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Financing in Tucson : Real Estate Advice

  • All799
  • Local Info68
  • Home Buying294
  • Home Selling52
  • Market Conditions39

Activity 30
Mon Jun 12, 2017
Mark Howe answered:
Hi Ed,

Bank of America has excellent programs for high net worth clients. We can qualify you using what is called Asset Dissipation, in addition to your dividend income. This means that we look at the total level of assets you have, and show that if you did start drawing on the assets then you could support the mortgage based on that income source. In order to qualify for this program you will generally need to have assets in excess of $1 million.

I have helped numerous high net worth clients with this program, so feel free to reach out to me directly if you would like to give you a quote or answer questions. I would be happy to help.

Mark Howe
Senior Lending Officer
NMLS I.D. #870634
Bank of America Home Loans
Cell: 360-643-1471
... more
0 votes 3 answers Share Flag
Sat May 20, 2017
Mark Howe answered:
Hi Ed,

Bank of America has an excellent program where you can qualify for a mortgage based on your assets instead of normal monthly income. It is geared toward higher net worth individuals like yourself.

Feel free to contact me directly if you would like me to help go over the details of this program or get you prequalified to buy or refinance a house.

Mark Howe
Senior Loan Officer
NMLS 870634
... more
0 votes 2 answers Share Flag
Sat Feb 25, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

The sellers can accept whatever type of loan the want to.

There are conventional loans that only require 3% down payment. So if they will not accept and FHA loan there are other options.

I can lend nationwide and I'm available almost 24/7.

If you have any questions or need help with the you are welcome to contact me.
... more
0 votes 1 answer Share Flag
Sat Jan 28, 2017
Con answered:
Hello, I am interested in getting a loan for a mobile home in New Jersey. We needed $70,000. We looked into home equity, but could only get $36,00". To whom would you suggest in my neck of the woods for financing? ... more
0 votes 11 answers Share Flag
Sun Sep 11, 2016
Peter Procino answered:
Not necessarily if you are making timely payments and have a good track record with your monthly bills
being paid on time.
0 votes 11 answers Share Flag
Sat Jul 9, 2016
Shahrzad Malekpour asked:
Wed Mar 11, 2015
Padraic Mocaby answered:
Hi Julia! You can talk with us -- The Polder Group at Summit Funding, YOUR Arizona home loan experts. There is no charge for us to help you strengthen your buying power for the loan you currently seek, and for the rest of your life. We work with you to take control of your credit. We understand the importance of communication and follow-up. Call us today. (520) 495-0222. We are happy to help! ... more
0 votes 6 answers Share Flag
Fri Oct 17, 2014
Bradley Neumann answered:
I have helped many families purchase homes through this program. It is a great program for people that have got back on the right track. I know all the details about the program as we have been offering it for over a year now. You are welcome to contact me and I will be happy to let you know if you can get approved for the loan.

For mortgage help, call (855) 893-1177 or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states and you can apply online at We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 893-1177.

Brad Neumann
Branch Manager
Crosscountry Mortgage Inc.
Phone: (855) 893-1177
NMLS# 948036
... more
0 votes 5 answers Share Flag
Mon Oct 6, 2014
MiquelaAnderson answered:
Hi Walter,

At Guild Mortgage, we do FHA Streamline refinance loans that do not require income documentation. We only need to verify that you are employed or receive consistent income. Generally, your debt-to-income ratios are not factored into the loan assuming all borrowers on the loan remain the same. Both FHA and VA streamline refinances generally do not require income documentation or appraisals. Feel free to contact me anytime to discuss further details. ... more
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Mon Aug 18, 2014
Lisa Markham answered:
Hi Kim,

Unfortunately, unless you have all of the cold, hard facts, a mortgage calculators will only provide you with an estimated monthly payment for principal and interest.

In addition, most lenders want you to have an "impound account"; which equates to 1/12th of the total annual taxes and 1/12th of the total annual homeowners insurance policy premium addes to your principal and interest payments each month.

There could also be mortgage insurance and homeowners association dues. Please feel free to reach out to me with any other questions or concerns.


Lisa Markham
Envoy Mortgage, Ltd.
NMLS# 947738 / AZ# 0921717
(O) 520.612.0480
... more
0 votes 3 answers Share Flag
Sun May 18, 2014
Pauline Vargo answered:
The estimates online are based on what Counties report on their tax records. NOT all and Many do Not Update or reappraise every year. My County in Pennsylvania only reappraises properties every 30 years . The last one done was in 1998 and it cost the County millions of dollars. It just is not financially possible for Counties to do this every year.

So online values are not worth anything.

My own home does not have the 900sq ft addition- of course I did not let my County know either as my Taxes would go up.
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0 votes 9 answers Share Flag
Tue Mar 18, 2014
Lisa Markham answered:
Hi Keri,

Although I am unable to help you, if you have the 3.5% of the sales price to put down for an FHA Loan, reserves in the bank and your "bad debt" does not exceed $2,500 (unless it's medical debt), then I know a lender who might be able to help you...even with the 580 credit score.

Contact me directly so I can provide you with the information.

Thank you,

Lisa Markham
Mortgage Loan Officer
NMLS#947738 / AZ License #0921717
Envoy Mortgage LTD.
5671 N. Oracle Rd., Tucson, AZ. 85704
C: 520.240.9602
... more
0 votes 8 answers Share Flag
Sat Mar 8, 2014
Ric Mills answered:
I can give you several lenders that can look at it and we have sucess in getting these done. Contact me at and we can get started. Tt will all come down to the reason for the short sale. ... more
0 votes 21 answers Share Flag
Fri Mar 7, 2014
Lisa Markham answered:
Hi there! I am a seasoned loan officer with over 15 years in the real estate business. I would love to help you with your short sales and FHA loans.
Please review my profile on LinkedIn at and call me if you are interested in building a solid relationship with someone.

Thank you,

Lisa Markham
Envoy Mortgage
NMLS #947738/AZ License #0921717
Direct: 520.240.9602
... more
0 votes 7 answers Share Flag
Fri Apr 26, 2013
John Young Jr. answered:
Impossible to answer with the limited details you provided. What are your objectives? WHat is your situation? I highly recommend you speak with a lender to see how much of a loan you qualify for and also what programs maybe available to assist you in your purchase. Primavera and Family Housing Resources could assist/advise you in that arena in conjunction with your realtor. For more details please feel free to contact me.

John A. Young Jr.
Keller Williams Southern Arizona
... more
0 votes 14 answers Share Flag
Tue Jan 8, 2013
Jeff & Lisa Armbruster answered:
Call Lisa at Guild Mortgage 520-425-8711 they can do 80% of appraised value 1 day after closing.
0 votes 7 answers Share Flag
Tue Jan 8, 2013
Jeff & Lisa Armbruster answered:
0 votes 5 answers Share Flag
Tue Jan 8, 2013
Jeff & Lisa Armbruster answered:
Washington Federal Bank is a true portfolio lender on Residential & Commercial properties.Get a hold of me and I can get you connected with them.Thx Jeff Armbruster Residential & Commercial agent in Tucson @ Century 21 1st American ... more
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