It does happen where a buyer offers more than asking price with an amount back towards their closing costs. Such as a home listed at $200,000 and over $210,000 with $10,000 credit towards buyers closing costs. The home must appraise though.... more
Contact HUD lenders... HUD lender for HUD home... Problem is not that ou can't get. Loan if you qualify, problem is that there are so many cash buyers, sellers will choose the cash. Try find an owner will carry property, where it'd the seller themselves who will finance you!
I have one condo where my seller will carry the loan on a $45k price for possibly 5-10k down for 5+ years. Contact me if this interests you.... more
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My name is Judy Greene with Georgia Property Your Land & Home Source- The real estate commission is not paid until the home is sold usually by the seller. You do not have to usually pay the real estate commission up front. If you have property to sell in Thomaston or surrounding area I will be glad to assist you . thanks Judy... more
So that your question may be answered accordingly, you may wish to ask again and attach a link or give an address--or any local agent can help you with questions, showings, etc.--contact any realty office(s) and inquire.... more
Of course you can always offer whatever you like. You may want to go through the home and take notes of everything that needs to be repaired, to be of the same quality of comparible homes in the neighborhood. Get a list of the comparible homes that have Sold in the last 90 days from your Realtor and then decide what a good price for the home would be. You may need to do some shopping to find out how much things cost to have repaired. Even though it says the house is being Sold As-Is you still have the opportunity to do a Home Inspection. If the Inspector finds something wrong with the home you can either back out of the deal or ask for it to be repaired. Usually if it's health or safety related, they will fix it. My son just bought a bank owned As-Is home. Upon Inspection, they found breaks in pipes, a major water heater problem and dead animals in the crawl space. The bank installed a new water heater, had a plumber fix the pipes and the animals removed and the area sanitized. These were all items that would prevent most Buyer's from Buying the home, the bank agreed and wanted the house Sold. He paid about 90% of what the bank was asking, however they were asking a lot less then comparable homes in the neighborhood. The same size home in this neighborhood have Sold recently for $85,000 to $120,000 more then my son paid for his home. We feel he got a very good deal without majorly low balling the listed price.