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Home Buying in Waterbury : Real Estate Advice

  • All162
  • Local Info28
  • Home Buying46
  • Home Selling2
  • Market Conditions9

Activity 47
Thu May 19, 2016
Chris Groves asked:
About 6 years ago I found my self out of work for nearly a year and in that time we piled up the credit card debt in order to live. In the time since we have had 2 kids and just recently…
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Sun Jan 24, 2016
Dan Tabit answered:
If someone from the bank signed the contract, you have a legal issue to enforce. An attorney will need to review the contract to make sure they don't have a unilateral right to change their minds and if not, pursue action on your behalf. Just realize the bank has attorneys on staff and it won't bother them much. They won't mind running up your legal bills while you pursue this.
Get some specific advice based on your contract and think long and hard about how far you want to go to fight this.
Let us know how things go and what you decide to do.
... more
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Mon Sep 14, 2015
Sally Grenier answered:
In order to buy a home, you really need to be working with a REALTOR. They might be able to find "rent to own" listings in your area. But... keep in mind these deals are never a good option for the buyer. They were a lot more common back when we were in a buyer's market and sellers were desperate. These days, most parts of the country are experiencing a fairly healthy sellers market and sellers want to SELL not rent to someone who may or may not be able to actually buy the house at the end of the lease.

I would seriously look at what is keeping from you from buying now, and fix that problem. Use that money that you planned on putting toward down payment or extra $$ for a higher rent to own payment and pay down, or pay off your debts!
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Thu May 14, 2015
Jacqueline Quinones asked:
Credit not good after a bad divorce. I am responsible and a hard work. Living now landlord refuse to fix or might have lost house to bank.
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Sun Jan 11, 2015
Heather Crabtree answered:
If you are still looking for a realtor please contact me at (203) 558-7720. I am in Milford now but I have worked Waterbury area for years and still travel that way Wed and Fri every week to work with clients! ... more
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Mon Sep 1, 2014
miss.denisha asked:
Has anyone used CitiBank for a home mortgage? How did they do?
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Thu Aug 28, 2014
Bill Eckler answered:
Consider looking at the number of days the property has been on the market. Generally sellers of recently listed homes are reluctant to lower their prices. On the other hand, those that have been on the market for a long time can be more receptive to negotiations.

Keep in mind the asking price may not be an accurate representation of the value for the property. This is one of the many services that a real estate professional can provide for you.

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Tue Jul 22, 2014
michael.larue asked:
Wed Jul 16, 2014
Julie Traver Lucia answered:
you can definitely go in with a request for closing cost credit from the seller, I have done many this year and the seller has been willing to do 5,000-8,000 depending on the offer. Please contact me to assist you further, Julie Lucia Coldwell Banker Realty 2000, 203-578-5631 ... more
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Mon Jul 14, 2014
Julie Traver Lucia answered:
Hi Miss Denisha, it really depends on the type of property you are going to make your offer on. If it is a foreclosure some banks require a certain percentage of purchase price or a min of $2,500. You can also ask for closing costs credit in your offer and depending on your type of financing you may only have to leave a $250-1,000 deposit. If you need assistance finding a home, I would be more than happy to show you some or email you current listings. Julie Lucia, Coldwell Banker Realty 2000, 203-578-5631, ... more
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Sun Jun 29, 2014
rbrealinvestors answered:
any real estate agents that are investor friendly in the Hartford and New Haven counties ?
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Fri Feb 28, 2014
EastCoastBuyer answered:
Not sure if this has been answered to yet, but at all costs please avoid any street named after a tree or nut or fruit(Willow, Walnut, etc...) and any street around there. Not safe in the slightest. ... more
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Sat Jan 18, 2014
Michael Grady answered:
yes I have

147 Waterville fl 1 3 br 875
46 wood st fl 1 3br 875
if you want to see call Jorge at 203-510-6650
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Mon Jan 6, 2014
Julie Traver Lucia answered:
Hi Mr. Chappel, I have worked with many local and out of state investors. Kindly contact me and I would more than happy to provide you with listings and do further searches on commercial properties in the areas and price range you are interested in. Julie Traver-Lucia, Realtor, Coldwell Banker Realty 2000, 203-578-5631; ... more
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Tue Dec 31, 2013
Jill Carini answered:
Tue Nov 12, 2013
Ruth Zeiss answered:
Does is have to be in Waterbury or would you consider the surrounding areas? I used to know of a small church that was for sale in one of the towns just north or Waterbury. Are you interested?
Please either call my cell: 347-556-0014 or shoot me an email at Thanks!
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Sat Nov 9, 2013
Jill Carini answered:
One more thing. If you paid off your accounts. PLEASE dont close them. Just pay them down to zero.

Good luck.
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Thu Nov 7, 2013
Brian Nguyen answered:
It's not the army that is necessarily paying for the loan, you are just offered exclusive veteran benefits that cover 100% financing. Unfortunately, it will be difficult to give you an accurate estimate of what you mortgage payment will be because this depends on your finances, length of the loan, and interest rates. The best thing for you to do to figure out if you can qualify for a loan and what loan amount you will qualify for, it would be best to speak with a lender directly. Lenders like myself who would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me. Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 ... more
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Mon Jul 8, 2013
Alison Hillman answered:
Learn more about the local community here:

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Sat Jun 29, 2013
Millie Legenhausen answered:
Talk about a chicken and egg question! If the water is coming out of your unit, say a leaking toilet, it may be your responsibility. The answer may be in your condominium documents. I own a business condo, and repairs to limited common elements are the responsibility of the condo owner. That said, every condo is different. Start by asking your condo manager. Good luck! ... more
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