Nowadays the good faith estimate that is being used by the reputable lenders states all costs, those that must be fixed, like the transfer tax rate, those that can vary by 10% and those tnat can vary by more than 10%. A word of advice in choosing a mortgage provider is to make sure they are local and will attend settlement. I can give you some names of local providers who other clients have used. Feel free to contact me for a list.
Some of the brokerages do charge a commission to buyers, as was stated below this can vary from broker to broker, this is the only commission that the buyer pays as the buyers agent is compensated by the seller.
Your buyers agent can provide you with estimated Closing costs on any property before you prepare an offer, and also your mortgage provider can give you estimates as well once you identify a property.
The condo and homeowner associations charge a one time capital fund contribution to keep monthly fees lower, it also allowed them to build larger reserves as well for major projects, and thus avoid having to make assesments. You will need to consider the financial well being of the association that mangaes your development. There are two management offices that manage developments in Chesterbrook.