20748 : Real Estate Advice

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Sam, Both Buyer and Seller in 20748
Sam answered:
to relocatehave no credit. I have a steady income frominvestments. Is it possible for me to secure a home loan if a down payment of 50 percent?
With 50 percent down and a steady income finding a home and a home loan should not be a problem in spite of any credit issues you might have. Of course, your average loan officer and Re ... more
0 votes Share Flag Sat Mar 8, 2014 Financing in 20748
mrwright1961, Home Buyer in Nashville, TN
mrwright1961 answered:
Why do websites such as Trulia and Zillow fail to have the most current or updated MLS data or info on Prince George's County, MD properties?
Real Estate Companies in the U.S.A. are dropping Trulia and Zillow faster then Obama's approval rating. They no longer have all the home listing on their websites.
1 vote Share Flag Thu Jan 16, 2014 Investment Properties in 20748
Akil Walker, Real Estate Pro in Upper Marlboro, MD
Akil Walker answered:
Is it possible to get a financing for $135,000 with about 6% down w/bad credit?
Hi Ashley,

We can work on your credit to get you to score to qualify for loan that way you can use 3.5% downpayment and use the rest as your desire.
0 votes Share Flag Thu Dec 5, 2013 Financing in 20748
Akil Walker, Real Estate Pro in Upper Marlboro, MD
Akil Walker answered:
how many crimes on saint moritz drive at the Marconi has been reported or not reported?
Hello Leslie,

There are normally not available stats on crimes not reported. you can go to the www.goprincegeorgescounty.gov to obtain crime data in any local within the county. I wo ... more
0 votes Share Flag Sat Aug 17, 2013 Using Trulia in 20748
Jonathan Lah…, Real Estate Pro in Potomac, MD
Jonathan Lahey of The Lahey Group answered:
Is there a Hall of Shame and Hall of Fame on Trulia? I believe this is a fabulous thing to have!
I'd love to see a hall of shame and hall of fame here!
1 vote Share Flag Fri Jul 26, 2013 Home Buying in 20748
Alice Dykeman, Real Estate Pro in Alhambra, CA
Alice Dykeman answered:
I have a less than favorable credit score of 577. Does anyone know where I can find a townhouse for rent ? I need a 2 bedroom. PLEASE HELP!
A good and steady job history worth more than credit score. Contact your local Realtors and show them what you have.
0 votes Share Flag Mon Oct 22, 2012 Rentals in 20748
Kathy Hutchi…, Real Estate Pro in Huntingtown, MD
Kathy Hutchins answered:
Which real estate agency or realtor have the most successful experience with short sales within this zip code?
I am a CDPE and have 2 short sale listings now that are people that are current in their mortgages but have a hardship of some sort. I would be glad to discuss your situation with you a ... more
0 votes Share Flag Thu Jun 21, 2012 Foreclosure in 20748
Robert H, Home Buyer in Takoma Park, MD
Robert H answered:
We are looking for clear and concise information on exclusive vs non-exclusive buyers rep agreements.
Hi Sonia,

As a first-time home buyer myself, do NOT sign an exclusive agreement with any broker unless you both establish the ground rules. The exclusive agreement cuts for the age ... more
1 vote Share Flag Fri May 18, 2012 Home Buying in 20748
Gordon Haraw…, Home Buyer in Upper Marlboro, MD
Gordon Haraway answered:
How negotiable are brand new homes from builders?
Without a dought, use a realtor, do not deal directly with the builder. Back in the day when the market was screamming builder would dictate the market and in some cases did not even wa ... more
0 votes Share Flag Sat Apr 14, 2012 Home Buying in 20748
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
is it safe living there?
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamilia ... more
0 votes Share Flag Fri Feb 17, 2012 In My Neighborhood in 20748
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
is it possible to get 100% financing on an investment home loan?
I'm not sure that would qualify as an "investment" . . .
0 votes Share Flag Mon May 16, 2011 Financing in 20748
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
were can iet a refi @ for less than 620 credit score.
I know this is an old topic but wanted to bump it because there are sources for credit scores between 600 and 640. FHA still allows refinances up to 97.75% LTV (streamlines to unlimited ... more
0 votes Share Flag Mon Apr 18, 2011 Financing in 20748
Bill R Wootan, Real Estate Pro in Waldorf, MD
Bill R Wootan answered:
Who can work and handle an "as is" sale in Temple Hills Md 20748?
I have an agent on my team that lives in Temple Hills(Born and raised there) -we handle all kinds of "as is" properties now, so it would not anything unusulal for us!

Call ... more
0 votes Share Flag Thu Mar 4, 2010 Home Selling in 20748
Kevin, Other/Just Looking in Texas City, TX
Kevin answered:
How do you get a loan in today's market with bad credit?
hi Ashley,

to be honest, considering today's market it is very difficult to get a loan with a bad credit, lenders are avoiding those with credit... You need to have a credit sco ... more
0 votes Share Flag Sun Sep 20, 2009 Financing in 20748
Lanre Folayan, Real Estate Pro in Washington, DC
Lanre Folayan answered:
Are there any programs for clients with less than a 620 score ?
Hey Lenard. I just spoke to a Mortgage Lender yesterday and she does 500 credit scores. As long as you have at least 3.5% down payment,two years of W-2 and two years of work history,you ... more
0 votes Share Flag Sun Sep 20, 2009 Financing in 20748
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