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Home Buying in Tampa : Real Estate Advice

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  • Home Buying858
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Activity 858
Tue Jan 9, 2018
Nj asked:
Is it true that if you apply for a Primary Res. Mortgage Loan in FL and you are self employed is a requirement that the business be established in FL?
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Mon Jan 8, 2018
Jennschulz asked:
We love the Clearwater area and love being close to the coast. But I'm open to all options. My biggest priority is schools for the kids: 7, 9, 11.
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Thu Jan 4, 2018
Wickett123 answered:
I have a home that was built by Westbay the process was horrible. The design center was horrible. When the home finished the appraiser came out to appraise the home and it didn’t even appraised at the value I was buying my home at. Really!!! and you want me to pay the difference. Then they showed another home to the appraiser to get them to appraise my home at a higher value. With that being said they charge to much in there design center I guess. I had leaks in my bonus room were we ended up getting mold. They did fix it it and gave me new carpet but really. Leakes in my garage. My garage door paint peeled off. They did fix it with a fight and it took over a year to get it done. There air conditioning progress sucks you will be calling them every year because it will always get clogged even with there yearly maintenance you get done on. This is my second new home built, and I kid you not on the first home that I had built by a different builder never, never had one problem. I lived in it 20 years my air conditioner and roof lasted all that time, never no leakes or issues. With all the money you spend on a new home and with a supposedly good builder you shouldn’t have to go thourgh so many problems. I was told I had it good because my problems got fix and mines wasn’t as bad as my neighbors. The 2 story homes had way more problems then mines. They designed pretty homes on the outside but the worker who actually build it they suck. ... more
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Sat Dec 30, 2017
Diane Christner answered:
Your agent gave you incorrect information.

First and foremost, to be entitled to receive Florida Homestead Tax Exemption benefits in 2018, the following two deadlines must be met:

Must be a Florida resident and own/occupy the property as your permanent residence on or before January 1st, 2018; and
The Florida Homestead application must be received by the local Property Appraiser's office by March 1st, 2018.

So in your situation, the property taxes for 2018 will be based on the current owner's homestead exemption.

The sale of the property in January will, however, trigger the end of the current owner's homestead exemption as of 12/31/17. So you, as new owner, will need to file for your own homestead exemption for 2019 and beyond after the closing.

Please note that your homestead exemption will be not be based on the current owner's assessed value, but rather based on a new assessed value that takes into consideration your purchase price.

Since the homestead exemption caps property value increases at 3% per year, if the current owners have lived in the home for a number of years, the "market value" used for calculating property taxes may be significantly less than the property's actual value.

The property taxes due at the end of 2018 will be based on the seller's assessed value, the 2019 taxes based on your new assessed value. Odds are that your property tax bill will be increasing in 2019.

The Hillsborough county property appraiser's website offers you a detailed explanation of the above, go to their page and click on "property info" for the link.
... more
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Wed Dec 20, 2017
Susie Kay answered:
You may want to google it. Once you find the name, pick up the phone and ask that agent what does autism friendly agent mean. It's probably his/her niche.
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Wed Dec 20, 2017
Susie Kay answered:
In Texas seller does not have the option to terminate the contract if buyer can close on time. Also title has nothing to do with allowing seller to sell to cash buyer or not. Where is your realtor? You should consult with her/him first. ... more
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Sun Nov 19, 2017
Curtis Preston asked:
Paid earnest money to attorney office. Got through underwriting with loan and title company said they couldn't get multiple liens released from the REO property we were buying. Our…
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Fri Nov 17, 2017
Curtis Preston answered:
Additional information: Question is similar but we put an offer in in Florida and the bank who was selling the house discovered additional liens. They were unable to get clear title so we had to stop. We signed to release of contract and were told we get the escrow but lost over $1,100 in appraisal fees, credit check fees, wiring fees, sinkhole documentation for insurance, roof docs from county for the insurance, and inspections. They said they were "mailing it" and we haven't seen it. It's been a while for only traveling 60 miles to where we are temporarily staying in Florida until we get a home. We've tried everything and the lady said she was mailing it but then she went out of town for over a week and no one can help us at the office. The two back up ladies at the office are also out of town. Is there a time limit they have to return it under these circumstances? I don't want to go causing trouble with agencies and bar associations unless I have to. This is being held at an attorney office in Orlando apparently. ... more
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Fri Nov 10, 2017
Dave Sharkey answered:
These people are out of their minds quoting for services they don't provide. A realtor quoting pool service is like me the pool man saying realtors charge 2% for selling houses. I've owned pool service for 16 years and my cheapest pool is 120 per month. Break down expenses........5 tabs per week @ 1.00 per tab = 20.00. 1 bottle algaecide 18.00 per month. I bottle stain remover 18.00. Insurance per month 5.00. Advertising per month 5.00. Gas to get to your pool per month 5.00. Pay employee 10.00 per week to clean that's 40.00 per month. All that totals 111.00 so I make 8 dollars and then pay 25 in taxes so basically I pay you to clean your pool. Come on people you gotta pay to have something done nowdays. If your paying 50-60 dollars beware. ... more
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Mon Oct 16, 2017
John Stenner asked:
After the inspection we noticed it was missing like 5 jets ( about $89 each) asked the owner if they would take care of it and said no....my question is since it was in the description of…
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Tue Sep 26, 2017
Kathy Wilson answered:
What is your timing for your move to Fl and How much are you looking to spend? I have the perfect place for you.
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Tue Sep 12, 2017
Jdediego answered:
Your best bet is to work with a real estate agent who can lead you through the process. If you would like, I am part of a real estate company that can set you up with a top agent in the area you are looking, there is no cost for our service. Go to my website http://www.ParkPlaceConnects.com/jdediego for more details. Let me know if you have any questions ... more
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Thu Aug 31, 2017
Hartland answered:
In our contract the buyer was to borrow only $55,000 and now wants to borrow full amount ($70,000). We only excepted their offer because of the larger down payment. We never agreed to the change they are making. Can we get out of the contract with them? ... more
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Thu Aug 17, 2017
asdf answered:
First off, I'm sorry that you lost your job. With that said, the seller is within his/her rights to keep the EM.
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