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Home Buying in Urbandale : Real Estate Advice

  • All26
  • Local Info2
  • Home Buying14
  • Home Selling0
  • Market Conditions1

Activity 13
Tue Dec 22, 2015
Walter052158 answered:
I am looking to buy a home but need help
0 votes 4 answers Share Flag
Wed Dec 3, 2014
Javier Montiel answered:
On your profile, top right corner click on the "My Listings Tab"

It will automatically take you to another screen that will have your listings.

When you see the listing you want to schedule the open house for...scroll down on the
yellow "Edit Listing" Tab and select "Add Open Houses"

It will automatically take you to another screen that will allow you to add and edit Open House times for that listing.

I hope this helps.
... more
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Thu May 22, 2014
Dan Tabit answered:
Welcome to Trulia. This post is not appropriate for this forum. Please read and review the community guidelines. You can complete your profile with your skill and experience, write blog posts about your knowledge and share ideas there. This forum is for questions from one party and answers from others. If you use it wisely, people will find you and you'll receive business as a result. ... more
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Tue Nov 12, 2013
Jason Breig answered:
There are very few options below the 640 range. Remember the lenders will use the middle of all 3 credit scores.
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Fri Jul 12, 2013
Lisa Reilly answered:
At Century 21, we have never been more active. Homes in the Urbandale area are greatly sought after. Please consider contacting myself or our office to find out the long list of benefits that we can offer that would make selling fast and easy for you! I would love to walk through and make suggestions! ... more
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Fri Feb 15, 2013
In simple terms the cost for financing an FHA is going up. You have a short time before the changes take effect so I would kick it in gear if you are sitting on the fence. The new changes could cost you thousands of dollars over the life of the loan. But like many Americans, if FHA is your only option for financing, don't worry! You can always refinance the loan in a few years once your credit gets better, or you have more time on the job, or you just lacked the extra down payment in order to go Conventional. At the end of the day, buying a home in today's market is a great investment, and now that the prices and rates are still low, there isn't a better time to buy.

Best of Luck!
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0 votes 2 answers Share Flag
Sun Nov 13, 2011
Brian Wentz answered:
Hi Chirp,

Urbandale is a great community, and the brick ranch you are looking for can be found no doubt. I'd like to visit with you more abut your plans and concerns, and get you started in our home search process.

Together, wth my team, we have processes and tools to make sure you find the right home, have a great experience, and know everything you need to know to make a good decision. I would be delighted to visit further- www.BrianWentzRealtor or 515-779-7677 os my cell. Thanks!
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Thu Aug 11, 2011
Jack Gillis answered:
Where do you intend to get the remaining purchase price if you are unemployed? Employment is one of the conditions of getting a loan unless you have sufficient, provable passive income each month. ... more
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Fri Jul 2, 2010
Hi chctara, Scott has given you great info, and thinking back, the last of the non-qualifying assumables were FHA loans and changed somewhere around 1998. Again, that is by recollection, not fact, and I am not sure how that could even be researched. I have included a link to HUD's website so you can begin looking into it.
But if my recollection is correct, you are searching for loans originated with FHA previous to '98. After the 3 or 4 refinance waves since then, that is going to be a hard nut to crack!
As an aside, there are, in fact, FHA lenders that still go below 600 scores. Also, many lenders offer Free credit repair and rapid rescoring to help folks qualify, including HSOA. I wish you the very best of luck in becoming a homeowner. Regards, Jim Ryan, HSOA, 'Nationwide for 75!' (years). 703 591 5626 ext 419
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Tue Jan 12, 2010
Gerard Dunn answered:
An FHA loan will be an option. You will have some work to do in order to bring your scores above 620 and be sure all of your bills since foreclosure were paid on time.

Also be sure to have a written explanation of why the foreclosure took place - to provide to the lender - the underwriters will want one. ... more
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Sat Jun 13, 2009
Lukasz Wojtuszkiewicz answered:
As you pointed out, every area is different as is everyone's financial situation.
I ask every brand new client that I take on to sit down with a mortgage lender and talk about their financials. How much house they can afford and what kind of mortagage works best for them. Then when you know what you can afford, you should find a local realtor and ask them if what you're looking for is available. ... more
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Sat Jun 13, 2009
Shelly answered:
That would be a great feature in my opinion!
Now days I do not want my kids walking any further than necessary to school, and to have their own :private path straight to school-awesome.

Urbandale is know for such school access. what a great selling feature.
... more
1 vote 1 answer Share Flag
Fri May 22, 2009
Lori Jeltema answered:
Procuring cause isn't first exposure by us, it's the agent who established the series of events that led to your purchase. If you plan on buying something that an agent has already shown you, be sure to disclose it to whomever you select as an agent so they know that they have to check into it. ... more
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