You will want to get in touch with a Realtor. (s)he will be able to go over all your wants and needs and get a list of homes that meet you needs to you to look at. If you'd like I can get you in touch with a Realtor. Also if you need help with financing I would be happy to assist you in getting pre-approved.... more
Nobody has a crystal ball. But generally speaking, we think the market is going to continue on this upward swing for at least a few years. The Thornton area (and other suburbs of Denver) is just as "Hot" as Denver itself. It's all about supply and demand. Right now most areas along the "front range" have very little inventory (low supply). Demand is very high (many buyers competing for a few number of homes). As a result, home prices are increasing steadily in all areas and we don't expect it to stop until: 1) more inventory comes on the market and/or 2) Buyer demand slows down. Who knows when that will happen.
Despite it being a tough Buyer's Market, I have been successful in helping many buyers successfully close on a home. It may take a few tries and it may require you to be a little flexible in your search criteria. (i.e. instead of Thornton, you may want to look at Northglenn, Henderson, Brighton or Commerce City). Instead of looking at max price of $$250-300K you may have to bump it up to $325. Instead of getting 3,000 SF you may have to settle for 2,000.
If you're not working with a Realtor yet, I'd be happy to help!
Metro Brokers | Grenier Real Estate
303.475.4508 Cell... more
Have you considered buying a mobile home? Front Range Mobile Home Park has several homes for sale and never check criminal backgrounds. All's they care about are getting people in there. I know several people with bad credit and criminal backgrounds that live here.. They work with you, give you a second chance to start over. They request a deposit of $637.00. I actually am trying to sell my double wide right now. There are many mobile home parks around Thornton, Broomfield, Federal Heights but I would recommend Front Range.... more
My son had the same problem when he wanted to purchase his first home. Do you need repair or is it just a lack of not enough credit history? In my sons case it was just the need to get a second credit card, use it and pay one month and his score went up enough. There are some cards that are better to accomplish this than others. Would suggest you talk to a local mortgage lender...not a bank... and get some help.