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Tarrant County : Real Estate Advice

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  • Home Buying15
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Activity 1,909
Yesterday at 7:47am
Gingerella asked:
I have excellent credit, 770 but I am leasing a house that doesn't allow for much saving. I would like to buy a house when this lease is up however I am concerned that my credit will…
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Yesterday at 7:47am
Gingerella asked:
I have excellent credit, 770 but I am leasing a house that doesn't allow for much saving. I would like to buy a house when this lease is up however I am concerned that my credit will…
0 votes 0 Answers Share Flag
Fri Jul 14, 2017
Shana Khawaja asked:
Fri Jul 7, 2017
Britney Campbell asked:
This home is 1,120 SQFT and was built in 2001....Can this be corrected?
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Fri Jul 7, 2017
Bernard Guste answered:
There have been many changes in the last few years regarding student loan debt with all the major government sponsored entities (GSEs) including Fannie Mae, Freddie Mac, FHA, and VA.


A few years ago the guidelines got more restrictive but within the last few months they are loosening.

Generally speaking it's better to take the loan out of deferment and start making payments. Fannie Mae, for example, will allow lenders to count whatever figure shows up on the credit report as long as long as that payment is greater than zero.

Unfortunately, FHA is still requiring the lender use either 1% of the balance as the payment amount or they require documentation that the payment will amortize over the life of the loan.

Feel free to reach out for more details on how the guidelines would be applied in your situation. We lend everywhere in the United States.

Bernard Guste, MBA
Gulf Coast Bank and Trust
New Orleans, LA
504.412.2005
... more
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Wed Jul 5, 2017
Faith T answered:
Hi,

The listings on our site are not posted directly by Trulia. Rather, we provide a platform for homeowners, property managers, and real estate agents to post listings for their properties. If you would like to get in contact with the property manager, please use the Contact Box in the upper left hand corner of the property page. Additionally, some property managers/homeowners may list their phone number directly on the property page as well. Unfortunately, we cannot provide additional contact information if it is not listed on the property page and do not have control over how quickly or if a property manager/homeowner responds to your inquiry.

We apologize for any inconvenience.

Thank you for using Trulia!

Faith
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
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Wed Jul 5, 2017
Susie Kay answered:
Kevin,

Best to talk to a lender or two about your situation. You'll probably be able to get a loan but not the best rate.

I'm a local realtor and I'd be happy to connect you with local lenders that I typically work with. They have always been very helpful to my clients and I'm sure they'll help you to. Let me know if you are interested. ... more
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Tue Jul 4, 2017
Susie Kay answered:
Karin,

Why are you wanting to terminate your listing agreement? Is it something that your agent isn't delivering? I would suggest that you talk to her/his broker.
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Fri Jun 30, 2017
Perry Perales asked:
When I click on sell my home it thinks I am an agent with listing on the mls. How can I list my home for sale by owner
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Thu Jun 29, 2017
Zyre Sullivan answered:
The minimum would be a 580 score with 3.5% down for an FHA loan. The higher your credit score the better your interest rate and debt to income ratio. There are some lenders that can do as low as 1% down but you need a 680 score. I would be glad to discuss in further detail. ... more
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Thu Jun 29, 2017
Zyre Sullivan answered:
There are several programs available for first time home buyers. Your lender of choice must be trained and experienced in this field. I have closed many with the Seth and tsahc programs and would be honored to guide you along the way. ... more
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Sat Jun 24, 2017
Mary asked:
We heard the rates are hovering around 3.75% for Vets right now! Is this true? We will be in our first home for two years this August and wanted to know if it's worth it to refinance…
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Tue Jun 20, 2017
Soul asked:
1. Does this require cash?
2. Does this require great credit?
3. Can you get pre-qualified for a mortgage and use a pre-qual letter as cash
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Mon Jun 19, 2017
Kivens2004 answered:
Really? That is what ruins neighborhoods. No obligation to pay means you don't care about where you live.
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Mon Jun 19, 2017
Shellygirl0105 answered:
i live in fort bend cty. TX. , my wife passed away in 2015 the house is paid for, our names are on the title do i need to remove her name to sell the house.
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Sun Jun 18, 2017
Susie Kay answered:
Fri Jun 16, 2017
Darrenpaul101 answered:
Try www.tankless.com.au in researching this problem of unwanted pools they seem to have really good options where you could revert back to a pool at a later stage if you wanted too. or turn it into rain water storage. ... more
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