Hello Ms. White
Yes, many of my clients have purchased homes using various GA Dream and other Down Payment Assistance Programs. The bar is rather high, however, with GA Dream and other options are available to you in Ware County.
One of the more attractive programs in my humble opinion is the USDA Rural Development Loan. Why? It offers 100% financing to credit and income eligible first time buyers without all of the paperwork, extra underwriting and other inconveniences associated with GA Dream.
I'd welcome the opportunity to speak with you about it and get you in touch with a Georgia based lender who will walk you through the process. When time permits, please call to discuss.