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Financing in Utica : Real Estate Advice

  • All42
  • Local Info1
  • Home Buying11
  • Home Selling3
  • Market Conditions2

Activity 8
Sun Jan 29, 2012
Anna M Brocco answered:
If you haven't consulted with any licensed loan officer(s) yet, do so; if you need recommendations feel free to contact me directly.
0 votes 5 answers Share Flag
Thu Jan 12, 2012
Andreany answered:
Thank you to all who posted with such helpful information, its much appreciated!
0 votes 5 answers Share Flag
Mon Jun 20, 2011
Annette Levinson answered:
I am surprised that a realtor showed you houses without a preapproval. Since they didn't, you can contact me, I work for Franklin First Financial that specializes in FHA loans.
0 votes 3 answers Share Flag
Sun Apr 10, 2011
Zisis Sakellariou answered:
Hi Jd,

For that size loan, your income would not need to be to high. However, the issue for approval may be your credit score. I know I am responding to your post very late however, If you are still having problems getting approved, I know of a LOCAL LENDER who works with people with low credit scores to help get them approved for a loan.

Email or call me if you still need help.

Zisis Sakellariou
... more
0 votes 11 answers Share Flag
Mon Jul 6, 2009
Regina Clark answered:
I do not know of any bank, AT THIS TIME, that is giving 100% financing. BUT, FHA OR SONYMA might be the way to do need 3.5% down but you can add 6% on top for the closing costs w/FHA and that would be 103% financing....or SONYMA will give you an additional % that you dont have to repay (years of occupancy are required) that might work well for you....It is a tricky situation,,,,call me if you have further questions. Gina Clark, Broker, 845-344-1480, Real Estate Circuit ... more
0 votes 1 answer Share Flag
Sun May 10, 2009
Marty S answered:
Depending on the lender, .5-2 points. Get several quotes.

I am a mortgage broker. If I can be of service, please let me know!


I am on line now! ... more
0 votes 3 answers Share Flag
Wed May 14, 2008
Trey Bowden answered:
Hey Tom,

Looks like you're new to Trulia.

Also sounds as if you're phishing instead of trying to offer value to other real estate professionals as well as buyers and sellers. This site is designed to allow you to offer sound advice to people in need, be that buyers, sellers of agents to agents. If your advice is good enough then perhaps someone will contact you to do some business.

My suggestion are as follows:

1. Complete your profile
2. Add a picture
3. Start answering questions
4. Demonstrate that you offer a valuable resource to others
5. Then anticipate some business coming your way.

Just a Thought (or two)

Trey Bowden
Mortgage Lender
(405) 340-3277
... more
0 votes 1 answer Share Flag
Thu Jul 26, 2007
Bridgette Kostek, REALTOR, Coldwell Banker M. M. Parrish answered:
I don't know of any lenders to recommend, but I do recommend that you spend the relatively small amount of money to have that septic dug and that well drilled! I am not specifically familiar with the Adirondacks, but my general resort/second/vacation home experience at the "Jersey Shore" and riverfront in North Florida is begging you to install those fundamental necessities now. Resort areas are typically environmentally sensitive, and restrictions change and usually get more stringent as time passes. You may not be lucky enough to get a "grandfather clause" which will eventually leave you with an unsaleable property. Best of luck! ... more
0 votes 1 answer Share Flag
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