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Asked by Montey, South Atlanta, Atlanta, GA Sun Feb 1, 2009

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Answers

2
Hank Miller, Agent, Alpharetta, GA
Mon Feb 2, 2009
It's great that he has your best interest at heart, I just need to figure out how the higher rate meshes with that.

Is that inspection you refer to actually the appraisal? You are responsible for work already completed, the appraisal, credit check, title if it's been pulled....have you gone up his chain of command with these questions? Did you shop this lender and go in with a signed good faith estimate?

I would get a hold of someone other than the loan rep and someone above his pay grade before doing anything.

Hank
0 votes
Lee Taylor, Agent, Decatur, GA
Mon Feb 2, 2009
Montey,

You might be a lost cause, but...

What are the reasons for an "inspection" upon refinance?

If you can terminate, then you should pay the appraisal fee of about $300-400 and move on, with explicit proof of written termination.

You need to consult with one or two more reputable lenders before you commit to this particular loan.
0 votes
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