Financing in Utah County : Real Estate Advice

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Jaafarlendin…, Home Buyer in New York, NY
Jaafarlending44 answered:
Financing at very low rate
Need 24 hours fast cash loan?
0 votes Share Flag Thu Mar 24, 2016 Financing in Utah County
Jeff Larson, Real Estate Pro in Pleasant Grove, UT
Jeff Larson answered:
What is the current wait time with USDA?
Currently we are looking at 8 additional days from the time the loan has been approved through underwriting and it is submitted to USDA. They are getting slightly better at handling th ... more
0 votes Share Flag Fri May 30, 2014 Financing in 84604
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
Has anyone received new updates on the new federal lending laws starting January 1st, 2014?
It's going to be tough for the smaller mortgage shops to stick around due to the cost limits and DTI requirements. We are a Fannie and Freddie Direct lender and here is the communicatio ... more
0 votes Share Flag Sat Jan 11, 2014 Financing in 84604
,  in
Does anyone know how long it is currently taking the USDA to approve home loans?
The USDA is now about 30 business days in underwriting.
0 votes Share Flag Wed Aug 21, 2013 Financing in 84602
Alexander Gr…, Real Estate Pro in San Jose, CA
Alexander Greer answered:
Getting a mortgage in your 70's
We can certainly help you out. You can check us out at and give us a call. One of our loan officers will look at your situation and present you with som ... more
0 votes Share Flag Fri Aug 2, 2013 Financing in 84097
Lauren, Home Buyer in Provo, UT
Lauren answered:
What is a decent interest rate for a USDA loan?
And I really recommend the Wendy K Team and mortgage broker Jacinda Montano!!
0 votes Share Flag Fri Jul 19, 2013 Financing in Eagle Mountain
Trint Laws, Home Buyer in Eagle Mountain, UT
Trint Laws answered:
Mortgage Lenders in Eagle Mountain / Saratoga Springs
I am a mortgage lender that lives in Eagle Mountain. I work for the #1 purchase Lender in Utah. Axiom Financial. I would be happy to help/answer any questions that you have. I am ve ... more
0 votes Share Flag Tue Jun 4, 2013 Financing in Eagle Mountain
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
If I finance a foreclosure property for a friend who has bad credit and 0 down, can I charge a higher interest rate?
Let me get this right. Your friend has bad credit and absolutely no money to put down and you are going to finance them. Sorry to be blunt, but you are a complete idiot if you go forw ... more
0 votes Share Flag Tue May 21, 2013 Financing in Orem South
Annette Levi…, Other/Just Looking in New York, NY
Annette Levinson answered:
Are the FHA regulations lenders have to use legal based on discrimination? We have been asked to prove future income, but not everyone has to.
As noted, the lender was just following regulations. That said, could your parents:
1- get a loan against their home (that you could pay) for the purchase.
2- get a loan against their ... more
0 votes Share Flag Mon Dec 19, 2011 Financing in Saratoga Springs
Kristi Wendy…, Real Estate Pro in Eagle Mountain, UT
Kristi Wendy K Team answered:
Direct vs. Guaranteed?

The lender that I work with said that it would be really hard to answer your questions online, but that you are welcome to contact her and she would be happy to answer your q ... more
0 votes Share Flag Thu Dec 15, 2011 Financing in Eagle Mountain
Justin Colem…, Real Estate Pro in Park City, UT
Justin Coleman answered:
How can we get a rough idea what our home will appraise for to see if it makes sense to start a refinance?
Just another 2 cents here, rather than doing CMA we can run an AVM (Autmated Valuation Model) to ensure that you are at least in the ballpark when trying to estimate your value. This va ... more
1 vote Share Flag Tue Sep 20, 2011 Financing in Eagle Mountain
Kristi Wendy…, Real Estate Pro in Eagle Mountain, UT
Kristi Wendy K Team answered:
Interested in prequalifying for a USDA loan to purchase in Eagle Mountain area. Bad credit.

Everyone below has been super helpful. I have a gal who works from her home in Eagle Mountain and does USDA loans all of the time. If you would like to meet my offices are ... more
0 votes Share Flag Thu Jun 30, 2011 Financing in Eagle Mountain
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
Want to upgrade, but what are my options?
It sounds like you already know the answer. You can't sell your current home (unless you can come to closing with $40K). You can't do a short sale (because you don't have ... more
0 votes Share Flag Sun Jan 9, 2011 Financing in Pleasant Grove
Denita Neuen…, Real Estate Pro in Wellington, FL
Denita Neuenhaus answered:
does an fha appraisal stay with the house for 4 months, even if you get a new appraisal.?
Yes, the appraisal stays with the property for SIX months (not 4). If there is a change in the property (improvements) the improvements must be verified by the ORIGINAL appraiser.

I ... more
0 votes Share Flag Fri Oct 16, 2009 Financing in Provo
Dorothy  Eri…, Real Estate Pro in Santa Rosa, CA
Dorothy Erickson answered:
What are the rules when claiming income from a rental property in a different state?
I wonder if this is some regulation peculiar to Utah. it certainly isn't a problem here in California.
Dorothy Erickson
0 votes Share Flag Fri Jun 19, 2009 Financing in 84062
Debt Free Da…,  in 85260
Debt Free Dave answered:
Can I get approved for a loan for $220k If I just recently payed off all of my bad credit?
Absolutely, you could probably qualify for a Fannie Mae My Community mortgage. They are famous for working with lower fico scores. You can even go to 100% financing. Just ask any loa ... more
0 votes Share Flag Sat Sep 29, 2007 Financing in 84043
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