Property tax rates will vary by community, but will generally fall in the 1 to 1.5 percent range-and are based on the purchase price of the property.. Older communities generally have lower tax rates because they likely have no Mello Roos fees--which are often factored into the property taxes.
Mello Roos are generally found in newer subdivisions where the builder passes on the infrastructure costs to the buyers, which are paid out over time, much like a bond. In our San Diego real estate market, we see Mello Roos that range from $50 to $400 or more per month.
As Pam mentions, 1 percent of the purchase price is the baseline property tax.