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Home Buying in Teaneck : Real Estate Advice

  • All117
  • Local Info9
  • Home Buying42
  • Home Selling7
  • Market Conditions7

Activity 75
Mon Oct 23, 2017
Densilucy answered:
Even if you get a no closing cost loan, you'll probably still have to come up with some money before you close your loan.

Closing costs do not include down payment, real estate taxes, insurance fees, and several other expenses. ... more
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Sun Sep 10, 2017
Kathy Burgreen answered:
Real estate agents in NJ don't work with Rent To Own because they only get paid when a home sells. Also most homeowners are not interested in becoming landlords - they need to sell their home to buy another one. You need to continue renting until you qualify to buy. ... more
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Sat Aug 5, 2017
Susanmorganjr answered:
From my personal experience so far regarding my credit profile,I earlier didn't know how about it was and when I knew I had foreclosures, later payments and even over dues, I felt really bad because then it was late and the result of my bad credit affected my credit score which was about 379 and 401 to get my loan approved I needed 700 and above, I sort for help from big credit repair companies, but they couldn't help me get my score where I wanted to be in the short period I need to get a loan to keep a roof over my child's head, till a lender introduced me to a repair man who has access to this credit companies who got my credit up to 714 and 757 and also educated me about how to maintain my credit and maintain a really good score, HACKWIZatPROTONMAILdotCOM is where ill refer anyone that needs a deadline fix on there credit .you can thank me later. ... more
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Wed Feb 1, 2017
Mbrunell answered:
Another thought about replacing the radiator system... another option would be to price out something like a mitsubishi split ductless system (or other mfg). They are wall-mount units that heat/cool. The ductless versions would not need as extensive modifications to the existing walls. They need power and the refrigerant lines, which may fit exactly where the radiator pipe previously was. They also need a radiator that sits outside the house(like a normal AC unit). They're very efficient as well.

I think the main limitation of these systems is their ability to produce heat is reduced as the outside temperature drops. Mine de-rates to 80% heat output at -15F. It hasn't ever been a problem for me yet though (In Wisconsin), but I think they recommend supplemental backup baseboard units (electric) just in case. I put one of these in my finished attic space, plus 2 baseboard electric heat units which I have never had to turn on.
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Fri Jun 24, 2016
NJHomebuyer asked:
Thu Feb 11, 2016
Michael Shetler answered:
This article provides the tax rates for all towns in Bergen County, NJ. It also makes a few points about the general tax rate versus effective tax rate. You can download the chart of tax rates, sorted by lowest tax rate. ... more
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Thu Nov 19, 2015
thinz answered:
Get a few HVAC companies to review and give you a detailed estimate.
Tom Hinz
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Thu Sep 3, 2015
My NC Homes Team answered:
In my opinion, first would be a master bathroom, then a guest room with it's own full bath and then a half bath or powder room.
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Fri Jun 12, 2015
Yes you may be eligible for a VA loan with a fico score under 600!

A VA loan allows 100% financing on new purchases as well!

Please email me at if you would like to discuss further. ... more
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Mon Jun 1, 2015
thinz answered:
Yes they are, but you need to be specific on the specific location or street name...that will help narrow down a better answer. Do you have a specific timeframe you are looking to move?
Tom Hinz
... more
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Tue Apr 21, 2015
Jackson Willis answered:
The majority of rental homes I've seen don't include these things. I think it's fairly safe to assume that if you're renting a house you'll need to pay for utilities. Occasionally the landlord will provide lawn care or hire someone for it, but that will likely be stated in the lease. As far as furniture goes though, you definitely will need to have your own furniture. I've never seen a furnished home before for rent or for sale. That's definitely a responsibility of you when you live there.
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Tue Feb 10, 2015
age asked:
Sat Sep 6, 2014
Diane Thurber-Wamsley answered:
Teaneck is a very diverse community with good schools and an easy commute to NYC. Depending on the location and amenities that you offer and if it is for a reasonable price, you should have no trouble. Other desirable towns with an easy commute are Leonia, Ridgefield Park and Edgewater to name a few. ... more
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Mon Aug 11, 2014
Phillip Griffin asked:
Moved out of an apartment a few years ago and the company who runs it decided they wanted to charge us for carpet replacement. They sent the amount straight to collections and we had no…
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Mon Feb 24, 2014
Brian is correct -- 2 years is the minimum. that doesn't mean it will be easy, but it's do-able.

I don't lend in California, but i seem to remember you were looking in my area -- NJ. if so, look me up! I'd love to help. I do have a problem-credit VA outlet i can use.
good luck!!!
... more
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Wed Feb 19, 2014
email me the reports and i'll take a look for you. i'm sure it's obvious that no one can tell what happened without seeing it.
wondering -- did you ask the lender if he/she sees what changed, or was it different lenders?
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Thu Feb 6, 2014
We've just opened lower fico lending on VA loans -- down to 580 in certain circumstances. Perhaps I can help you. visit my page for my contact information. ... more
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Tue Nov 26, 2013
Andrew Tisellano answered:
Craig Andriulli

Vice President

NMLS #212830

Bond Street Mortgage, LLC

NMLS #191351

Cell: 201-647-4180

Office: 201-918-4980

Fax: 201-918-4981

Email: ... more
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Wed Sep 11, 2013
Phil Hipshman answered:
To answer your question it depends on many things, Choose the right realtor, Price it correctly,
Listen to your realtor, they will guide you appropriately.. If the house has been updated, and is price correctly, it may sell quickly, if not it may take longer. Anyone that tells you they can get the highest price and sell it quickly, be sure you're going with the right realtor. Some agents will tell you anything to get the listing. My name is Phil Hipshman 201-446-8159 Cell My E mail is I sell throughout Bergen County and have for 10 years and my office, has been located in Russo Real Estate. We sell more homes in Teaneck than anyone.
Buying or Selling choose me you'll be glad you did!
... more
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