Why do people keep saying the banks are the losers if homes go into foreclosure??
So long as we continue to centralize the banking industry and continue to reward poor risk management by bailing out failed financial institutions rather than allowing free market princ ... more
0 votes Share Flag Sat Feb 21, 2015 Home Selling in 55391
Dennis Libby, Real Estate Pro in Wayzata, MN
Dennis Libby answered:
is anyone offering stated income loans for self employed in Minnesota?
No!

Stated Income mortgages have been virtually eliminated. In Minnesoa, between Dodd Frank and MN DOC, ther is little or no room for this kind of loan at any level of downpayment. ... more
0 votes Share Flag Thu Jan 30, 2014 Home Buying in 55391
Nicole Johns…, Real Estate Pro in Minnetonka, MN
Nicole Johnsrud answered:
If a homeowner has a stucco house built in the 1990s, should they do moisture/mold testing prior to putting the house on the market?
Yes. Your either proving that it was done right or that you're taking care of a problem. Pro-active steps can save you time and money in the end.
0 votes Share Flag Fri Jan 10, 2014 Home Selling in 55391
Engebretson…, Real Estate Pro in Wayzata, MN
Engebretson Maddrey Team answered:
can i get a mortgage loan with a recent foreclosure on my credit(3 months ago) and a lower credit score-about 500-550?
Its probably not what you want to hear, but I would highly suggest in your waiting period working to improve your credit score. There are free credit services out there that will help ... more
0 votes Share Flag Wed Dec 19, 2012 Home Buying in 55391
Engebretson…, Real Estate Pro in Wayzata, MN
Engebretson Maddrey Team answered:
Why are the banks holding so many homes and not listing them for sale?? Somehow they must make money on people going into foreclosure.
I just read a statistic that 20% of local sales (Twin Cities) are cash deals. That signals to me that investors are out in force. My investor clients see huge bargains right now and a ... more
0 votes Share Flag Wed Dec 19, 2012 Home Buying in 55391
Teri Eckholm, Real Estate Pro in St Paul, MN
Teri Eckholm answered:
How important is it to a home seller, that the agent use social media to market the home!?
Great Question! First of all, Social Media will more than likely not sell your home. However, agents who embrace the concept of social media are usually more internet savvy. This is key ... more
0 votes Share Flag Wed Feb 8, 2012 Home Selling in Wayzata
Shane Milne, Real Estate Pro in South Jordan, UT
Shane Milne answered:
Does anyone have experience with Complex Capital Mortgage and Finance?
Nope, but if I owned a financing company I am not sure I'd use the word "complex" in it. Why do you ask?
0 votes Share Flag Thu Sep 15, 2011 Financing in Wayzata
Amy Watton, Real Estate Pro in Blaine, MN
Amy Watton answered:
How far in advance to the timeline that we'd like to purchase a home should we start the buying process? Currently we're aiming for next
I agree with everyone else that you ought to start the pre-approval sooner rather than later. As far as actually looking, it takes most people 3-6 months to be in the home after they st ... more
0 votes Share Flag Fri Aug 5, 2011 Home Buying in Wayzata
Shane Milne, Real Estate Pro in South Jordan, UT
Shane Milne answered:
Are there any banks out there that will give you a loan 2 years after foreclosure if you have a 25 percent downpayment?
• FHA & USDA require 3 years from the foreclosure sale date/when the home is no longer legally in your name (only 1 year if it was due to extenuating circumstances)
• ... more
1 vote Share Flag Thu Jul 21, 2011 Home Buying in 55391
Bill Dobbins, Real Estate Pro in Minnetonka, MN
Bill Dobbins answered:
What if I had a 20 percent downpayment and a purchase price in the 190,000-220,000 range with income around 100,000? and foreclosure 3 months ago
Most loans (all, except VA loans) contain what is known as a Due on Sale Clause that gives the lender an OPTIION to call the loan due if any interest in the property is transferred. T ... more
1 vote Share Flag Thu Jul 14, 2011 Home Buying in 55391
Matt Johnson, Real Estate Pro in Wayzata, MN
Matt Johnson answered:
Question- Lake minnetonka area
Without question, Ferndale is the most exclusive and therefore most desirable lake shore in the area you are comparing. However, the east facing lake shore on Bohn's is outstanding ... more
0 votes Share Flag Wed Apr 20, 2011 Home Buying in Wayzata
Matt Johnson, Real Estate Pro in Wayzata, MN
Matt Johnson answered:
Is it true that Edina Realty does not allow their agents to accept anything less than a 6% fee?
Edina Realty is a full service brokerage, there would be no reason for their agents to discount the fees under 6%.
0 votes Share Flag Wed Apr 20, 2011 Home Buying in Wayzata
Mary Leizing…, Real Estate Pro in Eden Prairie, MN
Mary Leizinger answered:
Is Ferndale (Wayzata, Minnesota) a street or an area of Minnesota?
Ferndale is an area of the city of Wayzata centered around the street of Ferndale Rd. There are really 3 segments of Ferndale Road, the north leg, the south leg and the west leg. Incl ... more
0 votes Share Flag Tue Apr 29, 2008 General Area in Wayzata
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