Congratulations to your daughter. Hayesville, NC is a wonderful place to live!!
And it's only two hours from Asheville so you can visit her often!
The offer price versus the listing price will depend on many factors, but in general, the offer price would be lower than the listed price.
FHA has great resources, here is a link for your daughter or you:
Tell her to give me a call if she wants to work with a local expert who will represent her best interest!
Integrity in Real Estate,
Mary Lynn Durfee
CB High Country Realty