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Villa Rica : Real Estate Advice

  • All35
  • Local Info2
  • Home Buying11
  • Home Selling3
  • Market Conditions3

Activity 39
Wed Apr 19, 2017
Sandra Masi asked:
they will not have the report back till the following night after it expires - should tell them they need to request an extension so that we have time to negotiate terms should repairs need…
0 votes 0 Answers Share Flag
Wed Apr 19, 2017
Sandra Masi asked:
they will not have the report back till the following night after it expires - should tell them they need to request an extension so that we have time to negotiate terms should repairs need…
0 votes 0 Answers Share Flag
Mon Feb 6, 2017
Solomon Greene answered:
You might want to check the name of the person with whom you've been interacting against the county tax records. If there's any inconsistency, consider asking for proof from the contact. Any legitimate landlord would understand why you'd want that info while someone who is questionable may get aggravated.

Solomon Greene
... more
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Mon Jul 25, 2016
Reba C Agan asked:
Sun Oct 26, 2014
Solomon Greene answered:

The mortgage balance is important, but unfortunately has litle bearing on the suggested selling price. The market will ultimately set the final sales price. You should consider asking a local agent for the most recent comparable home sales to get some idea about the recent selling prices of other similar homes. That would be the best course of action, not information found at in the county tax records, nor some online portal who has little information on the condition of your home.

Good luck on the sale of your lovely home.
... more
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Thu Feb 13, 2014
deers21 answered:
Ok, so the procedure is, due diligence and earnest money is paid up front WITHOUT short sale approval, so if the short sale goes bust...all that money spent on due diligence is out the window...I do have a buyers agent and have consulted with several others who do not conduct short sales in that way. BTW a binding agreement with the seller means nothing unless the bank approves, I know that much. ... more
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Mon Feb 10, 2014
Linda Garcia answered:
You get much more bang for your buck in Villa Rica. Let me know what you are searching for and I can send you home listings.
Thank you,

Linda Stephens, Realtor
NHR Realty
... more
0 votes 7 answers Share Flag
Tue Jan 28, 2014
Anna M Brocco answered:
A short sale occurs when an owner has proven hardship to the lender and can sell for less than owed on his/her mortgage; the owner can accept whatever offer he/she wishes, but the lender decides to accept, reject or counter offer; short sales are by no means fast sales, much will depend on the number of liens involved, who is negotiating the sale for the owner, etc., therefore much patience is oftentimes necessary... ... more
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Fri Nov 1, 2013
Tamma DuPree answered:
My neighborhood in Villa Rica has no HOA. Volunteer membership only. We have new homes 1.7 miles from I-20 starting at $128,900. 3 bedrooms and two baths.
0 votes 2 answers Share Flag
Wed Sep 11, 2013
Receda Gray answered:
Hi Michael,

I am a native of Georgia. I've lived here all of my life. I grew up in the Atlanta area but visited grandparents in Villa Rica almost every weekend. I now live in Villa Rica. The reason you find so many homes that are for sale here is because during the housing crisis over the past few years, many homes went into foreclosure status. Carroll County was one of the hardest hit counties in Georgia. Although you will find many homes for sale almost none are actually available. The homes in Carroll County become Under Contact within minutes of going on the market. Buyers have flooded this area because they can get so much more house for their money. This will not last much longer, so if you are interested in Buying in the Carroll County you will need to act quickly. Property values are now on the rise and the price advantage of the distressed market is now fading away since so many homes have Sold. I would love to help you locate a property in this county or any other county in the suburbs of Atlanta. Please contact me anytime at 770-845-1093. I work by appointment only.

Receda Gray - Realtor
Southern Homes and Land Realty
... more
1 vote 8 answers Share Flag
Sun Aug 25, 2013
Rodney Mason answered:
I do not suggest doing lease purchases/rent to own. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financing, the owner must own the property free and clear of any mortgages. Very few sellers are going to be in that position.

If the property currently has a mortgage on it, the owner cannot legally transfer the title to a buyer without the mortgage first being paid in full. Most all mortgage loans have a due on sale clause. This due on sale clause requires that the mortgage be paid in full should a title transfer occur.

The buyer is also at great risk on a lease purchase transaction should the seller quit making their mortgage payments. Right now, many sellers cannot afford to make their mortgage payments or simply chose not to continue making them. I have seen where the buyer is making their rent payment, but then the owner is not paying the mortgage. The next thing the buyer knows is that the home is in foreclosure. That means the buyer will generally not get back any of the money they have given as earnest money or security deposits.

It is also a big risk on the buyer. If your credit is not where it needs to be now, there is no possible way of you knowing it will be acceptable in a set amount of time.

Before entering into any type of agreement like that, the buyer needs to make sure that they fully understand the potential pitfalls that could arise. Should the seller default on the mortgage, the buyer could lose ALL of the money that they have invested. Until you are able to purchase, renting is generally the safer option.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options to see if purchasing might be a possibility for you. To get Pre-Qualified for your purchase, you can submit your request online at

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
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Thu Jun 27, 2013
Anna M Brocco answered:
You can try contacting customer service directly Keep in mind that the photos may appear on other sites as well.
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Sat Jun 22, 2013
Rodney Mason answered:
Mon May 20, 2013
Lily answered:
Although it is true that the HOA fees are around that a year, it is the only gated community that has their own security and real folks at the gates. It is not just swaping the card kind of deal. It is a true resort with pool, marina and golf. Its worth it. ... more
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Sun May 19, 2013
Chip Hurst answered:
HI Dodie, It is one of many vacant lots in our community here west of Atlanta. Here is the tax record information. ... more
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