You got to talk to an attorney re. the way you are holding title to your property.
Depending on that, the attorney can advise you what can/should be done.
As realtors, we are not supposed to give legal advise. We can advise on many things that have to do with real estate and the process of buying/selling though.
If you have a combined hardship and the property is under water (I just had a similar situation - it was an ex boyfriend who was without a job), you can sell this property via a short sale.
Hope this helps,
Beachfront Realty, Inc.