Unfortunately there is a lot of tighter regulations on getting approved for a mortage today than what there used to be. That being said there are quite a few programs that are still available for those with less than perfect credit, especially if they are first time home buyers.
I am a real estate agent and a loan officer for a bank and have extensive understanding of all types of mortgage prodect that are available. I'll be happy to discuss this further with you to see if I can give you any further guidance on this matter.
I am available tomorrow at 888-762-1554 from 7AM to 9AM and from 12:30PM to 10PM, and anytime monday from 7AM to 10PM, if you would like to discuss this in more detail. I'll be happy to help point you in the right direction.... more