It would depend on,
Are you behind on your Mortgage?
Do you have a lot of cash to put down?
If both of these are positive, you probably can find a lender.
If not, you probably have a couple years to wait.
Good luck and may God bless
ps. I believe that Tennessee is a RECOURSE state; therefore I hope, in exchange for the D. I. L. that you are getting a letter from the Bank absolving you from future debt/litigation.