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Texas City : Real Estate Advice

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  • Local Info4
  • Home Buying12
  • Home Selling0
  • Market Conditions2

Activity 31
Fri Nov 4, 2016
Arlene28424 asked:
There are options for a family to buy their first home and not have the money for the percent that is asked, It may be included in the sale? I want to buy in Texas have a good credit (810)…
0 votes 0 Answers Share Flag
Sun Aug 28, 2016
Cjbrown55 asked:
Thu Aug 25, 2016
Atxaviermartin answered:
Well, I am not aware of the F1 regulations pertaining to purchasing a property in the US but you can certainly consult a mortgage lender who can provide you valuable suggestion.
0 votes 4 answers Share Flag
Thu Aug 25, 2016
Atxaviermartin answered:
I prefer to pick the second one as there is no tenants in place and that might solve half your problem.
0 votes 9 answers Share Flag
Wed Jun 8, 2016
Rafal Wlazlo asked:
Why have you inserted the worst picture in my ad instead of the front of the house (like Zillow & Hot Pads did??
0 votes 0 Answers Share Flag
Tue Sep 8, 2015
T.E. & Naima Sumner answered:
As I said, "Don't Jack with the Tenants -- Just Follow the Law"
If you're unsure of the law, you should consult an attorney. Sorry, I am not one, just a property manager.
You can find the relevant statutes on line in Texas Property Code, Title 4, Chapter 24 and TItle 8 Chapter 91-92. You should read 92.0081(b)(3) and (c) for the authority to change locks. It is quoted here:
"
(b) A landlord may not intentionally prevent a tenant from entering the leased premises except by judicial process unless the exclusion results from:
(1) bona fide repairs, construction, or an emergency;
(2) removing the contents of premises abandoned by a tenant; or
(3) changing the door locks on the door to the tenant's individual unit of a tenant who is delinquent in paying at least part of the rent.
(c) If a landlord or a landlord's agent changes the door lock of a tenant who is delinquent in paying rent, the landlord or the landlord's agent must place a written notice on the tenant's front door stating:
(1) an on-site location where the tenant may go 24 hours a day to obtain the new key or a telephone number that is answered 24 hours a day that the tenant may call to have a key delivered within two hours after calling the number;
(2) the fact that the landlord must provide the new key to the tenant at any hour, regardless of whether or not the tenant pays any of the delinquent rent; and
(3) the amount of rent and other charges for which the tenant is delinquent.
"
Since many aspects of the Property Code may apply to your situation, this extract should not be considered the entire story. Again, no one except an attorney can offer you advice on the law, which is why it is quoted without comment or interpretation, and the suggestion is always to consult an attorney.
... more
3 votes 7 answers Share Flag
Tue Sep 1, 2015
Bruce Lynn answered:
I have forgotten what A2 visa actually means. I believe it is some kind of dipolmatic or gov employee visa. Does it allow residency and work, or only entry.
It is not uncommon for loan officers not normally working with intl buyers to not know what they need and don't need. I can give you a referal if you send me an email. You may need a little more down payment, good credit score, and proof of income. You may need 20-40% down payment.

Bruce Lynn
Keller Williams Realty
rb@teamlynn.com
... more
0 votes 2 answers Share Flag
Tue Sep 1, 2015
Bruce Lynn answered:
You probably need to speak to an attorney.
I'm not sure they have to send you a notice of postpone after they sent you the first notice.

You are likely responsible for utilities.


1st lienholder can wipe out the second if they foreclose. Junior lenders can come after you if the loan is personal or if they deem it fradulent, such as stated income that wasn't accurate. I don't think they normally come after you in Texas, they just put it on your credit report.

Is the house up for sale by you? You can try to sell or short sell if you have too. Better that it doesn't go to foreclosure if at all possible. If they postponed you have about another month or perhaps more to try to sell it.
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0 votes 1 answer Share Flag
Tue Sep 1, 2015
Anna M Brocco answered:
Generally if a property is for sale--most sellers will want or need to sell, therefore turning the property into a rental may not be an option--consider working with any local agent and take a look at available rentals--or for by owner rentals, check local print media, Craig's List, any other real estate related website, etc. ... more
0 votes 1 answer Share Flag
Tue Sep 1, 2015
Mani Raveendran answered:
I am a home owner and looking for home insurance.
0 votes 3 answers Share Flag
Tue Sep 1, 2015
Bruce Lynn answered:
Vic,

You can buy...the only restriction is that if you sell and you do not have permanent residency or citizenship the title company must retain I believe 25% of the sales price at closing to account for taxes. This is true even if you don't have any profit to pay taxes on. If they have withheld more than taxes due, you will get a refund when you file your taxes.

You do not need an employee....probably just a good property manager that will work on a percentage basis.

Are you paying cash or using financing? Financing is more difficult now for non-residents.

Do you have a place picked out already.
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1 vote 1 answer Share Flag
Tue Sep 1, 2015
Tammy J Smith answered:
Hello Dbb,
I can help if your MLS is set up like ours here. When you sign in to your MLS you should be able to access a page. The page will allow you to search properties. Go to the very bottom of that page and you should see your listings you'll see out to the side there will be people and a pencil out from your listing. Hit the pencil it allows you to make changes.
Goodluck,
Tammy J. Smith
... more
0 votes 1 answer Share Flag
Tue Sep 1, 2015
Marco Bolado answered:
Tue Sep 1, 2015
Anna M Brocco answered:
When it comes to safety concerns, your best source of accurate and up to the minute information contact/visit the local authorities and ask all your questions, hear all there is to hear firsthand--then make your determination, where will your comfort level best be reached. As for transportation, stores, etc., consider a Google search and Google Maps for distance... ... more
0 votes 1 answer Share Flag
Tue Sep 1, 2015
Dallas Texas answered:
Have you considered mapquest.com obtain additional info. for home location ?

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 1 answer Share Flag
Tue Sep 1, 2015
Dp2 answered:
Whether or not you may buy a property with a property with bank financing, you could buy it with cash and/or creative financing.
0 votes 5 answers Share Flag
Tue Sep 1, 2015
Dallas Texas answered:
Many more questions require answers PRIOR any professional render an opinion . Best confer with a mortgage broker direct you can review entire loan application to assist you

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 6 answers Share Flag
Tue Sep 1, 2015
Tim Hartwig answered:
Hi Carlene, The answer is YES.. There are other costs involved with Closing a transaction. This will ALL depend on How the purchaser is Buying the home. Cash, of course, is always the Best, and actually has Less costs at closing. On the other hand, there are Several fees involved depending on the Type of loan one has in place to buy. Taxes are Always Prorated from the Time of closing, meaning, it becomes a Debit to the buyer, and a credit to the seller, up to the day of closing, so the seller has paid their share NO matter what for the year, given you a credit, and come the End of the year, You the buyer will have the Entire year to pay. Please let me know How I can help, and even explain this better to you.

Thanks, Tim Hartwig
... more
0 votes 4 answers Share Flag
Tue Sep 1, 2015
Annette Lawrence answered:
PICK UP THE PHONE AND CALL!
Do not call an agent who is not easy to reach. (not contact data)
Do not call an agent who does not display their telephone number.
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To support what George stated. I do not, and apparently others do not, respond to inquires originating from the 'contact' link or through Trulia email. Pick up the phone and call. This action will reveal the level of service your referral will receive.
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If you are serious...call
Why is that so difficult?
... more
0 votes 3 answers Share Flag
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