I just received my SS approval letter from Everhome today 1/9/14 on a purchase agreement signed in March 2012!
You just need to wait for the process to move in it's own good time, if you are in a hurry don't go into a SS contract.
Good Luck... more
Hi, I reside here in Vallejo and I say its meets your most basic needs. I think the best thing about Vallejo is that it's close to everything, yet it does lack a BART stop. Regarding crime and schools I feel the best post is from Anna where she directs you to www.greatschools.com and the local police department. However from a personal perspective I suggest staying east of freeway 80. (Vallejo's Hills) In general that's a much nicer place to live with significantly diminished crime rates. Also Glen Cove is a wonderful neighborhood and Mare Island has a picturesque backdrop if you're lucky enough to grab a home away from the industrialized areas. Shopping well, your basic needs are also in Vallejo. We have most major grocery stores except for Trader Joe's (yes I'm sad for that) and we also have a huge Target. Vallejo is littered with strip malls containing stores from Marshall's to Planet Fitness. However Vallejo does lack upper-end shopping such as, Whole Foods, and Nordstrom. Therefore, you would have to drive to Napa or Walnut Creek for those stores. Also of note, if you prefer to go to a local sports bar to catch the game/fight or have a cocktail after work you might want to consider another city, Vallejo is soft on variety of entertainment venues.
Good suggestion from the last poster - hit the pavement and sell your services - and real estate offices are a great way to begin. Many have staff meetings - ask the manager if you can present your services, or at least distribute a flyer at a meeting. And then, be dependable and deliver impeccable service and watch your business grow -- that is my formula and I'm counting on it working!
Good luck to you!
Unwavering Commitment to Service
Find success at www.feenick.com... more
First things first... you need an attorney. But, it's likely you can settle the 2nd for a fraction of what's owed and clear it out. That appears to be common enough nowadays, as in most cases the 2nd gets nothing otherwise. There may well be tax implications on a unpaid recourse second mortgage debt... not entirely sure.
I would suspect you could accumulate enough cash during the "rent free" time of the walk-away to cover associated expenses from defaulting on the second. But get a lawyer, as every owner's circumstances and every mortgage is different.... more
If CITI is your second lender then please pray a lot as I am praying for the fate of one of my sellers. They are abnoxious and uncaring. I think they really are under a lot of water so they are not letting me close on my transactions for the second offer I have negotiated on this loan. Most seconds take $3000 from the first lenders, release the lien and call it a day but not CITI. Even though I am getting Citi $8000 on a $70,000 second mortgage, they want $15,000 even if I or anybody does not take anything home, they don't want to listen. The worst thing is they don't even care. The worst thing is that in NJ, they cannot recover anything from the seller, if the seller files for bankruptcy.... more
Please, I urge you to look for an agent very carefully. This agent if is not somebody who cares, can take you to the door of foreclosure and you would'nt even know what happened. There are some agents who are working this transactions in large volumes and may not give you their individual attention and there are some who are too big to take care of these measly shortsales. You want an agent with the right mix of experience and care. Many agents out there who are not detailed enough to handle this complication especially my friend if you have multiple mortgages with multiple lenders. If that is the case, the task is extremely daunting. Be careful. Good Luck.... more
Good job keeping an open mind and coming up with a service that the public needs. I suggest you follow what a friend of mine did in starting a business just like yourself. He began by forming a management company. At the same time he began appearing at the local City Council Meetings since many Cities have City Codes on the books with regards to the upkeep of properties. Once he had addressed the City Council and confirmed the City Codes he proposed that the City enter into an agreement with his company. For a hundred dollars a month for each house his company would take care of the properties. The City would then pass the bill along to the Bank who had taken ownership of the property for re-payment. The City Council was impressed with his idea and gave him a contract for 2,000 homes at $100.00 a month for each house. I wish you nothing but the best of luck. Make it happen!