Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in Union City : Real Estate Advice

  • All173
  • Local Info11
  • Home Buying62
  • Home Selling5
  • Market Conditions5

Activity 82
Fri Feb 3, 2017
Burak Arikan answered:
I suggest you to the check Doric Now since they have done some more improvements. Only thing to be aware is the ongoing litigation between the association and the developer due to some me construction issues which impacts/eliminate FHA loan availability to the building as of now. ... more
0 votes 15 answers Share Flag
Thu Dec 15, 2016
Rich Koch answered:
Not only is your property tax part of the maintenance fee, but so is the interest on the building's underlying mortgage, both of which are tax deductible. Additionally, that same fee covers your utilities - another separate bill you'd need to worry about with any neighboring condo.
Do be aware that the Doric is a co-op, not a condo, so there are a few differences. Because you are buying into the co-op as a shareholder, there is a board approval process. Also, subletting is strictly controlled, and in general frowned upon. Subletting requires a separate board approval, and subletting without approval can result in your losing your unit, and incurring considerable fines and lawyers fees.
Visit their website for more information -
... more
0 votes 3 answers Share Flag
Sun Sep 18, 2016
Andrea Lew answered:
NJ residential property owners may appeal their taxes on their own without paying anyone to do it by going online and paying a nominal fee($5 for a condo and up). Here is the link: ... more
0 votes 7 answers Share Flag
Tue Sep 13, 2016
Karen Peyton answered:
You need knowledge of the present lease agreement and also the laws of your state concerning the rights of tenants.

This is NOT the time NOT to have an agent! If you don't know what you're doing you can find yourself with all kinds of problems, and in all kinds of trouble.

Get an agent! One referred by family or friends - or use the tab at the top of the page.

Good luck!
... more
0 votes 1 answer Share Flag
Mon Jun 20, 2016
G1912 asked:
Tue Mar 29, 2016
Arthur.accioly asked:
I finally finished buying a house where both seller's and buyer's realtors were from the same company. Before the transaction started, I had another broker (that already did a hard inquire…
0 votes 0 Answers Share Flag
Thu Jan 21, 2016
Svquietly answered:
You can offer anything you own as collateral.

The lender may or may not find your collateral interesting.

In the case of a lot in Pt. Rico ... most likely a problem unless you deal with a Pt. Rico based lender.


Major lenders do not 'cross-collateralize' real estate for most folks; but do sometimes for major players.


If you can not locate a trustworthy local bank in PR ... search for a private investor than understands the nuances of a cross-collateralized loan involving a bare lot.


I'll send you links if you want more info.

Terri S
... more
0 votes 1 answer Share Flag
Tue Jan 12, 2016
thinz answered:
You could negotiate anything...the issue is will the seller accept it as collateral? You could also use a portion of your rental income as collateral if the seller does not accept the land.
Certainly worth asking. Tom Hinz
... more
0 votes 1 answer Share Flag
Mon Nov 2, 2015
thinz answered:
Are you including all expenses including the HOA fees and taxes vs just the monthly mortgage payment? How close is the lower level unit to the water? That would affect my decision on that one easily! Tom Hinz ... more
0 votes 2 answers Share Flag
Fri May 22, 2015
Keith answered:
0 votes 4 answers Share Flag
Tue May 19, 2015
Roy.akanksha answered:
The building is legit, but the developers & general contractor are pathetic.. believe me, I recently bought a renovated condo facing the skyline, but i had to follow up for every damn thing and they've still not fulfilled all their promises. These people just vanish. I'm actually in touch with my attorney & have decided to take legal action against these guys!! ... more
0 votes 11 answers Share Flag
Thu Feb 19, 2015
Michael Dolan answered:
Is it one listing or multiple? You need to ask the people calling what listing they are inquiring about and where they saw it. Then search it and contact the agent(s) and let them know. They should be able to make the changes. ... more
0 votes 1 answer Share Flag
Mon May 12, 2014
Annette Lawrence answered:
The value of a property is what an able buyer and willing seller agree to.
The appraisal order by the lender is to assure they can resell the mortgage.
Confusing the two will cause the wrong conclusion.
There are eight go/no go, parameters for a home mortgage. Most of these are not even looked at until the last week of the process. Then 5 days before closing the lender backs out, after the buyer has paid for a inspection and the appraisal.
Sellers need to confirm buyers have sufficient cash on hand to overcome the banks Dobbs/Franks Consumer Protection Act requirements.

Buyers need to receive a 'Clear-to-Close' before making a purchase offer. The means the buyer has passed underwriting requirements and there won't be any "found something in past tax returns' that will be cited as the reason for the bank to pull out of their agreement.

Allowing a third party, who has different objectives, to establish the 'value' of a home seldom ends well.

There are two big bank lenders who are notorious for leaving buyers at the alter. Sellers must have the courage to kick any offer from a buyer who is packing paper from these banks to the curb immediately.
... more
0 votes 3 answers Share Flag
Sat May 10, 2014
Ilan Benshoshan answered:
I don't think so. We live in Weehawken and we have friend from union city and their kids must go to union city
But i have an option that may help you
call 917 957 6174
0 votes 1 answer Share Flag
Sat Mar 22, 2014
Andrew Tisellano answered:
that area is very desirable and should be easy to find tenants.
let me know if you need help in finding the right property
0 votes 1 answer Share Flag
Thu Mar 13, 2014
Alireza Memar answered:
0 votes 2 answers Share Flag
Tue Jan 28, 2014
Shalu Thaman answered:

There are income based loan programs that lenders offer, that you can look into , as a starting point in your search. Ask about specialized loans or programs for your purpose as typical conventional loans are now requiring 20% down payments.

Shalu Thaman- Realtor,ePRO,SRES,ABR
Keller Williams Real Estate
... more
0 votes 3 answers Share Flag
Sun Jan 26, 2014
Dventura2012 asked:
Are there any grants available for first time home buyers in Hudson County?
0 votes 0 Answers Share Flag
1 2 3 4 5
Search Advice
Home Buying in Union City Zip Codes