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03431 : Real Estate Advice

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  • Home Buying0
  • Home Selling1
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Activity 6
Fri Mar 10, 2017
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Sun Feb 28, 2016
nhhomerental asked:
how do i post a single-family home for rent on trulia?
0 votes 0 Answers Share Flag
Thu Jul 2, 2015
Dan Tabit answered:
Susan,
I applaud you for rebuilding after a tough time. Many people have done it successfully but let me warn you Rent to own is not a good way to go about it. Most of the people who find these schemes never buy the home and leave the arrangement worse off than if they hadn't done it at all.
Don't spend money on fictitious lists. If you want to rebuild your credit follow this advice and you'll be far better off.
1. Find the cheapest place you can stand to live in and rent it. The fact that it's not a house or your "dream house" will serve as motivation to work hard and get out sooner.
2. If you have any left over credit, use is wisely. Credit is a muscle which if used properly will grow and build you up. If misused, will create pain and discomfort and do long term damage.
3. If you don't have any existing credit, go to your bank or credit union and ask for a "secured card". You deposit money into a savings account and you have most or all of that amount as your credit limit. As you use the card for normal expenses like gas & groceries, paying it off monthly, they will increase your limit and eventually allow you to have unsecured credit.
4. You need at least 2 lines of new credit, in good shape to qualify for a mortgage. You can repeat step 3 down the road for a second card.
5. Save all the money you can. Build up an emergency fund and then more. Some of this will be your down payment once you're ready to buy. The more you can accumulate the better off you'll be.
6. Find your lender early. A great lender may help you with the credit rebuilding. They can help remove errors on your file quickly and boost your scores legitimately. Not all lenders do this, so ask around.
7. DO NOT close any personal accounts, pay off any old collections unless instructed by your lender or other legitimate credit repair person. Closing accounts & paying off old collections may lower your scores.
8. Any remaining joint credit accounts probably should be closed. If your ex spouse accesses a dormant account and runs up balances or pays late, you'll be hurt. It doesn't matter to the creditor that the judge gave you some accounts than them others. If they were once joint, the lender will report on both of you and you can be damaged without knowing it.
There is lots more, but this will get you started. Avoid "rent to own" as the vast majority are scams designed to separate you from your money.
... more
1 vote 1 answer Share Flag
Tue Feb 12, 2013
Andrew Alajajian answered:
Absolutely! Keene is a city that continues to attract many due to its strong school system. As you mentioned, there are plenty of homes on the market that are in need of TLC. My suggestion would be to look for the homes that have features (that can't be changed) that will attract buyers. For example: location, the land plot, and neighborhoods. Please let me know if I can assist you in any way. ... more
0 votes 2 answers Share Flag
Thu Jan 24, 2013
Jamin M Jones answered:
I am truly not sure on that one but an agent like Lee below can help you find all the answers you need, Even suggest a cul de sac neighborhood that you could obtain, restore and be o9n control of, rebuilding one leaves the wings on each side ruffled, I would buy the whole bird and control it. I think federal or even local rehab funding may be available but again as a pro like Lee. If you need a Realtor or if Lee is not available, I have many great agents in the area and I'll be glad to recommend some to you if you like.

Just let me know - be happy to help !!

Jamin M Jones
Home Inspector NH Lic#280
http://www.inspectorjmj.weebly.com

inspectorjmj@gmail.com
Mobile: 978-675-7597
... more
0 votes 4 answers Share Flag
Thu Sep 30, 2010
Scott Godzyk answered:
Average time on market can be given as a whole for the entire city, but it should be looked at more closely for that type of home, the condition, the amenities, the upgrades and the neighborhood it is in. Linda the key in this market is to price the house at or just below market value to attract potential buyers, those homes that are priced correctly are selling where the houses priced above market value are sitting much longer. Most home owners simply owe more so have to ask more which skews the days on market number higher. you can ask a broker to complete a broker price opinion for you and with it they should be able to tell you what their estimate of days on market will be given all variables with your home. ... more
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