Depending on the type of loan, the amount required down is either zero percent (0%) VA or USDA or three and a half for FHA (3.5%) or usually five percent (5%) for a conventional loan. In addition to that amount you will have pre-paid items and closing costs, many times you can have the seller pay most or all of these costs. You may also find a Realtor who will rebate half of any commission towards your closing costs/pre-paid items. The later is very hard to find, Call (210) 281-1604 to find one.
David Marne, Broker
Half Priced Real Estate