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Home Buying in Union City : Real Estate Advice

  • All121
  • Local Info16
  • Home Buying54
  • Home Selling4
  • Market Conditions4

Activity 80
Dawn Rivera, Real Estate Pro in Fremont, CA
Sun Sep 27, 2009
Dawn Rivera answered:
Hi Sundi,
that is a nice area, but even more important do you like it? Have you talked to your Realtor about it? are you working with a Realtor? If so they can help you with that information. If you are using the listing Realtor you should get your own Realtor to work for you. The listing Realtor has a fiduciary duty to their client (the seller) your Realtor will have the same duty to you......Good luck, congratulations on buying a home.....Dawn ... more
3 votes 1 answer Share Flag
Saundra Allm…, Real Estate Pro in Fremont, CA
Mon Aug 31, 2009
Saundra Allman answered:
Hi trulia member; other/just looking San Ramon, CA:
Our California Association of Realtors is offering first time home buying seminars free webinars!
Go to
Call 213) 739-8380 for more information or complete information.
Totally Free. Agents and first time home buyers encouraged to sign up and apply.
This was announced in a newsletter by our C.A.R. President, James Liptak.
You may also be intereste dto learn aoubt the Mortgage Proection Program (MPP) established by the Californai Association of Realtors Housing Affordabiltiy Fund. (C.A.R.H.A.F.)
This provides fist time home buyers with up to $1,500 for up to 6 months to help make morgage payments if they are laid off. applicatins must be submitted by a California designated Realtor professional.
April 2nd 2009 the Housing Affordabiltiy fund launched a new program designed to provide peace of mind to first time home buyers who are hesitant to enter the housing market due to concerns about potential job loss, and subsequently being unable to meet their monthly mortgage obligations. Qualifying buyers can receive up to $1500 a month for up to 6 months in event of job loss. a qualified co_buyer can receive a $750 benefit for up to six months to help pay the mortgage.
Existing plicies will not be affected. due to the change to the mortgage protection program effective August 1st, 2009 with the insurance provider the mortgage protective program no longer provides coverag in the event of accidental disabiltiy or a $10,000 death benefit. The new program enhancements include a reduced vesting period that begins effective the close of escrow so homebuyers can access policy sooner in event of job loss.
To Qualify: Buyer must be fist time homebuyer-somene who has not owned a property in the last three years-this includes the co-buyer.
Buyer must open escrow April 2, 2009 or later and close on or before December 31, 2009 purchase agreement cannot be dated before April 2, 2009.
buyer must use a California Realtor in the transaction.
Buyer must purchase property in California.
Buyer must be a W-2 employee ( cannot be self-employed)
For more information about the Califonria Asssociation of Realotrs Housing Affordabiltiy fund Mortgage Protection Plan see:
Also: HR2801 (H.O.M.E. Homeownership moves economy is a bill that will extend and expand this tax credit!
THE curently deadline to qualify for your $8,000 TAX FREE TAX CREDIT is DECEMBER 01, 2009 that means that you must take possession of your new home in NOVEMBER prior to DECEMBER 01, 2009. The typical escrow in our current economic market is taking 45 days to close escrow. That means that you will need to open escrow early enough to meet that need or forfiet your tax free money. At present there is no deadline, so you need to plan enough days for delays. THE new bill HR2801 IS AN EXTENSION WITH A NEW DEADLINE JANUARY 01, 2009! WE WILL NEED TO KEEP AN EYE OUT FOR THIS EXTENSIONS APPROVAL!
Saundra Allman
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0 votes 4 answers Share Flag
Saundra Allm…, Real Estate Pro in Fremont, CA
Sat Aug 15, 2009
Saundra Allman answered:
Hello Bry; Home buyer, San Francisco County:

Wow...that is my home town! With fifteen years real estate experience in Bay Area working for excellent brokers and now residing in Eureka, California in Humboldt County and working for a wonderful national brand name company as before when I worked in bay area, only corporate company is in San Francisco! I have a huge sphere of influence to introduce to you. Please preview my profile page and then allow me to refer you to a reputable broker I have enjoyed working with! I have worked with the best in the industry. They will be honest in communicating with you, and well knowledgeable of the current real estate market and the active inventory available to meet your new home purchase desire and need. They will work with your criteria to provide a match suitable to your financial approval qualifications and criteria amenity needs for you and your family. I hope to hear more from you. Here's to your success with a smooth and enjoyable transaction real estate experience!
Very sincerely,

Saundra Allman
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0 votes 4 answers Share Flag
Brian Ripp, Real Estate Pro in Fremont, CA
Sat Jul 25, 2009
Brian Ripp answered:
Hi Michelle,

Keep in touch with the sales person, as soon as the home is finished, you can close escrow.

Be sure to be diligent on your walk through. If you see anything that you feel should be done better, repaired, replaced you have the right to ask them to do make it right. And you may not have to close until you are satisfied with the completion of the home.

Congratulations on your new home.

Brian Ripp, CRS, GRI
Broker, Notary
Check my new web site:
Real Estate Market Weekly Update Webcast:
510-710-4905 cell
510-794-9006 wk
Realtor since 1985
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2 votes 5 answers Share Flag
John Petroce…, Real Estate Pro in Castro Valley, CA
Tue Jul 21, 2009
John Petrocelli answered:
Hello Fang: John here again after more review I realize you are referring to Kensington Village that was built out by Ryland Homes between 1994 up to 2001. Located on the west side of the 880 and very close to the hwy 84 Dumbarton Bridge as well as Union Landing. Homes in that neighborhood over the years have sold in the high market for 860K to a low of 379K. The average home sale is 579,806 with the most recent "sold" in May of 09 listing for 688K but sold for 615K. Their is currently one home pending and only 1 "new" that is listed at 648K it appears that the closest pre school is Kidango that gets a 5 star rating there number is 510-475-1140.

Windermere Properties of the East Bay
John Petrocelli, REALTOR®, CRS
Green, EcoBroker®
510-750-3797 (CELL)
510-489-7473 (OFFICE) (email) (web)
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0 votes 3 answers Share Flag
Steven Fong, Real Estate Pro in Fremont, CA
Sun Jun 7, 2009
Steven Fong answered:
It all depends on your price range. There are some great communities that are within walking distance to the BART station. Monte Vista is a fairly young community of townhouses. What is your price range?

-Steven Michael Fong
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1 vote 3 answers Share Flag
Sunil Sethi, Real Estate Pro in Fremont, CA
Wed May 6, 2009
Sunil Sethi answered:

once your offer has been accepted, you start your inspections and work to get your loan approved. These items need to be completed within the time frame you agreed to in your contract to buy the property. Your agent (the Buyer's Agent) should be helping to coordinate the inspections and keeping in contact with your lender to monitor the progress of your loan approval. Experienced buyer agents will have a list of preferred inspectors that they trust will do the most compentant job.

After the inspections (roof, pest, home chimney and any others you request) have been done, you'll review them with your agent. If need be you'll negotiate any repairs needed on the property with the sellers. Once you are satisfied you'll remove inspection contingencies and similarly you'll remove your loan and appraisal contingencies when your lender has assured you everything is okay on your loan approval.

I hope this was helpful.

Good Hunting for your new home!
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0 votes 5 answers Share Flag
The Medford…, Real Estate Pro in Fremont, CA
Fri Feb 6, 2009
The Medford Team answered:

Projects like this are not for the faint of heart!

0 votes 6 answers Share Flag
Meena Gujral, Real Estate Pro in Pleasanton, CA
Mon Feb 2, 2009
Meena Gujral answered:
hi Nanie,

If your mother is a US immigrant, she can buy a house using her own credit.
If she is a Foreign investor, she can buy with a larger down payment without using your credit. If she does not have a larger down payment, she can still buy using your credit. You would need to co sign and be on Title.

Meena Gujral
Help-U-Sell Achievers Realty
40083 Mission Blvd
Fremont, Ca. 94539
... more
0 votes 3 answers Share Flag
Troy, Other/Just Looking in Fremont, CA
Wed Jan 7, 2009
Troy answered:
While normally I'd defer to a 22-year resident, I have to interject a non-real estate voice. First, I agree what little Union City has done is remarkable. They have largely kept their ambitious project on track, kept the builder (with some renegotiation) and gotten much of the funding pledged, if not secured. I'm sure the project will be delayed by 2-4 years and may never have rail service across the Dumbarten. That said, 4 years is not that long given this economy and the scale of the project.

As for housing prices, I am not surprised that an agent would say this is a great time to buy. It might be, but it easily may not be. As I've watched UC since 2006, it is true the areas with the 30% declines are areas built from 2004-2006 where foreclosures and short sales are rampant. Other areas have suffered less, but continue to suffer. Price per sq. ft. continue to decline all over 94587 (the zip for all of UC). As our president elect has said, it WILL get worse before it gets better. Further, CA has its own budget crisis and higher unemployment rate than the nation.

The argument to buy now is that further declines will be modest and might be offset by higher interest rates in the future. Also, a home is not solely an investment, but a place to live and raise a family. The argument to wait is the economy and the fact there is no evidence that the Intermodal District has done anything to prop up prices nearby so far. I'm interested in this specific area also (which why I found this entry) and I've seen carnage in terms of price reductions, days listed, etc. When I visited Pacific Terrace (across the street from the District), the salespeople didn't even know the scale of the project. UC residents may know, but this is not currently in the psyche of many would-be buyers. This will present an opportunity in the future, but for now it doesn't present any protection against more downside.

Frankly, I see more downside until the median household income in Union City ($77.5K according to the city) can buy a 3 bed 2 bth home. That would be roughly 30% of income (~$23.5K) for mortgage, taxes, insurance. Guess what mortgage would fit that description? $270K. That's not a typo. That's the mortgage (presumably 80% financed), not the sales price which would be $337.5K. Scary huh. Well the median sales price in Union City for December was $370.5K (according to DQNews and SFChron) so we're closer than even I thought. I doubt these homes were 3 bed 2 bath, but we may be getting close. Keep these numbers in mind when looking at inflated asking prices. Obviously newer, larger homes in the more desirable areas around BART might be worth more (but $200K?).

Personally, I'm looking at buying in the same area, but after unemployment slows and before the Fed lets the interest rates creep up. What do I expect for my patience? About $50-75K and great deal of piece of mind.

Happy Hunting.
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0 votes 4 answers Share Flag
Matt Irvin, Real Estate Pro in Walnut Creek, CA
Mon Dec 8, 2008
Matt Irvin answered:
I agree craigslist, rentometer and the local MLS should give you a good idea of market rents.
0 votes 6 answers Share Flag
Serena Russe…, Real Estate Pro in FREMONT, CA
Sun Nov 30, 2008
Serena Russell answered:
Hello Thomas,

Were you able to find out about Union City and do some research on the links suggested?

Are you searching for a townhome or a single family home?

There is one high school in Union City, Logan High School.

The school district is New Haven school district. Are you looking to move near an elementary, middle or high school.?

Let me know if you need further assistance. I live and work in the tri cities area, and know the area very well.

Best of luck with your search.
... more
1 vote 4 answers Share Flag
Nina Daruwal…, Real Estate Pro in Cupertino, CA
Mon Oct 27, 2008
Nina Daruwalla answered:
Hi Kathy,

I do not think this is feasible, BUT, you could call the City where the property is, (Planning Dept) and ask if this is at all possible..........I do have Chinese and Indian clients for whom this is important!
Another way to look at it is 13 is also a lucky number - for some, it is for me! And when you add 13, that is 1+3= 4; so is 4 lucky for you? So, really, 4 is the number..........
You wouldn't want to miss out on a good home for a strongly is it important to you??
Anyway, I wish you the Best in your home purchase, be well and safe,
... more
0 votes 2 answers Share Flag
Joe, Home Buyer in San Francisco, CA
Wed Sep 3, 2008
Joe asked:
we had looked at couple of town houses in MONTERRA CIRCLE, Union City, CA 94587 - Can somebody advice about the neighbour hood,schools, is it safe and the price range.
0 votes 0 Answers Share Flag
charo bhatt, Real Estate Pro in Fremont, CA
Wed Jul 2, 2008
charo bhatt answered:
Hello Tam,

There are many realtors in the Bay Area.

My suggestion is you interview 2-3 of them and decide that who is going to serve your best interest.

You are welcome to visit my website and check out list of Bank owned homes.
at and on left click on Bank owned properties.

Feel free to call me for no obligation meeting at 510-381-2105
or email me at

I’ll be help you locate and negotiate some good deals

Good luck to you,

Charo Bhatt
... more
1 vote 9 answers Share Flag
The Medford…, Real Estate Pro in Fremont, CA
Wed Jun 18, 2008
The Medford Team answered:

John is correct – the Property Inspection will notify you if any mold is visible. However, the Property
Inspection is not designed to be a mold inspection “per se.” Mold inspections can be very expensive, with rates up to $450.00 for a typical 1,600 sq. ft. single family home.

Most buyers for East Bay residential real estate transactions do not order a mold inspection. The seller of any home has an obligation to disclose any know mold. In a situation where mold is present, it is usually indicative of other, more serious issues, such as water leaks, poor ventilation or standing water in the crawl space. These items would also be pointed out by a competent building inspector.

The issue is not whether or not a home is forty years old. There is no automatic rule of thumb concerning the age of a home and mold. Rather, it is what types of issues show up in the Property Inspection that would cause mold to be a potential problem. I’ve seen newer homes with extensive mold problems and older homes with no issues at all.

Mold is addressed in every real estate transaction on page 2, Section 6 of the STATEWIDE BUYER AND SELLER ADVISORY disclosure. Typically, no specific action is taken for mold.

There are a number of companies in the East Bay that do mold inspections.
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0 votes 2 answers Share Flag
John Petroce…, Real Estate Pro in Castro Valley, CA
Sun Jun 8, 2008
John Petrocelli answered:
I live in Union City and know it very well. I work with several investor buyers and have written many offers on bank owned REO'S and shaort sale properties. I am sure I can help you find the best deals in the area. call me toll free 888-750-3797 and I will set up an appointment to show you other properties in your price range and area.

John Petrocelli
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0 votes 2 answers Share Flag
John Petroce…, Real Estate Pro in Castro Valley, CA
Sun Jun 8, 2008
John Petrocelli answered:
Hello Short Sale buyer
Not having your own represantation during any real estate transaction is not good especially during a short sale. The listing agent has a fiduciary to his seller. you need your own buyer agent with the same loyaty to you. Also "Short Sale" in real estate terms from the agents view point is called a "Long Sale" because they take so long to get any answer back from the bank. The bank is not realy in any hurry to sale the property short of what is owned on the mortgage so they tend to move very slow in hopes that someone will come along and offer more. Unitl the property moves from"Short Sale" to Bank owned "REO"(this measn real estate owned) they sometimes take up to 3 to 6 months to close a "Short Sale" offer.
I have several investor buyers I work with and have wrote many short sale offers. I live in Union City and am sure I can help you find a great property being "short Sale" or REO bank owned
call me toll free 888-750-3797 John Petrocelli REALTOR,CRS
... more
0 votes 7 answers Share Flag
Meena Gujral, Real Estate Pro in Pleasanton, CA
Fri May 16, 2008
Meena Gujral answered:
Hi Megh,

It went Pending on 4/6/08. It was on the market for 32 days. If I can be of any help, please let me know.There are plenty of great homes in Union City so don't be disappointed.


Meena Gujral
Help-U-Sell Achievers Realty
40083 Mission Blvd
Fremont, Ca 94539
... more
0 votes 1 answer Share Flag
Don Tepper, Real Estate Pro in Burke, VA
Wed Apr 23, 2008
Don Tepper answered:
It can range from "same as regular purchase" to excruciatingly difficult. And the time froma can range from "normal" to "forever."

The explanation, in brief: In a short sale, you're purchasing the property from the owner, just as you would in a "regular" situation. However, because the owner is selling for less than is owed on the property, he/she is asking the lender for permission to do so. The lender will lose the difference between the lower price at which the property is sold and the higher amount owed on the mortgage.

In a short sale, the lender will not allow the seller to walk away with any money. So, consider a house that, let's say, was purchased for $500,000, and on which $500,000 is owed. Prices have declined; the owner can't afford the payments, and wants to do a short sale. It doesn't matter to the seller--or it shouldn't--whether he/she sells the house for $480,000, $450,000, or $400,000. The owner won't get a penny. The question is: How much of a loss is the lender/bank willing to accept.

Having said this, there's a lot of additional effort the seller must go through to justify to the bank that a short sale is justified. And some sellers are reluctant to do this.

Even if a seller cooperates fully, the lender must approve the sale. In this regard, lenders seem to be totally unpredictable. Some take substantially discounted offers. Others don't. More important, some will accept offers below comps; others won't. And it can vary from day to day. Sometimes they're relatively prompt about making a decision. Other times they're not. And that, too, can vary.

So, best case scenario, the process is only slightly more difficult and slightly longer than purchasing from an otherwise willing seller. Typical case (to the extent there is a "typical case"): Somewhat longer with the seller, substantial delays and uncertainty with the lender's approval/disapproval. And, call it "worst case," if you want: a balking seller and a totally uncommunicative, erratic lender.

So, short sales are worth a shot. But it's not the recommended course for a retail buyer, looking for their dream home and hoping to save a bundle. Sure, it can happen, but these are typically pretty bumpy transactions.

Hope that helps.
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