Realtor's can be helpful, but you may want to look for a buyer-broker. I believe the minority of realtors work as buyer brokers, but it is the only way to guarantee that your agent is working for you. Otherwise, realtors typically are working for the seller.
Unfortunately, today I keep hearing that when a buyer makes an offer on a property, the seller's agent starts calling anybody else that might be interested and telling them that the property is about to go off the market. This (a) gets bidding wars started and (b) gets house flippers into the mix who have no interest in actually occupying the property. You can't avoid this just by going without a realtor, since the seller probably has their own agent. But it could help keep the price under control.... more
Rental listings are posted through Postlet.com; a company owned by Zillow that also now owns Trulia. Go to Postlet.com log-on page and create your account and rental listing. Your rental listing will be posted on Trulia, Zillow and several other websites within 48 hours.... more
I am pretty sure that there will be a solution in which you will end up buying the house if the only problem is the one you stated. Just in case, to answer the down payment part of the question, your realtor should include a clause in the binding contract stating that the contract is subject to purchaser obtaining/assuming a loan.... more
If you could give me more specifics of age of home--new construction vastly different from an older home, style and size I could let you know what is available and where. Give me a call/ email me and I can send listings, no obligation. I've seen homes from 99K and upward, again it depends on the property and condition. I just previewed a really nice Victorian in need of minor repairs and updating for 150K... more