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Home Buying in Taylor : Real Estate Advice

  • All97
  • Local Info13
  • Home Buying30
  • Home Selling0
  • Market Conditions3

Activity 49
Wed Jul 8, 2015
Maxine Styles asked:
Fri Feb 27, 2015
Karen Peyton answered:
Good for you! You're making progress!

I suggest calling a Realtor in your area to ask for a lender recommendation. Sources of other mortgage contacts include: your own bank, your employer's credit union, and references from family and friends.

Best of luck!
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0 votes 2 answers Share Flag
Fri Jan 23, 2015
Anna M Brocco answered:
Since verbal offers are not binding, yes; discuss with your agent...
0 votes 4 answers Share Flag
Fri May 16, 2014
Derek Tunison answered:
I would suggest you search under the find an agent section, and see if there is a Real Estate agent that can help you. I am a mortgage specialist, if your interested in obtaining financing for your own condo, or would like recommendations for getting your credit increase, give me a call.

Thanks and Good Luck!

Derek Tunison
Sr. Loan Specialist
First Mortgage Corporation
41950 Hayes Rd
Clinton Twp, MI 48038
NMLS 162605
Cell: 586-306-8994
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0 votes 1 answer Share Flag
Tue Apr 8, 2014
Darren Sessom answered:
Hello Sam,

We can help! We assist home buyers daily, to help improve credit scores to the qualifying levels or above.

I also have relationships with Loan Officers and Realtors across the country that are familiar with our services and are willing and waiting to assist you.

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Darren Sessom, CCRS
972.984.5110
d.sessom@rmcn.com
http://www.rmcn.com
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1 vote 1 answer Share Flag
Mon Dec 16, 2013
Kathy Persha answered:
Tammy,

I am located in Michigan and I do have a local lender that I work with you can get buyers approved with a credit score of 580. It's possible that you don't have an accurate score. He would be able to pull a good report for you and tell you if he can get you approved. If you are a little low on the score, he would be able to work with you also, to get your score raised to where it would need to be for approval. Feel free to call or email me for his contact information.

Kathy Persha, Associate Broker
Keller WIlliams Realty
PH: 248-930-0198
kathy@kaperproperties.com
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0 votes 2 answers Share Flag
Mon Dec 16, 2013
Andy Hargreaves answered:
Same goes with a land contract - the seller is going to want to get a good down payment from you only for you to pay higher than market interest rates.

A few of us replied to you earlier -- you're seriously better off to contact one of us and work on your credit with the money you'd need for a down payment. That's really the only way you're ever going to get into position to be able to purchase something with a good rate and terms. ... more
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Mon Dec 16, 2013
Tony Grech answered:
Hi Tammy
If you are paying cash you can do whatever you want, but you need to have ACCEPTABLE credit to finance any home.

I grew up in Taylor and I would be glad to assist you in getting approved for a mortgage. You don't need perfect credit, or even great credit. We can take a look at your credit report and see if you qualify now or if it will take a little work. If so, I can lay out the steps for you and we can get you there with a little effort on your part.

I also have connections to some great realtors there who can help you find a home.

Give me a call or email me.

Tony

Tony Grech | Mortgage Loan Originator | NMLS 977416
PMAC Lending Services, Inc.
Toll-free (855) 642-4762 | Fax (248) 945-4842 | Direct (248) 728-0078
tony.grech@pmac.com
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0 votes 9 answers Share Flag
Mon Sep 9, 2013
Tony Grech answered:
Hi Danielle,

You want to set yourself up for success. No one should want to buy a home just for the sake of not renting. While owning a home can have a lot of good benefits - payment stability, tax deductions, potential appreciation in value, etc - there are also some things you need to be prepared for. You'll need to maintain the home properly, and if something breaks it's on you to fix it. You can't just call up your landlord. In addition, if you NEED to move, then it's much easier to get out of a lease than it may be to sell a home.

It sounds though like you have thought about things and are on board with owning a home. You just want to know whether the time is right.

I would say that depends. If your credit is not up to par and you have issues, I would recommend getting your finances in order before you take a big step like buying a home. This doesnt mean you need to have perfect credit, but keep in mind that the lowest interest rates are generally made available to folks with really good credit.

I'd be willing to work with you to help you figure out your options and the best gameplan. I was born and raised Downriver, still have family and friends there, and I can refer you to a great Realtor when it's teh right time to buy.

Please feel free to give me a call or reach out via email and we can discuss the finer details.

Tony Grech

Loan Officer -NMLS #977416

WCS Lending, LLC
Tony.Grech@WCSLending.com
Toll Free: 866.936.5363 ext. 278
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0 votes 2 answers Share Flag
Tue Aug 27, 2013
Beth And Ron Saelens answered:
all depends on your credit rating and long term income, and how much down, or consider rent to own or a land contract to own,, hope this helps,, taylor has very high taxes too
0 votes 3 answers Share Flag
Fri Aug 16, 2013
Andrea Gomez answered:
Yes you can get approved with a 600! You probably don't need to get your scores up anymore. There are a few Lenders that can do a 600 mid score home loan. They just aren't always easy to find and some try to over charge you on the rate and fee's. I have had a lot of my clients with 580-600 scores approved for a home loan with The Lenders Network, not bad rates either. ... more
0 votes 2 answers Share Flag
Fri Aug 2, 2013
Tina Mccrillis answered:
Home Inspection Professionals - reasonable rates, great quality work, detailed, fantastic report.
0 votes 2 answers Share Flag
Sat Jul 13, 2013
Michael Warren answered:
One story house is considered a "RANCH" style home.
0 votes 1 answer Share Flag
Thu Jun 20, 2013
Advancewindows answered:
Closing costs will vary, Assuming you are obtaining a mortgage and not including the deposit lenders will require (Usually around 10% for a primary residence and 20% for a investment property) closing costs should be around $1750 - $2250.
advancewindowsanddoors.com
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0 votes 7 answers Share Flag
Thu Jun 20, 2013
Tmullin05 answered:
I am looking for a land contract home in taylor if you have any please email me tmullin05@comcast.net
0 votes 6 answers Share Flag
Sun Jun 2, 2013
Colleen answered:
Next Sunday - absolutely! Today is too late.
Please email what you are looking for and I will be happy to set up showings for you.
Cnichols@maximprops.com
0 votes 2 answers Share Flag
Wed May 22, 2013
Haig Istamboulian answered:
Hello,

Contact the city of Taylor and give them the address. They will most likely come out and cut the grass and bill the owner, or add it on the Tax bill so eventually it gets paid.

That is the easiest way to get it done.

I hope this helps,

HAIG
(248) 379-6547
realtorhaig@aol.com
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0 votes 2 answers Share Flag
Mon May 6, 2013
Greg White answered:
Patti,

Your best bet is to get set up to receive a list of properties from a Realtor. Give me a call and I will set you up with a great list based on your criteria. You can also search the MLS at your leisure at my website below under "Home Search".

Greg White
gwhite@imaginehomerealty.com
313-844-4418
www.imaginehomerealty.com
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0 votes 1 answer Share Flag
Mon May 6, 2013
Greg White answered:
Please give me a call. I will be happy to help you out. I specialize in lower home prices and have a great mortgage lender that deals with loans from 30k. My office is located in Taylor. I look forward to speaking with you soon,

Greg White
Principal Broker
gwhite@imaginehomerealty.com
313-844-4418
... more
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