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Home Buying in Tobyhanna : Real Estate Advice

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  • Home Buying51
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Activity 52
Fri Sep 8, 2017
Kathy Burgreen answered:
Yes you can see homes within your pre approval for $100K. The bigger question is if there are homes in the Poconos region for $100K or under and whether it will fit your needs.
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Sun May 22, 2016
Kmkroha answered:
Ok with all that I just read let turn to the year 2016 were are we know , what do you think of the are now is it still high in taxes? How is the job market? What is the minimum wage? Is their ant jobs helping with brain tramatic injures? Down syndrome ? ... more
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Wed May 4, 2016
Brittany White asked:
I have my VA home loan certification saying that I can apply for a VA backed home loan, so that gives me the option of 0% down. I have been working on repairing my credit for about 18 months,…
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Thu Feb 11, 2016
Alison Dey asked:
Do you have to get a down payment to buy a home or with good credit you don't have to make a down payment
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Wed Feb 10, 2016
Cleorok answered:
I'm looking at Whispering Glen, can you provide any input on the area? And what about the schools? Highschool has a rating of below average.
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Sat Aug 2, 2014
Dan Tabit answered:
Miguel,
Closing costs will vary with different lenders and the rate you lock in. They can be as little as $0.00 but more commonly 2% to 3% of the loan amount. When you get pre-approved your lender will give you a breakdown of all the costs you can expect and they will discuss how they may be paid. Find a great local lender and get the process started sooner rather than later. If there are any surprises on your credit or your expectations, the sooner you sort those out the better.
Best of luck with your home search & purchase.
... more
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Tue Jan 21, 2014
Christopher Jordahl answered:
We have no set comission. At that price the agent will try and negotiate a flat fee, but it will come down to whatever the two of you agree to. Best of luck to you.
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Sun Dec 29, 2013
John Moore answered:
You should contact a mortgage broker and have them not only pre-qualify you but to explain the programs that are available to you. Not all mortgage programs are created equal some have Private Mortgage Insurance for the life of the loan while other programs don't. This will add cost to your monthly carrying costs. Find a mortgage company that has your best interest in mind and who has the time to explain the various available programs. Start shopping around and you will find one that you feel comfortable with. ... more
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Tue Dec 10, 2013
Christopher Jordahl answered:
Do you have the banks written acceptance of your offer? If you do not have it in writing they are not required to provide you with anything.
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Tue Dec 3, 2013
Nicole Willis asked:
Tue Nov 26, 2013
Lawizardpa answered:
To : Jonathan Koszalka, Agent
First off I never said that I want my Property Taxes to go Down ! ...BRAVO for you... so you bought a house for Cash........Woop-de-do!
I Also bought my House for Cash!....and as far as the $1,370 dues which you are Paying.... so Big Deal! your garbage is Included .....for your Info, my garbage Only Cost me $300.00 a year.... I guess you Like Spending an Addl. $1,070.00 a year, living with restrictions, not to mention, that any of your guests (if you have any) are treated as Criminals (going thru the "GARD GATES ...... "Yavolt!!! Show me your Papers" if/when they are trying to Visit you. ... whatever floats your boat! Not to mention.... the town Plows my Road, and I have no restrictions! As per your Sarcastic remark : "unless you're one of those hoarders that fills your front lawn with rubbish".... SPEAK for Yourself !!!!!!.... Oh, it's the Environmental/mindset of which your accustom too.
ps: Please, Don't forget to tell any of your Prospective home buyers, that in the Winter; they had better drive safely when traveling up or down rt 196 because of the multi accidents due to the Hazardous/Treacherous road conditions, that many Drivers incur, and wind up in the steep side ditches (while waiting for a TOW TRUCK) ! Nuff Said !!!!
... more
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Sun Nov 3, 2013
My NC Homes Team answered:
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Wed Oct 23, 2013
John Moore answered:
There are many mortgage programs available; so much depends on you, you're income, your debt to income ratios, your credit score and how much house are you planning to purchase. There is no blanket answer that one size fits all regarding mortgages. Talk to a sales rep and they will lead you through the process. Obviously we are also willing to assist you at John Moore Homes (570) 243-8484 ... more
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Tue Sep 17, 2013
Jonathan Koszalka answered:
True.....Is there a question here ???????
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Mon Sep 9, 2013
Christine Harvell answered:
Shawanahills, you are smart to want to attend a class. I teach a class for first time homebuyers at the Tannersville campus of Northampton Community College. The next class is October 5th, 1-4 pm. You must register prior to attend. Cost is @27.00. ... more
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Mon Sep 9, 2013
Lynn Ydoyaga answered:
Buying a house can be a very complicated process. It is always best to develop a relationship with a Realtor you trust to begin the process. The next step would be to contact a Lending Institution to see what kind of loan would be best for you... That is if you need a mortgage to buy. There are books & pamphlets & on line information to help Buyers. If you would like me to help, call or text 570-881-1343. ... more
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Mon Sep 9, 2013
Christine Harvell answered:
The houses are so cheap because no one wants them due to their location and situation. They are all located within a homeowner association , which home owners tend to lose their rights the moment that they "own" a house within it. There have been many news stories of horror and harassment by HOAs in our local paper. Remember, if it seems too good to be true, it usually is. ... more
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Mon Sep 9, 2013
Christine Harvell answered:
Rola, there are some very serious issues you must familiarize yourself with before purchasing an investment home here in the Poconos. The first, and most important consideration is the situation involving HOME OWNER ASSOCIATIONS (AKA mini communist type businesses) The area in which you are inquiring is known to have a majority of their homes located in dues paying home owner associations. These associations have taken quite an interest in homes that are owned by investors/landlords and are choosing to really rake them over the coals as far as additional fees and fines, which add up to big revenue being generated that keeps them going. The next issue is that being a landlord is pretty risky these days. Many people have had their home destroyed by tenants, so if you don't live locally and can't keep a watchful eye on the property or how it is being maintained, you are asking for trouble. Lastly, if you mortgage the property, you must declare if it is going to be your primary residence or if it is an investment property. If you declare it is an investment property, your interest rate will be bumped up a bit higher and your insurance policy will cost a bit more because of liabilities and risk increase. The $30,000 house you might think is such a steal can cost you 5 times more when it's all said and done. Think and proceed very carefully. ... more
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Sun Jun 16, 2013
Thefivepointz asked:
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This question was asked from this property: http://www.trulia.com/property/3120946588-4609-Belgravia-Dr-Tobyhanna-PA-18466
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Mon May 13, 2013
fforay18 answered:
hello..I am looking for a bank that does this loan. Please let me know if you find one.
Frann 6462460324
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