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02472 : Real Estate Advice

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  • Local Info1
  • Home Buying0
  • Home Selling1
  • Market Conditions0

Activity 8
Sun Jun 26, 2016
Viviana De Simone answered:
Typically this time of year is very busy but I know through our office we reply to every inquiry. Our business is not just based on the owners that we represent but our customer base is as important.

Being organized and thorough is certainly more productive for all.
Viviana
Preservation Properties, Inc
... more
0 votes 4 answers Share Flag
Tue Sep 22, 2015
Doug McNeilly answered:
The Watertown market is very active at the moment. Average Days on Market during the last 6 months for 2 family homes was 32 days. Without knowing the reason for the question, I will say that condition and price always play a factor even in hot markets. ... more
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Fri Jan 23, 2015
Michael Cheng answered:
If you've read Trulia's TOU, you should delete one immediate or risk having Trulia delete both accounts.
0 votes 1 answer Share Flag
Tue Jan 20, 2015
USMortgageRanger answered:
Thanks for your post & congratulations on your decisions to purchase a home. The first part of home buying is getting APPROVED by a Lender who has done their due diligence as to your ability to repay the loan and not cause you financial harm. We here at The Federal Savings Bank would like to introduce you to our H.E.LP.P Home Loan Purchase Program where we underwrite and approve your credit income and assets without a specific property. We will then issue a letter of commitment to lend based on the selected property meeting the underwriting guidelines. This letter lets sellers and Agents know you are serious qualified buyer and they will be more enthusiastic to work with you.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership. We have complete control of the entire Lending process with the ability to lend in all states. We specialized in FANNIE , FREDDIE, VA, USDA direct, Jumbo, Unwarrantable Condo, Asset Based Lending, Foreign National, Construction Lending and conforming bridge Loan.


I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
I look forward to working with you to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
https://www.thefederalsavingsbank.com/LowellSterling
... more
0 votes 1 answer Share Flag
Wed Jan 30, 2013
Brian Gardner answered:
You can do a purchase with 10% down without going FHA (assuming you qualify for the mortgage in the first place of course) as long as it's not an investment property, which would require 25% down. If you do 90% financing with a bank you will have PMI of course. Feel free to contact me and we'll discuss. ... more
0 votes 7 answers Share Flag
Thu May 12, 2011
... answered:
Hi Rich!

Did you close on your refinance and did you have to do the repairs? Appraisals are scrutinized these days and sometimes close inspection reveals text or photographs that indicate something is in need of repair to preserve the property. The appraisal itself is not the final word... the bank has a right to lend its money under certain conditions, one being the physical state of the collateral (property.) While it is unusual, yes, it does happen in refinances. What were the issues/repairs? ... more
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