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Tampa : Real Estate Advice

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  • Local Info157
  • Home Buying842
  • Home Selling85
  • Market Conditions86

Activity 1,867
Sun Apr 16, 2017
Scott Godzyk answered:
It will depend if the home was listed at a lower price to reflect all these items or priced at full price compared to an updated home. If priced the same as an updated hope i would ask. If priced lower to reflect these repairs already. They may not agree, bit you can ask anything ... more
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Thu Apr 13, 2017
Melvin List answered:
Yes I would find a mortgage broker that works with lenders with no Overlays for FHA loans and have them do a full pre approval.
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Thu Apr 13, 2017
Melvin List answered:
I would be happy to share some of my Realtor contacts in Seminole Heights if you would like to reach out to me.
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Tue Apr 11, 2017
Trockexpress asked:
Mon Apr 10, 2017
Mangomovinglabor answered:
If you need help moving to tampa, consider Mango Moving Labor for your relocation service in Tampa, Tampa Bay, Tampa Fl, Tampa 33624, 33625,33626 www.loadunloadexperts.com 813-802-6729
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Tue Apr 4, 2017
Anne Bjrke asked:
We are looking for a 3 to 4 bedroom home with separate mother-in-law suite. The mother in law suite must have a separate kitchen bathroom etc. For the house we want a pool and preferably…
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Sun Apr 2, 2017
Henry.jeannine7 answered:
If I signed a letter to gift my portion of a house away how many days do I have if I wanted to cancel it .
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Sun Apr 2, 2017
Kasi Gopaul asked:
Mon Mar 27, 2017
Ronniebgonee answered:
I took my course with Rowlett Real Estate School and had a very good experience. I thought a Florida online real estate course was would be really hard but it wasn't that bad. I now have my real estate license. I thought the course was easy to follow and understand. It was the online real estate school I could actually get any help from. ... more
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Sat Mar 25, 2017
Diane Christner answered:
Explaining FL property taxes can be a very complicated topic, especially for people moving here from another state.

First, any prospective buyer needs to understand that while you can look at homes in a specific price range to get an idea of what to expect for property taxes, a buyer should not rely on the seller's current property taxes as staying the same in the year following your purchase. A sale triggers a reassessment of the property -- if the new assessed value is higher, the taxes will go up as the largest portion of our tax bill is the ad valorem portion based on millage rates. The higher the assessed value, the higher the ad valorem portion of the tax bill.

If you notice home (a) has much lower property taxes than home (b) even though they are in the same area and are similar in size and condition, you need to know that a home where the owner has lived a number of years (and is their homesteaded property) may have lower property taxes due to the 3% per year cap on increases that is a benefit of having the homestead exemption. Homesteaded properties also have added assessment reductions which result in savings on the tax bills. As I mentioned above, the home with lower taxes will see the property reassessed after a sale, so the buyer should not assume that the taxes will remain at that lower tax rate. Same for a bank owned property that may have lower taxes due to the foreclosure.

By the way, the new assessed value will not necessarily be the same as your purchase price, the assessors have a formula they use that includes other recent sales in your neighborhood & other criteria such as replacement cost of improvements, location and condition.
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Thu Mar 23, 2017
Dabombbrim answered:
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Thu Mar 23, 2017
LibbyD asked:
We listed our home and received an offer. Another buyer who had previously seen our home begged to bring his spouse to see it before we accepted the first offer. We accommodated them, and…
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Wed Mar 22, 2017
Jfxm2332 asked:
I'm a prospective buyer and don't want to waste my time if the Builder refuses to negotiate the Purchase and Sale document
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Mon Mar 20, 2017
Jonathan Klurfeld, Esq. answered:
If you are in contract you should retain an attorney. You may have to have the house re-wired to meet code, or give the buyer credit so that they can re-wire.
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Thu Mar 16, 2017
Rakers answered:
Hi Cheryl,

My Company specializes in locating and securing investment opportunities in the Tampa Bay, St. Petersburg, and Orlando areas.


Feel free to contact me back here or at rakers@equitypro.com

Look forward to hearing from you,

Ryan Akers
... more
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Wed Mar 15, 2017
John Burke answered:
Hi Beth R,

Since you are not looking to purchase for a year or two your student loans will be rehabbed by then so they should not present a problem as long as you continue to make the payments. The good news is your student loans are private so you should have a clear CAIVRS which could have been a concern if you had government backed student loans.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
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