Hard to believe all the learned minds here can't give a straight and correct answer:
FHA, 30 yr loan: 5 yrs of monthly MI regardless of starting LTV (yes, I know the federal MI reg. but it doesn't apply to FHA here).
FHA, 15 yr loan with starting LTV 78% or less: No monthly MI.
All FHA loans have UFMIP regardless of starting LTV.