Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Tracy : Real Estate Advice

  • All469
  • Local Info34
  • Home Buying222
  • Home Selling10
  • Market Conditions19

Activity 409
Wed Jan 10, 2018
Ninanamara answered:
Need a property owner name in canton Ohio 1630 market ave north 44714
0 votes 21 answers Share Flag
Wed Jan 3, 2018
Karimaaslami answered:
We over 65 and looking for a quit gated community for older people. We like to move to Tracy area. Can you help us.
0 votes 5 answers Share Flag
Mon Nov 6, 2017
R.kitty7777 answered:
Is the seller responsible for paying the sales tax in California on the sale of a home got sold for 182000. What would the amount be if I would have to pay the sales tax.
0 votes 10 answers Share Flag
Tue Aug 29, 2017
Gwenshin answered:
It's hard not to get political when it was deregulation that caused the first crash. However, it wouldn't matter if Jesus was president right now. Homes are once again at over inflated prices. There appears to be another bubble now, for different reasons than before, but a bubble is a bubble. The market was artificially pumped back up, and anyone who buys at these prices will lose. The bank owned foreclosure homes are not being sold, because the banks are allowing empty homes to sit and fester rather than release them on the market. Many have been sitting there empty since 08. The banks are keeping the inventory low on purpose in order to keep the prices high. Supply and demand. They can't do it forever because the longer they sit, the longer they fall into disrepair (and lower the neighborhood values as a result). May as well put up a sign that says "crackheads welcome". It wouldn't be smart to buy at these prices now. Besides, home values rise and fall at 10 year peaks. Right now we are in a peak year. Check the 10 year cycles and see for yourself.
Then there is the new 3d printed homes that is already going on in other countries. They cost a total of maybe 20k to build, so it wouldnt be hard to sell those to new home buyers at maybe 100k, making a nice big profit for themselves, and making home buyers happy at the same time. When that happens here (and it will at some point, money and investors always get their way) That will leave the older starter homes almost worthless.

If you own a home, my best guess would be it would be smart to sell now while you can cash out in a big way. If you're looking to buy a home, do the math, if it's much less than your rent, with money to spare to put aside for repairs and things your home will eventually need, then it's a deal worth pursuing even these days, if not, just wait a bit longer and save your money or you'll end up as another statistic getting over your head. Learn from the past.
... more
0 votes 185 answers Share Flag
Tue Aug 8, 2017
answered:
Hello Jessica, I am sorry you are having such trouble. You should study RENT vs BUY listings to compare payments. You may qualify to buy with minimal out of pocket expenses with down payment and closing cost assistance programs.

You did not mention the minimum number of bedrooms or the maximum payment you are looking to achieve? If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.

The rentals for 3bd 2.5ba single family home in Tracy start from 2k monthly rent. The purchase start from 185k for 2bd 1ba fixer single family home in Tracy.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sun Jul 30, 2017
Joelsalaiza asked:
I'm wondering because I want to rent a house and I have to put in a zip code
0 votes 0 Answers Share Flag
Wed Jul 12, 2017
Kelly Moran answered:
Start with a gas card; use it then pay it off each week or per month. Don't carry it each month, pay it off. That will build credit fast. I would give yourself 6months to a year to build credit. Some banks offer free credit reports when you bank with then, like B of A, Chase etc. that way you can see your credit grow for free.

Wish you the best,

Kelly
... more
0 votes 2 answers Share Flag
Thu Jun 1, 2017
answered:
Hello Laura, you should study RENT vs BUY listings to compare payments and affordability.

The rentals in Tracy start from $1,195 for 1bd 1ba single family home.

Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Wed May 31, 2017
Laura Raffa asked:
Mon Apr 24, 2017
Erika asked:
6:00pm We need a full size stage for the high school students who will be performing their Ballet Folklorico, Latin Jazz and sports related demonstrations.
We could even name the festival…
0 votes 0 Answers Share Flag
Thu Mar 16, 2017
answered:
Hi Lachysha,

Most of Manteca CA is not eligible for the No Money Down USDA mortgage but Lathrop, CA is eligible.

Here's an example of a home for sale in Lathrop, CA that you could buy using the No Money Down USDA mortgage.

https://www.trulia.com/property/3260862068-221-J-St-Lathrop-CA-95330

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
1 vote 1 answer Share Flag
Sat Mar 11, 2017
answered:
Hello, I'm a mortgage professional.

I would need more details to determine which option would be best for your situation.

Rates are still very good so depending on your current mortgage rate a cash out refinance may benefit your the most especially if you can refinance and remove the FHA PMI which based on the value of the home that you stated should work out.

I would love to help you.

You are welcome to get in touch with me if you would like help with this or have any questions.
... more
0 votes 1 answer Share Flag
Thu Feb 23, 2017
Speedygon_17 answered:
sofi.com/share/219153

Check with my loan provider at sofi, they are great and helpful with whatever need that you had.
0 votes 9 answers Share Flag
Sun Jan 29, 2017
answered:
Hello Ezzrichard, you may qualify VA or CalVet with the tax returns filed and atleast 3 payments made to qualify. I am a Veteran and love assisting Veterans. Although VA or CalVet are not fico score driven loan programs, we have banks that go down to minimum 560 fico score for Veterans.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 95377 zip code start from 418k for 3bd 3ba single family home.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Thu Jan 19, 2017
Vmj0227 asked:
Thu Jan 19, 2017
Alan Brown answered:
1 2 3 4 5 6 7 ...
Search Advice
Search
Tracy Zip Codes

Followers

259