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07087 : Real Estate Advice

  • All46
  • Local Info7
  • Home Buying22
  • Home Selling0
  • Market Conditions3

Activity 43
Tue Sep 13, 2016
Karen Peyton answered:
You need knowledge of the present lease agreement and also the laws of your state concerning the rights of tenants.

This is NOT the time NOT to have an agent! If you don't know what you're doing you can find yourself with all kinds of problems, and in all kinds of trouble.

Get an agent! One referred by family or friends - or use the tab at the top of the page.

Good luck!
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Mon Aug 29, 2016
Jlynch answered:
Have you heard about They don't charge fees for listing
0 votes 5 answers Share Flag
Tue Aug 9, 2016
Steven Yerow answered:

Are you a landlord or are you a tenant looking for a place?
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Fri May 13, 2016
Clayton Channing answered:
I lived on 41st and Palisade Ave in a basically new building. Union City is very congested from 34th to about 45 or 46, so you will hear a great amount of noise from just traffic alone. I contact the Mayor of Union City, Brian Stack and requested for emergency vehicles coming from West New York to take the more wider and less congested road such as Park Avenue where the street is much wider, more stores and basically commercial as opposed to the inner streets that are more residential. The ambulance, police cars and fire trucks were sooooo loud at any time of the day or night, it was just a very uncomfortable place. In addition, most renters must pay separate water and sewage the city has increased the amounts. It's just robbery and nothing is done about it! There are stray cats all over and people do not pick up after their dogs, then complain the sidewalks are unclean. I lived in Union City for 8 years. My car was vandalized twice in street parking and the police department on 38th by City Hall are not very helpful. Crime is not bad, but with a police dept being this close to my apartment on 40th you would think this area would be better. Commuting daily to NY was great and of course much closer, but I decided to get out of UC. I moved further south jersey and I may move back again, however I will consider either Weehawken, Jersey City near Grove Street or even W.NY, but Union City takes more from you than give!! Trust me!! ... more
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Fri May 6, 2016
betousa10 asked:
Thu Jan 21, 2016
Svquietly answered:
You can offer anything you own as collateral.

The lender may or may not find your collateral interesting.

In the case of a lot in Pt. Rico ... most likely a problem unless you deal with a Pt. Rico based lender.


Major lenders do not 'cross-collateralize' real estate for most folks; but do sometimes for major players.


If you can not locate a trustworthy local bank in PR ... search for a private investor than understands the nuances of a cross-collateralized loan involving a bare lot.


I'll send you links if you want more info.

Terri S
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Tue Jan 12, 2016
thinz answered:
You could negotiate anything...the issue is will the seller accept it as collateral? You could also use a portion of your rental income as collateral if the seller does not accept the land.
Certainly worth asking. Tom Hinz
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Mon Nov 2, 2015
thinz answered:
Are you including all expenses including the HOA fees and taxes vs just the monthly mortgage payment? How close is the lower level unit to the water? That would affect my decision on that one easily! Tom Hinz ... more
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Fri May 22, 2015
Keith answered:
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Tue May 19, 2015
Brian F. Walsh answered:
Thu Feb 19, 2015
Michael Dolan answered:
Is it one listing or multiple? You need to ask the people calling what listing they are inquiring about and where they saw it. Then search it and contact the agent(s) and let them know. They should be able to make the changes. ... more
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Tue Feb 10, 2015
stocknsock answered:
The Thread looks great, the original developer is out, the building qualifies for FHA financing (Prospect Mortgage is writing loans there), and a number of units still qualify for the tax abatement worth 300% of the annual taxes over 5 years.
Class building with a class operations team, stop by and you'll meet Carlos at the front desk most days, there are incredible views, great amenities, and its must cheaper than its competition across the Hudson, I think its a buy.
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Thu May 29, 2014
Josh Bagley answered:
Does anyone have any more recent updates regarding this building? I am looking to rent a unit and was wondering if the conditions/management have improved at all
0 votes 122 answers Share Flag
Mon May 12, 2014
Annette Lawrence answered:
The value of a property is what an able buyer and willing seller agree to.
The appraisal order by the lender is to assure they can resell the mortgage.
Confusing the two will cause the wrong conclusion.
There are eight go/no go, parameters for a home mortgage. Most of these are not even looked at until the last week of the process. Then 5 days before closing the lender backs out, after the buyer has paid for a inspection and the appraisal.
Sellers need to confirm buyers have sufficient cash on hand to overcome the banks Dobbs/Franks Consumer Protection Act requirements.

Buyers need to receive a 'Clear-to-Close' before making a purchase offer. The means the buyer has passed underwriting requirements and there won't be any "found something in past tax returns' that will be cited as the reason for the bank to pull out of their agreement.

Allowing a third party, who has different objectives, to establish the 'value' of a home seldom ends well.

There are two big bank lenders who are notorious for leaving buyers at the alter. Sellers must have the courage to kick any offer from a buyer who is packing paper from these banks to the curb immediately.
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Thu Mar 13, 2014
Alireza Memar answered:
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Fri Dec 27, 2013
Richard Marte answered:

Yes, working with a mortgage professional will best answer your questions and determine your current situation.

Contact me for further details.

Richard Marte
(201) 676-0652
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