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Home Buying in Taylors : Real Estate Advice

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  • Home Buying11
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Activity 20
Wed Mar 30, 2016
Brian dunbar asked:
Sun Jan 10, 2016
Scott Godzyk answered:
You may be looking for two things that just dont exist any longer, there are no real no docs loans, they are gone . As far as a true lease purchase. you find them when there are more homes for sale than buyers, a seller who needs to move and whose house has not sold. Rit now there are more buyers then sellers, sellers do not need to rent to won, they simply sell, what is left is mostly all scams ... more
0 votes 2 answers Share Flag
Fri Oct 23, 2015
Msmiche2 asked:
Is fha loan possible with prior bankruptcy my previous house was not included
0 votes 0 Answers Share Flag
Sun Jun 2, 2013
Mike Greene answered:
I will be happy to answer any questions that you may have. Please email me anything specific and I will address it for you. Stoneledge is a community that started in approximately 2007 with homes ranging in size from approx. 1800 SF to 3500 SF. Recent sales have ranged from $170,000 to the mid $300,000 range per the local MLS.
I hope this helps and again if there are any other specifics that I can help with, feel free to email me at m_greene@bellsouth.net .

Mike Greene
... more
0 votes 1 answer Share Flag
Fri Dec 21, 2012
Aris R Mendez answered:
Hey dross8417,

The MLS states Master BR 12x12 2nd BR 11x12 3rd BR 11x12 and just in-case you like to know the sizes of the other rooms Living RM 20x20 Dining RM 10x12 Great RM 15x15 Florida RM 16x10 and Kitchen/ Breakfast RM combo 15x15. I hope that was helpful.

Do let me know if I can set up a private tour of this home my company Exit Upstate Realty is the exclusive seller of this lovely home. Thank you.

Aris Mendez REALTOR®
864-567-5114
www.greenvilleURhome.com
... more
0 votes 1 answer Share Flag
Fri Dec 21, 2012
dross8417 asked:
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This question was asked from this property: http://www.trulia.com/property/3097960634-103-Earline-Dr-Taylors-SC-29687
0 votes 0 Answers Share Flag
Wed Oct 31, 2012
Timothy Sprague answered:
I do not know if you are familiar with teh two tiered. residential tax system that we have in Greenville CO. Properties are taxed at 6% for non-owner occupied properties, and 4% for owner occupied. As of right now the current millage rate for the Taylors area is approximately 0.21. This is from: http://sccommerce.com/sites/default/files/document_directory/Property_Tax_Rates_by_County_in_South_Carolina_2007.pdf
So if you bought a house that appraised for $225,000:
$225,000 x 4%=$9000
$9,000 x .21=$1890
So your property taxes would be approximately $1890. This can vary due to the county assesed value of the property, which is supposed to be done yearly.
Depending on where you are moving from, for example the Northest, then teh taxes here are very low by comparison.
If you have any questions in general, or about specific properties please let me know,

Tim Sprague, NAR
Keller Williams Realty
(864)553-1335
... more
0 votes 2 answers Share Flag
Tue Aug 9, 2011
Daniel Fisher answered:
pay everything on time. pay cards down to 25% max, settle any debts that your lender tells you to, open a couple of $300 secured credit cards. B of A is lending in Charlotte NC and SC area at about 580 credit score right now. If you need a contact, please ask ... more
0 votes 5 answers Share Flag
Tue Aug 9, 2011
Lee Taylor answered:
Good answer from Scott - follow his advice and your score could go up.

If you hustle, you'll be able to obtain a light interest rate and take advantage of super low prices.

I used my VA loan for the third time just last year and it is a tremendous benefit to have. ... more
0 votes 2 answers Share Flag
Wed Jul 27, 2011
Graham Mike answered:
Please contact me at 803-309-6950 so we can discuss a course of action that will ultimately get your desired result. I am a 28 year veterane in the real estate business and negotiate contingency contracts in several different markets. Commercial/Residential specifically!! Looking forward to hearing from you ... more
0 votes 8 answers Share Flag
Sun Jul 11, 2010
Richard Sanderson answered:
Public records are typically the city or county assessment records. Assessors update their records once a year and may provide them to Trulia or other real estate information services after that. So there may be some delay. Also many assessors do not include living area below grade (e.g. finished basements) in the total gross living area calculation. Assessors also depend upon property owners taking out the required building permits when finishing off attics, bonus rooms, etc. ... more
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Thu Mar 25, 2010
Brian & Brandy Bradley answered:
Hello Gretta,
If it is permanent, the answer is usually going to be Yes; however, as Gerard wrote, check local customs and get a realtors advice. A Realtor will be able to evaluate the room and determine if it is going to be additional square footage. I hope you are able to find the home you are looking for!
Very Respectfully,
Brandy Bradley
Citadel '08
803.669.1011
brandybradley1@yahoo.com
... more
0 votes 6 answers Share Flag
Thu Aug 13, 2009
Heidi Nicholson Sipe answered:
Dear Eager Sellers,

It's been my experience that a quicker sell will depend on the market area where you live and your selling price! There is no guarantee of how quickly you will sell, but I would like to be able to help you determine what you need to do! Please feel free to email me - heidinicholson@kw.com or you can call my cell @ 864-979-3885 and please leave a message if I do not answer right away! Information is always free!

I look forward to hearing from you!

Heidi Nicholson Sipe
Keller-Williams Realty
Greenville, SC 29607
864-979-3885
heidinicholson@kw.com
... more
0 votes 3 answers Share Flag
Sun Jun 14, 2009
Sheri Sanders answered:
Sheri,

I don't quite understand your question. You say that you are waiting on the bank appraisal, but that the house appraised for $50,000??? Your Realtor and Lender are the ones that could answer your question the best. If the house doesn't appraise, the bank will not pay for your fees that you are responsible for. I hope that this helps. It is so hard to sit and wait... hurry up and get everything that the Lender requires... and sit and wait again! I hope that everything goes through and you get your home. Best of luck to you! ... more
0 votes 1 answer Share Flag
Tue May 26, 2009
Janaya Goselin answered:
I know how frustrating it can be to wait and wait and wait. Your bank is more than likely like most others experiencing very high volume of loans both new purchases and refinances. As an agent that works closely with certain lenders, I have specifically been told that if I am writing a contract for a home especially if it is an FHA loan, I should be writing it out for closing in at least 45 days. Underwriters have applications piled high on their desks and are moving as quickly as they can. I have seen them turn things around quickly once they get to them but it can take close to the full 45 days in some cases. If you went through a specific loan officer I recomend making sure you are in contact every couple days and for the time being, no news may be good news.
It never hurts to get the opinion from another lender though however they will more than likely need the same amount of time to get the loan approval. If you have good credit, job history of at least 2 years and enough savings to cover any closing costs and down payment, you should be fine. Good Luck!
... more
1 vote 1 answer Share Flag
Wed May 13, 2009
Edwin Gerace answered:
Some KEY POINTS FOR YOUR AGENT TO LOOK INTO
1-I have been told and understand if you get an FHA loan you dont have to get another appraisal. Your bank I think has to use the appraisal done by HUD.
2-You should know who the HUD attourny is and your agent needs to communicate with them about timing. It has been my knowledge that closings should happen 45 days from acceptance. Read your contract and call the Attourny in your area that is handling HUD.
3- Go to the internet and search about HUD there are answers there too.
4- There is a person that signs and approves contracts for HUD ( Regional person) that is a contact you buth can contact for answers. They told me they will help, I have used them to get the paperwork off thier desk

Edwin Gerace
www.EdwinGerace.com
www.EdwinGeracesRealestateBlog.com
... more
0 votes 1 answer Share Flag
Tue Dec 2, 2008
Jason Robu answered:
I specialize in Taylors and sold 13 homes here in the 2008 season, work with a guy that Knows the area! check out my websites with up to date listings or give me a call and I can send you listings that match your criteria exactly , look forward to working with you!

Sincerely,

Jason Robu
Aaron Realty off Wade Hampton blvd. Taylors
www.rapidsellers.com/jrobu
8647875694 call me anytime!`
... more
0 votes 5 answers Share Flag
Sat Apr 12, 2008
Jonathan Osman answered:
I did a blog entry on this very topic. Something to consider when looking at a house that needs work is by who's standard. Is the work required because the house isn't up to your personal standard or is the market demanding it? Vinyl flooring, popcorn ceiling, laminate counters, paint, & carpet are all items that many buyers confuse with "needing work" however really are a perferental nature. If the house has insufficent plumbing, bad windows, leaking roof, cracked driveway, missing carpet, stained floor, missing cabinets...then it needs work. However, asking from experience, if $20,000 is out of your price range, how are you going to do the work required?

I would stay in your price range or consider finding a lender who will do a 203K loan (few do) if the home truly needs work. Additionally, work with a local expert who knows the neighborhood who can advise you on what is being offered for sale, recent solds, neighborhood price trends, days on market, average concessions, etc.

A few years back and after losing out on an incredible investment home, I nearly walked right into a home that truly needed work but was in my budget. Thankfully, I caught myself because while I could afford the home, I couldn't afford the improvements and this house was far from being acceptable.
... more
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